Mortgage Lender Index

RELIANT HOME FUNDING, INC

RELIANT HOME FUNDING, INC received 815 applications in 2025 and made 508 mortgages, in 153 counties across 23 states. The median rate its borrowers got was 6.500% on a median loan of $515,000. Of 545 decisions, 36 were denials — 6.6%, most often for debt-to-income ratio.

Legal Entity Identifier2549001NJY765EZWDI06
Applications received815
Mortgages made508
Denied36
Approved, not taken up1
Withdrawn or incomplete270
Loans bought from other lenders0
Median rate spread over the prime offer rate0.2335 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase436 6.500%$515,000 6.8%
Refinancing37 6.000%$635,000 2.6%
Cash-out refinancing35 6.625%$475,000 7.9%

Where RELIANT HOME FUNDING, INC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Suffolk County, NY 1546.625%5.5%
Nassau County, NY 636.500%3.1%
Queens County, NY 226.500%0.0%
Kings County, NY 146.688%17.7%
Westchester County, NY 146.313%0.0%
Capitol Planning Region, CT 106.125%0.0%
Naugatuck Valley Planning Region, CT 8Under 10 loans11.1%
Orange County, NY 8Under 10 loans0.0%
Western Connecticut Planning Region, CT 7Under 10 loans0.0%
Monroe County, NY 7Under 10 loans0.0%
Broward County, FL 6Under 10 loans33.3%
New York County, NY 6Under 10 loans25.0%
Monroe County, PA 6Under 10 loans0.0%
South Central Connecticut Planning Region, CT 5Under 10 loans0.0%
Richmond County, NY 5Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 4Under 10 loans33.3%
Southeastern Connecticut Planning Region, CT 4Under 10 loans20.0%
Anne Arundel County, MD 4Under 10 loans0.0%
Montgomery County, MD 4Under 10 loans0.0%
Middlesex County, MA 4Under 10 loans0.0%
Suffolk County, MA 4Under 10 loans0.0%
Bergen County, NJ 4Under 10 loans0.0%
Somerset County, NJ 4Under 10 loans0.0%
Union County, NJ 4Under 10 loans0.0%
Lower Connecticut River Valley Planning Region, CT 3Under 10 loans0.0%
Palm Beach County, FL 3Under 10 loans0.0%
Norfolk County, MA 3Under 10 loans0.0%
Middlesex County, NJ 3Under 10 loans0.0%
Monmouth County, NJ 3Under 10 loans0.0%
Morris County, NJ 3Under 10 loans0.0%
Dutchess County, NY 3Under 10 loans25.0%
Onondaga County, NY 3Under 10 loans0.0%
Rockland County, NY 3Under 10 loans0.0%
Montgomery County, PA 3Under 10 loans0.0%
Miami-Dade County, FL 2Under 10 loans0.0%
Polk County, FL 2Under 10 loans0.0%
St. Johns County, FL 2Under 10 loans0.0%
Cumberland County, ME 2Under 10 loans0.0%
Baltimore County, MD 2Under 10 loans33.3%
Charles County, MD 2Under 10 loans33.3%
Bristol County, MA 2Under 10 loans0.0%
Essex County, MA 2Under 10 loans0.0%
Worcester County, MA 2Under 10 loans0.0%
Essex County, NJ 2Under 10 loans0.0%
Hudson County, NJ 2Under 10 loans0.0%
Passaic County, NJ 2Under 10 loans0.0%
Bronx County, NY 2Under 10 loans0.0%
Erie County, NY 2Under 10 loans33.3%
Putnam County, NY 2Under 10 loans0.0%
Sullivan County, NY 2Under 10 loans0.0%

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When RELIANT HOME FUNDING, INC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.