Mortgage lenders in Atlantic County
6,224 mortgages were made in Atlantic County, New Jersey, in 2025, by 433 lenders. The median rate their borrowers got was 6.750% on a median loan of $245,000. Of 8,735 decisions, 2,147 were denials — 24.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 401 | 6.990% | $175,000 | 19.9% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 381 | 6.625% | $295,000 | 2.4% |
| Advisors Mortgage Group, L.L.C. | 298 | 6.625% | $270,000 | 3.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 242 | 6.950% | $285,000 | 7.2% |
| TD Bank, National Association | 235 | 7.340% | $125,000 | 33.8% |
| OceanFirst Bank, National Association | 214 | 6.625% | $215,000 | 17.8% |
| GUARANTEED RATE, INC. | 157 | 6.750% | $305,000 | 12.6% |
| Citizens Bank, National Association | 154 | 7.650% | $200,000 | 37.5% |
| NATION ONE MORTGAGE CORPORATION | 154 | 6.625% | $290,000 | 11.5% |
| Loandepot.Com, LLC | 151 | 6.750% | $245,000 | 17.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 145 | 6.125% | $295,000 | 26.3% |
| PNC Bank, National Association | 142 | 7.730% | $105,000 | 41.0% |
| POLICE & FIRE | 130 | 6.240% | $85,000 | 35.4% |
| PENNYMAC LOAN SERVICES, LLC | 127 | 6.750% | $205,000 | 21.0% |
| Prosperity Home Mortgage, LLC | 124 | 6.750% | $295,000 | 6.8% |
| Bank of America, National Association | 121 | 6.240% | $135,000 | 54.8% |
| DHI MORTGAGE COMPANY, LTD. | 115 | 6.375% | $335,000 | 10.2% |
| JERSEY SHORE | 107 | Not published | $55,000 | 19.9% |
| NEWREZ LLC | 96 | 6.875% | $170,000 | 37.4% |
| Fulton Bank, National Association | 90 | 6.490% | $235,000 | 38.7% |
| CMG MORTGAGE, INC. | 75 | 6.875% | $265,000 | 12.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 69 | 9.750% | $335,000 | 0.0% |
| Wells Fargo Bank, National Association | 67 | 6.250% | $280,000 | 17.1% |
| UNION HOME MORTGAGE CORP. | 55 | 6.625% | $315,000 | 12.5% |
| NATIONSTAR MORTGAGE LLC | 54 | 7.313% | $105,000 | 25.0% |
| FIRST HARVEST Federal Credit Union | 51 | 7.740% | $65,000 | 37.0% |
| Navy Federal Credit Union | 50 | 7.975% | $165,000 | 46.2% |
| Loan Funder LLC | 50 | 8.180% | $220,000 | 5.7% |
| FREEDOM MORTGAGE CORPORATION | 48 | 6.250% | $285,000 | 25.3% |
| Broker Solutions, Inc. | 47 | 6.750% | $255,000 | 19.4% |
| Kiavi Funding, Inc. | 46 | 10.490% | $270,000 | 12.3% |
| Wilmington Savings Fund Society, FSB | 46 | 6.625% | $275,000 | 18.3% |
| Truist Bank | 44 | 6.488% | $180,000 | 32.4% |
| U.S. Bank National Association | 44 | 6.500% | $310,000 | 30.8% |
| JPMorgan Chase Bank, National Association | 43 | 6.490% | $255,000 | 14.0% |
| AmeriSave Mortgage Corporation | 40 | 8.500% | $85,000 | 64.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 40 | 6.750% | $325,000 | 9.1% |
| ABCO Federal Credit Union | 37 | 7.490% | $65,000 | 33.9% |
| MERIDIAN BANK | 36 | 6.750% | $305,000 | 11.6% |
| Mortgage Research Center, LLC | 35 | 6.125% | $345,000 | 36.4% |
| Coastal Community Bank | 34 | 10.490% | $55,000 | 1.8% |
| NFM, INC. | 33 | 6.625% | $295,000 | 5.7% |
| Manufacturers and Traders Trust Company | 32 | 5.875% | $330,000 | 35.2% |
| SPRING EQ, LLC | 30 | 8.463% | $70,000 | 66.7% |
| MOVEMENT MORTGAGE, LLC | 30 | 6.813% | $310,000 | 18.6% |
| FIGURE LENDING LLC | 29 | 9.900% | $75,000 | 34.9% |
| The First National Bank of Absecon | 29 | Not published | $95,000 | 11.8% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 28 | 6.495% | $270,000 | 6.7% |
| EMM LOANS LLC | 28 | 6.625% | $280,000 | 9.4% |
| ALLIED MORTGAGE GROUP, INC. | 25 | 6.500% | $315,000 | 12.5% |
| TRUMARK FINANCIAL CREDIT UNION | 24 | 6.740% | $270,000 | 27.3% |
| DEEPHAVEN MORTGAGE LLC | 23 | 7.625% | $155,000 | 23.3% |
| Lendage, LLC | 23 | 10.125% | $55,000 | 3.9% |
| Gateway First Bank | 23 | 6.500% | $245,000 | 4.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 6.433% | $280,000 | 32.4% |
| 1st Colonial Community Bank | 22 | 6.995% | $245,000 | 21.4% |
| Quaint Oak Mortgage, LLC | 22 | 6.375% | $350,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 22 | 6.128% | $1,365,000 | 0.0% |
| AMERICAN HERITAGE FCU | 21 | 6.740% | $105,000 | 46.2% |
| Discover Bank | 20 | 8.260% | $65,000 | 75.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 20 | 8.250% | $110,000 | 37.5% |
| TRIAD FINANCIAL SERVICES, INC. | 20 | 8.580% | $85,000 | 26.8% |
| CHAMPIONS FUNDING, LLC | 18 | 7.813% | $275,000 | 30.8% |
| BPL MORTGAGE TRUST, LLC | 18 | 7.750% | $115,000 | 14.3% |
| Acre Mortgage & Financial, Inc. | 17 | 6.375% | $295,000 | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 16 | 6.500% | $245,000 | 0.0% |
| CITADEL FEDERAL CREDIT UNION | 16 | 3.990% | $205,000 | 29.2% |
| Fairway Independent Mortgage Corporation | 16 | 6.875% | $340,000 | 0.0% |
| Sturdy Savings Bank | 16 | Not published | $345,000 | 5.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.625% | $285,000 | 11.8% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 6.990% | $275,000 | 59.3% |
| Hometown Equity Mortgage, LLC | 14 | 7.188% | $290,000 | 41.7% |
| Third Federal Savings and Loan Association of Cleveland | 13 | 6.990% | $155,000 | 48.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 13 | 9.865% | $205,000 | 0.0% |
| THE LOAN STORE, INC. | 13 | 7.250% | $245,000 | 22.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 13 | 7.500% | $375,000 | 0.0% |
| LENDINGONE, LLC | 12 | 8.345% | $255,000 | 36.8% |
| BETTER MORTGAGE CORPORATION | 12 | 8.063% | $180,000 | 45.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 9.545% | $230,000 | 7.7% |
| Newfield National Bank | 12 | Not published | $135,000 | 7.1% |
| 21st Mortgage Corporation | 11 | 10.080% | $85,000 | 68.6% |
| GoodLeap, LLC | 11 | 5.990% | $205,000 | 23.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.750% | $335,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.625% | $285,000 | 0.0% |
| Valley National Bank | 11 | 6.625% | $355,000 | 8.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.813% | $315,000 | 47.4% |
| AMERICAN HERITAGE LENDING, LLC | 10 | 7.188% | $115,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 10 | 6.870% | $315,000 | 16.7% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.625% | $190,000 | 0.0% |
| MortgageCountry, LLC | 10 | 6.188% | $465,000 | 0.0% |
| Parke Bank | 10 | 6.938% | $265,000 | 8.3% |
| Citadel Servicing Corporation | 10 | 7.625% | $275,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 53.3% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 62.5% |
| Firstrust Savings Bank | 9 | Under 10 loans | Under 10 loans | 44.4% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| TOWER Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 37.5% |
| NQM FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 15.4% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DEVELOPER'S MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Waterstone Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Presidential Bank, FSB | 7 | Under 10 loans | Under 10 loans | 22.2% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 6 | Under 10 loans | Under 10 loans | 82.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Univest Bank and Trust Co. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Mortgage Right | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Quontic Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 16.7% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 44.4% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 52.6% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 69.2% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PRINCETON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 4 | Under 10 loans | Under 10 loans | 16.7% |
| FRANKLIN MINT | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Provident Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Columbia Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Millville Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NJ LENDERS CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Manasquan Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER'S 1ST OF NJ | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Mid Penn Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 20.0% |
| First Citizens Community Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 28.6% |
| Mortgage America, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CITIZENS & NORTHERN BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Century Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Haddon Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Security Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 233 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Atlantic County
43 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| TD Bank, National Association | 8 | $1.9 billion |
| OceanFirst Bank, National Association | 6 | $1.7 billion |
| Bank of America, National Association | 6 | $1.2 billion |
| Wells Fargo Bank, National Association | 5 | $750.0 million |
| PNC Bank, National Association | 4 | $547.9 million |
| Fulton Bank, National Association | 4 | $435.6 million |
| The First National Bank of Absecon | 4 | $175.8 million |
| Parke Bank | 2 | $434.6 million |
| Truist Bank | 2 | $144.4 million |
| Sturdy Savings Bank | 1 | $47.7 million |
| Crown Bank | 1 | $10.3 million |
Get told when this changes
When the next year’s lending figures are out for Atlantic County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.