Mortgage lenders in Columbia County
4,588 mortgages were made in Columbia County, Georgia, in 2025, by 333 lenders. The median rate their borrowers got was 6.375% on a median loan of $275,000. Of 5,963 decisions, 1,096 were denials — 18.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 349 | 6.500% | $225,000 | 14.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 288 | 6.046% | $305,000 | 9.9% |
| SouthState Bank, National Association | 232 | 6.375% | $305,000 | 8.9% |
| Navy Federal Credit Union | 215 | 7.650% | $175,000 | 29.3% |
| GUILD MORTGAGE COMPANY | 204 | 6.250% | $275,000 | 3.6% |
| Mortgage Research Center, LLC | 199 | 6.250% | $315,000 | 24.2% |
| Queensborough National Bank & Trust Company | 148 | 6.250% | $305,000 | 3.8% |
| PINNACLE BANK | 145 | Not published | $265,000 | 7.6% |
| SRP Federal Credit Union | 128 | 6.375% | $115,000 | 20.6% |
| FREEDOM MORTGAGE CORPORATION | 123 | 5.875% | $325,000 | 9.5% |
| MOVEMENT MORTGAGE, LLC | 122 | 6.250% | $315,000 | 2.8% |
| First Heritage Mortgage, LLC | 104 | 5.125% | $355,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 98 | 6.250% | $280,000 | 12.3% |
| DHI MORTGAGE COMPANY, LTD. | 93 | 5.500% | $345,000 | 12.2% |
| Regions Bank | 88 | 4.990% | $105,000 | 37.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 84 | 6.575% | $295,000 | 2.3% |
| COLONY BANK | 83 | 6.375% | $355,000 | 1.2% |
| Ameris Bank | 81 | 6.375% | $285,000 | 6.9% |
| Broker Solutions, Inc. | 66 | 6.933% | $250,000 | 14.1% |
| Bank of America, National Association | 60 | 6.063% | $110,000 | 47.0% |
| Truist Bank | 52 | 6.838% | $155,000 | 47.1% |
| First-Citizens Bank & Trust Company | 51 | 6.350% | $195,000 | 23.2% |
| Loandepot.Com, LLC | 51 | 6.750% | $235,000 | 21.2% |
| NATIONSTAR MORTGAGE LLC | 49 | 7.490% | $145,000 | 10.9% |
| NEWREZ LLC | 42 | 6.500% | $300,000 | 34.8% |
| PLANET HOME LENDING, LLC | 39 | 5.990% | $325,000 | 11.1% |
| FIRST CHOICE MORTGAGE, INC. | 37 | 6.625% | $245,000 | 0.0% |
| Cadence Bank | 36 | 6.250% | $260,000 | 19.2% |
| Associated Credit Union | 35 | 7.250% | $95,000 | 14.6% |
| PENTAGON FEDERAL CREDIT UNION | 31 | 6.500% | $185,000 | 41.1% |
| CAROLINA ONE MORTGAGE, LLC | 31 | 6.375% | $265,000 | 3.1% |
| USAA Federal Savings Bank | 29 | 6.250% | $345,000 | 21.6% |
| CANOPY MORTGAGE, LLC | 29 | 6.250% | $455,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 6.375% | $265,000 | 32.6% |
| FIGURE LENDING LLC | 27 | 8.700% | $65,000 | 17.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 24 | 5.750% | $355,000 | 21.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 24 | 7.375% | $310,000 | 3.7% |
| Security Federal Bank | 24 | 6.125% | $340,000 | 7.4% |
| SPRING EQ, LLC | 23 | 9.375% | $65,000 | 55.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 22 | 6.250% | $270,000 | 7.1% |
| AmeriSave Mortgage Corporation | 20 | 9.313% | $105,000 | 57.7% |
| Wells Fargo Bank, National Association | 20 | 6.500% | $300,000 | 35.5% |
| Fifth Third Bank, National Association | 20 | 7.450% | $105,000 | 22.2% |
| LAKEVIEW LOAN SERVICING, LLC | 19 | 6.625% | $235,000 | 44.7% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 19 | 6.250% | $325,000 | 5.0% |
| NEW DAY FINANCIAL, LLC | 18 | 6.990% | $295,000 | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.438% | $340,000 | 16.0% |
| PHH Mortgage Corporation | 18 | 7.375% | $215,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 18 | 6.188% | $335,000 | 0.0% |
| F&M Bank | 18 | Not published | $170,000 | 0.0% |
| GEORGIA'S OWN | 17 | 8.250% | $95,000 | 47.1% |
| Equity Prime Mortgage LLC | 17 | 6.625% | $295,000 | 19.1% |
| JPMorgan Chase Bank, National Association | 17 | 6.500% | $235,000 | 19.1% |
| Synovus Bank | 17 | 7.160% | $225,000 | 22.7% |
| CMG MORTGAGE, INC. | 17 | 5.990% | $285,000 | 14.3% |
| Fairway Independent Mortgage Corporation | 17 | 6.750% | $265,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 16 | 6.063% | $280,000 | 56.1% |
| U.S. Bank National Association | 16 | 8.075% | $100,000 | 46.7% |
| Empeople Credit Union | 15 | 6.490% | $195,000 | 31.8% |
| Citizens Bank, National Association | 14 | 9.400% | $70,000 | 34.8% |
| Coastal Community Bank | 13 | 12.490% | $55,000 | 6.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 7.250% | $105,000 | 31.6% |
| LOWER, LLC | 13 | 6.750% | $315,000 | 23.5% |
| First Community Bank | 13 | 6.625% | $405,000 | 7.1% |
| First State Bank | 13 | Not published | $205,000 | 0.0% |
| Presidential Bank, FSB | 11 | 6.250% | $295,000 | 26.7% |
| A&D Mortgage LLC | 11 | 7.125% | $285,000 | 0.0% |
| General Mortgage Capital Corporation | 11 | 6.000% | $325,000 | 0.0% |
| Lendage, LLC | 10 | 10.250% | $85,000 | 28.6% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Acre Mortgage & Financial, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 46.7% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 46.7% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 30.8% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ROYAL UNITED MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 82.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 50.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Pinnacle Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 44.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 15.4% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 61.5% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| VERITAS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GEORGIA UNITED | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Union Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Core Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300Y3R0S9WULTX168 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 90.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUMMIT FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JUSTICE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bancorp Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 133 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Columbia County
31 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| SouthState Bank, National Association | 4 | $581.4 million |
| Queensborough National Bank & Trust Company | 4 | $347.0 million |
| Wells Fargo Bank, National Association | 3 | $815.5 million |
| Regions Bank | 3 | $353.8 million |
| First State Bank | 2 | $142.5 million |
| First-Citizens Bank & Trust Company | 2 | $130.3 million |
| Security Federal Bank | 2 | $110.8 million |
| The Huntington National Bank | 2 | $100.3 million |
| Vallant Bank | 2 | $51.1 million |
| Pinnacle Bank | 1 | $255.2 million |
| Bank of America, National Association | 1 | $218.8 million |
| Truist Bank | 1 | $146.4 million |
| Fifth Third Bank, National Association | 1 | $143.3 million |
| F&M Bank | 1 | $56.3 million |
| Colony Bank | 1 | $36.3 million |
| First Community Bank | 1 | $27.6 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 3820 Washington Rd, Martinez
- Cadence Bank, 4349 Washington Rd, Evans
- Synovus Bank, 4208 Washington Rd, Evans
Get told when this changes
When the next year’s lending figures are out for Columbia County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.