Firstrust Savings Bank
Firstrust Savings Bank received 1,233 applications in 2025 and made 764 mortgages, in 76 counties across 16 states. The median rate its borrowers got was 6.250% on a median loan of $235,000. Of 1,101 decisions, 306 were denials — 27.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | R7JQ9JTCFHXBQU4XIT26 |
|---|---|
| Applications received | 1,233 |
| Mortgages made | 764 |
| Denied | 306 |
| Approved, not taken up | 31 |
| Withdrawn or incomplete | 132 |
| Loans bought from other lenders | 18 |
| Median rate spread over the prime offer rate | 0.0025 points |
| FDIC-insured bank | Yes: Firstrust Savings Bank, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 422 | 6.500% | $265,000 | 11.3% |
| Refinancing | 72 | 4.990% | $220,000 | 40.2% |
| Cash-out refinancing | 46 | 6.830% | $240,000 | 25.0% |
| Other purposes | 224 | 4.990% | $155,000 | 44.0% |
Where Firstrust Savings Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Philadelphia County, PA | 199 | 6.375% | 26.0% |
| Bucks County, PA | 111 | 5.990% | 24.0% |
| Montgomery County, PA | 111 | 4.990% | 33.5% |
| Lehigh County, PA | 91 | 6.500% | 13.9% |
| Chester County, PA | 38 | 5.875% | 23.6% |
| Delaware County, PA | 31 | 6.375% | 39.6% |
| Camden County, NJ | 26 | 5.370% | 25.6% |
| Northampton County, PA | 23 | 6.375% | 14.8% |
| Baltimore County, MD | 17 | 6.250% | 34.5% |
| Burlington County, NJ | 14 | 4.990% | 41.7% |
| Cape May County, NJ | 12 | 6.688% | 22.2% |
| New Castle County, DE | 9 | Under 10 loans | 18.2% |
| Atlantic County, NJ | 9 | Under 10 loans | 44.4% |
| Gloucester County, NJ | 7 | Under 10 loans | 50.0% |
| Baltimore city, MD | 5 | Under 10 loans | 28.6% |
| Luzerne County, PA | 5 | Under 10 loans | 16.7% |
| Berks County, PA | 4 | Under 10 loans | 42.9% |
| Lancaster County, PA | 4 | Under 10 loans | 0.0% |
| Kent County, DE | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Howard County, MD | 2 | Under 10 loans | 0.0% |
| Mercer County, NJ | 2 | Under 10 loans | 33.3% |
| Monmouth County, NJ | 2 | Under 10 loans | 0.0% |
| Salem County, NJ | 2 | Under 10 loans | 0.0% |
| Carbon County, PA | 2 | Under 10 loans | 60.0% |
| Monroe County, PA | 2 | Under 10 loans | 33.3% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 1 | Under 10 loans | 0.0% |
| Lincoln County, ME | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Cecil County, MD | 1 | Under 10 loans | 50.0% |
| Harford County, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 50.0% |
| Prince George's County, MD | 1 | Under 10 loans | 66.7% |
| St. Mary's County, MD | 1 | Under 10 loans | 50.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 1 | Under 10 loans | 50.0% |
| Ocean County, NJ | 1 | Under 10 loans | 50.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Currituck County, NC | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Columbia County, PA | 1 | Under 10 loans | 0.0% |
| Lackawanna County, PA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.