Mortgage lenders in Monroe County
4,450 mortgages were made in Monroe County, Pennsylvania, in 2025, by 426 lenders. The median rate their borrowers got was 6.875% on a median loan of $215,000. Of 6,560 decisions, 1,788 were denials — 27.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 456 | 6.875% | $195,000 | 21.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 241 | 6.500% | $255,000 | 24.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 231 | 6.875% | $255,000 | 4.9% |
| Citizens Bank, National Association | 143 | 7.650% | $115,000 | 40.6% |
| PNC Bank, National Association | 127 | 7.240% | $105,000 | 43.1% |
| ESSA Bank & Trust | 112 | 7.250% | $115,000 | 15.0% |
| PENNYMAC LOAN SERVICES, LLC | 102 | 6.747% | $250,000 | 24.5% |
| MOVEMENT MORTGAGE, LLC | 102 | 6.688% | $265,000 | 4.7% |
| Mortgage Research Center, LLC | 74 | 6.375% | $305,000 | 33.6% |
| NEWREZ LLC | 72 | 6.688% | $215,000 | 47.1% |
| Loandepot.Com, LLC | 72 | 6.990% | $190,000 | 34.6% |
| GUARANTEED RATE, INC. | 67 | 6.990% | $265,000 | 10.4% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 66 | 6.640% | $90,000 | 16.3% |
| JPMorgan Chase Bank, National Association | 56 | 6.625% | $270,000 | 22.7% |
| Ixonia Bank | 55 | 6.625% | $265,000 | 0.0% |
| Broker Solutions, Inc. | 53 | 6.875% | $245,000 | 27.3% |
| CNB Bank | 53 | 5.750% | $175,000 | 3.6% |
| KEYSTONE FUNDING, INC. | 53 | 6.625% | $265,000 | 1.6% |
| First Northern Bank and Trust Company | 52 | Not published | $85,000 | 23.5% |
| GUILD MORTGAGE COMPANY | 46 | 6.750% | $285,000 | 4.1% |
| AmeriSave Mortgage Corporation | 45 | 8.125% | $105,000 | 65.9% |
| Kiavi Funding, Inc. | 45 | 10.750% | $205,000 | 9.6% |
| Coastal Community Bank | 42 | 11.240% | $55,000 | 3.0% |
| NATIONSTAR MORTGAGE LLC | 41 | 7.500% | $185,000 | 22.8% |
| Wells Fargo Bank, National Association | 38 | 6.500% | $180,000 | 26.4% |
| Navy Federal Credit Union | 37 | 7.000% | $245,000 | 40.9% |
| TD Bank, National Association | 37 | 7.440% | $175,000 | 32.1% |
| Prosperity Home Mortgage, LLC | 37 | 6.375% | $285,000 | 11.4% |
| CMG MORTGAGE, INC. | 36 | 6.750% | $275,000 | 2.4% |
| Acre Mortgage & Financial, Inc. | 35 | 7.125% | $305,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 34 | 6.250% | $250,000 | 32.3% |
| Bank of America, National Association | 34 | 6.490% | $150,000 | 50.7% |
| The Fidelity Deposit and Discount Bank | 34 | 7.125% | $270,000 | 7.5% |
| PLANET HOME LENDING, LLC | 33 | 6.375% | $275,000 | 12.8% |
| Wayne Bank | 32 | Not published | $105,000 | 30.6% |
| NBT Bank, National Association | 30 | 4.990% | $100,000 | 26.1% |
| SPRING EQ, LLC | 29 | 9.150% | $65,000 | 68.9% |
| MEMBERS 1ST | 29 | 5.740% | $105,000 | 37.0% |
| First Commonwealth Federal Credit Union | 29 | 7.240% | $65,000 | 22.5% |
| Mortgage America, Inc. | 26 | 6.625% | $270,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 26 | 6.625% | $275,000 | 10.3% |
| FIGURE LENDING LLC | 25 | 9.700% | $65,000 | 26.0% |
| THE LOAN STORE, INC. | 25 | 7.125% | $225,000 | 12.5% |
| Lendage, LLC | 25 | 11.000% | $75,000 | 3.7% |
| Manufacturers and Traders Trust Company | 23 | 5.990% | $105,000 | 53.8% |
| Peoples Security Bank and Trust Company | 22 | 1.990% | $105,000 | 36.1% |
| KIND LENDING, LLC | 22 | 7.058% | $245,000 | 35.3% |
| Hometown Equity Mortgage, LLC | 21 | 7.375% | $295,000 | 42.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 21 | 6.625% | $285,000 | 4.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 21 | 6.625% | $275,000 | 4.6% |
| Truist Bank | 18 | 7.363% | $110,000 | 51.3% |
| U.S. Bank National Association | 18 | 6.875% | $210,000 | 47.1% |
| CHAMPIONS FUNDING, LLC | 18 | 7.750% | $225,000 | 21.7% |
| ZILLOW HOME LOANS, LLC | 17 | 6.625% | $275,000 | 10.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 17 | 6.750% | $245,000 | 5.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 6.563% | $155,000 | 38.5% |
| POLICE & FIRE | 16 | 6.240% | $135,000 | 23.8% |
| Citizens Savings Bank | 16 | Not published | $100,000 | 11.1% |
| BETTER MORTGAGE CORPORATION | 15 | 7.000% | $265,000 | 53.1% |
| Equity Prime Mortgage LLC | 15 | 6.625% | $255,000 | 6.3% |
| GoodLeap, LLC | 15 | 6.625% | $155,000 | 15.0% |
| First Keystone Community Bank | 15 | 7.250% | $175,000 | 27.3% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 8.500% | $85,000 | 60.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.375% | $220,000 | 57.8% |
| First National Bank of Pennsylvania | 14 | 6.615% | $150,000 | 62.2% |
| POLISH & SLAVIC | 14 | Not published | $240,000 | 21.1% |
| PLAZA HOME MORTGAGE, INC. | 14 | 6.625% | $180,000 | 17.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 7.500% | $105,000 | 23.5% |
| The Federal Savings Bank | 13 | 6.250% | $265,000 | 18.8% |
| NEW DAY FINANCIAL, LLC | 12 | 6.740% | $270,000 | 52.0% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 6.688% | $250,000 | 62.5% |
| A&D Mortgage LLC | 12 | 7.063% | $300,000 | 17.7% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.438% | $255,000 | 47.8% |
| Bethpage Federal Credit Union | 12 | 6.625% | $225,000 | 29.4% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 12 | 6.875% | $245,000 | 7.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 6.250% | $335,000 | 37.1% |
| 254900M2C4Q6DATP2889 | 11 | 5.875% | $225,000 | 8.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 10.640% | $105,000 | 25.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 11 | 6.990% | $225,000 | 8.3% |
| Fulton Bank, National Association | 11 | 6.625% | $185,000 | 33.3% |
| BPL MORTGAGE TRUST, LLC | 11 | 7.125% | $265,000 | 12.5% |
| EMM LOANS LLC | 11 | 6.500% | $265,000 | 0.0% |
| Discover Bank | 10 | 8.165% | $65,000 | 83.3% |
| USAA Federal Savings Bank | 10 | 6.500% | $315,000 | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.938% | $260,000 | 9.1% |
| SUMMIT FUNDING, INC. | 10 | 6.933% | $225,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.688% | $140,000 | 9.1% |
| SWBC MORTGAGE CORPORATION | 10 | 6.688% | $290,000 | 8.3% |
| Municipal Credit Union | 9 | Under 10 loans | Under 10 loans | 59.1% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| SEMPER HOME LOANS, INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 42.9% |
| UNITED MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 74.1% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 53.3% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 53.3% |
| CONTOUR MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| ALLIED MORTGAGE GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| New Tripoli Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLIFFCO, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 57.1% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AFFINITY | 6 | Under 10 loans | Under 10 loans | 22.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Generations Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 12.5% |
| RELIANT HOME FUNDING, INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Honesdale National Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Allentown Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 60.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Visions Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Community Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Wilmington Savings Fund Society, FSB | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NJ LENDERS CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mauch Chunk Trust Company | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 12.5% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ICE LENDER HOLDINGS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| EAST COAST CAPITAL CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Fairway Independent Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AmeriServ Financial Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| The Dime Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 2549005FUF02T1IFCA22 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Summit Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PS Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 57.1% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| UNITED FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LENDING CAPITAL GROUP Inc | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHILADELPHIA FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| RPE Home, Inc | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Unity Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PICATINNY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| American Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Quaint Oak Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 226 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Monroe County
42 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| CNB Bank | 8 | $835.6 million |
| PNC Bank, National Association | 6 | $932.2 million |
| First Northern Bank and Trust Company | 5 | $335.6 million |
| First Keystone Community Bank | 4 | $206.6 million |
| Wayne Bank | 4 | $148.3 million |
| Wells Fargo Bank, National Association | 3 | $431.2 million |
| NBT Bank, National Association | 3 | $112.4 million |
| Citizens Bank, National Association | 2 | $228.5 million |
| Woodforest National Bank | 2 | $11.8 million |
| Peoples Security Bank and Trust Company | 1 | $90.0 million |
| Truist Bank | 1 | $80.9 million |
| Manufacturers and Traders Trust Company | 1 | $60.5 million |
| First National Bank of Pennsylvania | 1 | $49.1 million |
| Citizens Savings Bank | 1 | $33.5 million |
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- ESSA Bank & Trust, 1881 Route 209, Brodheadsville
- ESSA Bank & Trust, 200 Palmer St, Stroudsburg
- ESSA Bank & Trust, 200 Palmer St, Stroudsburg
- ESSA Bank & Trust, 249 Route 940, Blakeslee Corners, Blakeslee
- ESSA Bank & Trust, 2826 Route 611, Tannersville
- ESSA Bank & Trust, 5120 Milford Rd, East Stroudsburg
- ESSA Bank & Trust, 75 Washington St, East Stroudsburg
- ESSA Bank & Trust, 975 Route 390, Cresco
Get told when this changes
When the next year’s lending figures are out for Monroe County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.