Mortgage lenders in New York County
7,521 mortgages were made in New York County, New York, in 2025, by 301 lenders. The median rate their borrowers got was 6.125% on a median loan of $755,000. Of 9,752 decisions, 1,957 were denials — 20.1%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | 1,241 | 6.000% | $815,000 | 12.4% |
| Citibank, National Association | 823 | 6.000% | $795,000 | 14.2% |
| Citizens Bank, National Association | 698 | 6.125% | $805,000 | 25.1% |
| Wells Fargo Bank, National Association | 665 | 5.875% | $825,000 | 15.6% |
| Bank of America, National Association | 325 | 5.500% | $1,005,000 | 36.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 292 | 6.740% | $475,000 | 7.8% |
| TD Bank, National Association | 266 | 6.125% | $645,000 | 28.1% |
| Morgan Stanley Private Bank, National Association | 259 | 5.750% | $1,145,000 | 3.4% |
| U.S. Bank National Association | 253 | 6.000% | $745,000 | 18.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 192 | 5.995% | $850,000 | 16.4% |
| Rocket Mortgage, LLC | 146 | 6.500% | $435,000 | 40.1% |
| NATIONAL COOPERATIVE BANK, N.A. | 135 | 6.580% | $755,000 | 11.1% |
| UBS Bank USA | 110 | 5.750% | $1,350,000 | 9.8% |
| GUARANTEED RATE AFFINITY, LLC | 107 | 6.500% | $585,000 | 9.2% |
| Manufacturers and Traders Trust Company | 94 | 5.875% | $565,000 | 25.6% |
| 254900IRE136HFEI2562 | 92 | 6.750% | $615,000 | 7.1% |
| GUARANTEED RATE, INC. | 87 | 6.500% | $635,000 | 9.3% |
| Loandepot.Com, LLC | 85 | 6.500% | $525,000 | 14.0% |
| United Nations Federal Credit Union | 78 | 5.750% | $465,000 | 9.2% |
| Charles Schwab Bank, SSB | 72 | 5.700% | $770,000 | 10.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 6.375% | $515,000 | 35.0% |
| Dime Community Bank | 63 | Not published | $635,000 | 23.2% |
| East West Bank | 57 | 6.750% | $495,000 | 21.8% |
| Amalgamated Bank | 54 | 6.250% | $295,000 | 3.6% |
| Goldman Sachs Bank USA | 42 | 5.670% | $2,005,000 | 32.9% |
| CLIFFCO, INC. | 41 | 7.250% | $635,000 | 8.9% |
| NEWREZ LLC | 39 | 6.500% | $525,000 | 35.5% |
| Bethpage Federal Credit Union | 35 | 6.375% | $455,000 | 58.7% |
| PNC Bank, National Association | 35 | 6.250% | $605,000 | 30.9% |
| City National Bank | 33 | 5.625% | $1,185,000 | 22.7% |
| Ridgewood Savings Bank | 29 | 6.500% | $765,000 | 38.8% |
| Webster Bank, National Association | 28 | 5.875% | $1,885,000 | 27.5% |
| Raymond James Bank | 23 | 5.375% | $980,000 | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | 22 | 8.980% | $450,000 | 8.3% |
| Apple Bank for Savings | 22 | 6.006% | $2,680,000 | 4.4% |
| First-Citizens Bank & Trust Company | 21 | 5.625% | $1,045,000 | 4.4% |
| FM Home Loans, LLC | 20 | 6.990% | $1,385,000 | 3.7% |
| Valley National Bank | 20 | 5.818% | $600,000 | 22.2% |
| Municipal Credit Union | 19 | 5.990% | $575,000 | 38.2% |
| Stifel Bank and Trust | 19 | 6.000% | $545,000 | 8.3% |
| CMG MORTGAGE, INC. | 18 | 6.687% | $290,000 | 14.3% |
| PLAZA HOME MORTGAGE, INC. | 18 | 6.625% | $540,000 | 43.8% |
| BNY Mellon, National Association | 16 | 5.625% | $1,745,000 | 5.9% |
| Peapack-Gladstone Bank | 16 | Not published | $1,635,000 | 5.9% |
| Woori America Bank | 15 | Not published | $890,000 | 5.9% |
| A&D Mortgage LLC | 14 | 7.375% | $745,000 | 17.7% |
| EAST COAST CAPITAL CORP. | 14 | 7.125% | $870,000 | 12.5% |
| BMO Bank National Association | 14 | 5.375% | $1,645,000 | 17.7% |
| Deutsche Bank Trust Company Americas | 13 | Not published | $3,105,000 | 0.0% |
| The Federal Savings Bank | 13 | 6.625% | $485,000 | 13.3% |
| WALL STREET MORTGAGE BANKERS, LTD. | 13 | 6.990% | $795,000 | 7.1% |
| Customers Bank | 13 | 6.080% | $3,605,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 12 | 6.750% | $505,000 | 13.3% |
| NorthEast Community Bank | 12 | 5.600% | $1,760,000 | 0.0% |
| Loan Funder LLC | 11 | 8.650% | $1,255,000 | 26.7% |
| Royal Business Bank | 11 | 6.750% | $2,555,000 | 0.0% |
| NJ LENDERS CORP. | 11 | 6.750% | $375,000 | 8.3% |
| Popular Bank | 11 | Not published | $505,000 | 15.4% |
| BETTER MORTGAGE CORPORATION | 10 | 9.313% | $185,000 | 56.0% |
| ICE LENDER HOLDINGS LLC | 10 | 7.250% | $755,000 | 52.4% |
| Flagstar Bank, N.A. | 10 | 5.619% | $1,385,000 | 45.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 9.615% | $1,150,000 | 0.0% |
| ARC HOME LLC | 10 | 6.875% | $575,000 | 9.1% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 10 | 7.000% | $530,000 | 0.0% |
| BRADESCO BANK | 10 | 6.438% | $1,015,000 | 16.7% |
| Cathay Bank | 10 | 6.456% | $1,130,000 | 9.1% |
| NORWICH COMMERCIAL GROUP, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NQM FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| USALLIANCE FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ADVANCIAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| American Broadcast Employees Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Emigrant Bank | 7 | Under 10 loans | Under 10 loans | 9.1% |
| UNITED MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flushing Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 6 | Under 10 loans | Under 10 loans | 53.8% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 47.4% |
| First Horizon Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RELIANT HOME FUNDING, INC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| EMBRACE HOME LOANS, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| EMIGRANT FUNDING CORPORATION | 6 | Under 10 loans | Under 10 loans | 11.1% |
| FOUNDATION MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Broker Solutions, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 66.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Bank of Hope | 5 | Under 10 loans | Under 10 loans | 30.0% |
| LUXURY MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CONTOUR MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PENNYMAC LOAN SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Hanover Community Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Metro City Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| GREYSTONE SERVICING COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ConnectOne Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| New York University Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Interaudi Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Maspeth Federal Savings and Loan Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Habib American Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 71.4% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 11.1% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 16.7% |
| DEVELOPER'S MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS CAPITAL CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| M&T REALTY CAPITAL CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 3 | Under 10 loans | Under 10 loans | 76.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 44.4% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 18.2% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nassau Educators Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 57.1% |
| INTERSTATE HOME LOAN CENTER, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Genesis Capital, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BARINGS MULTIFAMILY CAPITAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northfield Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Actors Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Northern Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 3 | Under 10 loans | Under 10 loans | 25.0% |
| International Bank of Chicago | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTERNATIONAL FINANCE BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Global Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FNBC Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 94.3% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 81.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CTBC Bank Corp. (USA) | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LYNX MORTGAGE BANK LLC | 2 | Under 10 loans | Under 10 loans | 20.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 20.0% |
| US MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Shinhan Bank America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Abacus Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Industrial and Commercial Bank of China USA, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brookline Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 90.0% |
| TEACHERS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HUDSON VALLEY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 57.1% |
| Mortgage Research Center, LLC | 1 | Under 10 loans | Under 10 loans | 83.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Unity Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST PRIORITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Banco do Brasil Americas | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GREYSTONE FUNDING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ARK MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FREEDOM MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Chemung Canal Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 9845002BFC70CNA9B356 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cross County Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 101 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in New York County
503 FDIC-insured branches from 83 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
25 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Apple Bank, 1320 Avenue Of The Americas, New York
- Bank of America, National Association, 900 3rd Ave, New York
- Capital One, National Association, 1745 Broadway, New York
- Capital One, National Association, 175 W 72nd St, New York
- Capital One, National Association, 215 W 34th St, New York
- Capital One, National Association, 299 Park Avenue, New York
- Citibank, National Association, 153 E 53rd St Fl 15, New York
- Citibank, National Association, 153 E 53rd St Fl 25, New York
- Citizens Bank, National Association, 131 E 57th St, New York
- Dime Community Bank, 34 E 51st St, New York
- Flagstar Bank, National Association, 111 Broadway, Rm 903, New York
- Flagstar Bank, National Association, 200 Park Ave S, New York
- Flagstar Bank, National Association, 50 W 57th St, New York
- Flagstar Bank, National Association, 950 3rd Ave, New York
- Flushing Bank, 183 Canal St, New York
- Flushing Bank, 225 Park Ave S, New York
- Flushing Bank, 99 Park Ave, New York
- Industrial Bank, 382 W 125th St, New York
- KeyBank National Association, 11 E 22nd St, New York City
- Ponce Bank, 319 1st Ave, New York
- Popular Bank, 180 Dyckman St, New York City
- Popular Bank, 285 Madison Ave, New York
- Popular Bank, 615 W 181st St, New York City
- TD Bank, National Association, 576 2nd Ave, New York
- TD Bank, National Association, 655 Avenue Of The Americas, New York
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.