Acre Mortgage & Financial, Inc.
Acre Mortgage & Financial, Inc. received 1,020 applications in 2025 and made 778 mortgages, in 149 counties across 12 states. The median rate its borrowers got was 6.625% on a median loan of $305,000. Of 805 decisions, 23 were denials — 2.9%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2549007G9V4FYWWWDZ31 |
|---|---|
| Applications received | 1,020 |
| Mortgages made | 778 |
| Denied | 23 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 215 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.607 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 688 | 6.625% | $305,000 | 3.2% |
| Refinancing | 31 | 6.375% | $385,000 | 0.0% |
| Cash-out refinancing | 59 | 6.625% | $275,000 | 0.0% |
Where Acre Mortgage & Financial, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Burlington County, NJ | 92 | 6.625% | 1.1% |
| Camden County, NJ | 90 | 6.625% | 3.2% |
| Philadelphia County, PA | 81 | 6.625% | 3.5% |
| Gloucester County, NJ | 50 | 6.625% | 0.0% |
| Monroe County, PA | 35 | 7.125% | 0.0% |
| Palm Beach County, FL | 24 | 6.688% | 0.0% |
| Delaware County, PA | 24 | 6.625% | 0.0% |
| Cumberland County, NJ | 23 | 6.750% | 0.0% |
| Hillsborough County, FL | 20 | 6.688% | 12.5% |
| Atlantic County, NJ | 17 | 6.375% | 0.0% |
| Salem County, NJ | 16 | 6.500% | 0.0% |
| Montgomery County, PA | 16 | 6.688% | 0.0% |
| Bucks County, PA | 14 | 6.500% | 0.0% |
| Columbia County, GA | 9 | Under 10 loans | 0.0% |
| Johnson County, IN | 7 | Under 10 loans | 12.5% |
| Cape May County, NJ | 7 | Under 10 loans | 0.0% |
| Lynchburg city, VA | 7 | Under 10 loans | 0.0% |
| Broward County, FL | 6 | Under 10 loans | 0.0% |
| Pasco County, FL | 6 | Under 10 loans | 14.3% |
| Prince George's County, MD | 6 | Under 10 loans | 0.0% |
| Mercer County, NJ | 6 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 6 | Under 10 loans | 0.0% |
| Ocean County, NJ | 6 | Under 10 loans | 0.0% |
| Rockingham County, VA | 6 | Under 10 loans | 0.0% |
| New Castle County, DE | 5 | Under 10 loans | 16.7% |
| Cherokee County, GA | 5 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 5 | Under 10 loans | 0.0% |
| Baltimore County, MD | 5 | Under 10 loans | 0.0% |
| Sussex County, NJ | 5 | Under 10 loans | 0.0% |
| Onslow County, NC | 5 | Under 10 loans | 0.0% |
| Pike County, PA | 5 | Under 10 loans | 0.0% |
| Lee County, FL | 4 | Under 10 loans | 20.0% |
| Miami-Dade County, FL | 4 | Under 10 loans | 20.0% |
| St. Lucie County, FL | 4 | Under 10 loans | 0.0% |
| Marion County, IN | 4 | Under 10 loans | 0.0% |
| Essex County, NJ | 4 | Under 10 loans | 0.0% |
| Carbon County, PA | 4 | Under 10 loans | 0.0% |
| Chester County, PA | 4 | Under 10 loans | 0.0% |
| Adams County, CO | 3 | Under 10 loans | 0.0% |
| Marion County, FL | 3 | Under 10 loans | 0.0% |
| Polk County, FL | 3 | Under 10 loans | 0.0% |
| Sarasota County, FL | 3 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 3 | Under 10 loans | 0.0% |
| Somerset County, NJ | 3 | Under 10 loans | 0.0% |
| Lackawanna County, PA | 3 | Under 10 loans | 0.0% |
| Luzerne County, PA | 3 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 0.0% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Williamson County, TX | 3 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.