Industrial and Commercial Bank of China USA, National Association
Industrial and Commercial Bank of China USA, National Association received 65 applications in 2025 and made 39 mortgages, in 18 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $605,000. Of 40 decisions, 1 were denials — 2.5%, most often for other.
| Legal Entity Identifier | 254900YLQBQNWLGKOI74 |
|---|---|
| Applications received | 65 |
| Mortgages made | 39 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 25 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Industrial and Commercial Bank of China USA, National Association, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 12 | Not published | $665,000 | 0.0% |
| Refinancing | 16 | Not published | $505,000 | 0.0% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where Industrial and Commercial Bank of China USA, National Association lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 12 | Not published | 0.0% |
| Sacramento County, CA | 6 | Under 10 loans | 0.0% |
| Alameda County, CA | 4 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 3 | Under 10 loans | 0.0% |
| San Mateo County, CA | 2 | Under 10 loans | 0.0% |
| New York County, NY | 2 | Under 10 loans | 0.0% |
| King County, WA | 2 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| San Francisco County, CA | 1 | Under 10 loans | 50.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Kings County, NY | 1 | Under 10 loans | 0.0% |
| Queens County, NY | 1 | Under 10 loans | 0.0% |
| Richmond County, NY | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 0 | Under 10 loans | Not published |
| Nassau County, NY | 0 | Under 10 loans | Not published |
| Snohomish County, WA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.