Mortgage lenders in Snohomish County
19,763 mortgages were made in Snohomish County, Washington, in 2025, by 471 lenders. The median rate their borrowers got was 6.500% on a median loan of $455,000. Of 25,826 decisions, 5,037 were denials — 19.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Boeing Employees Credit Union | 3,261 | 6.125% | $155,000 | 25.9% |
| Rocket Mortgage, LLC | 1,261 | 6.625% | $405,000 | 15.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,173 | 6.240% | $585,000 | 11.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 565 | 6.625% | $555,000 | 4.8% |
| CMG MORTGAGE, INC. | 561 | 6.625% | $585,000 | 6.4% |
| GUILD MORTGAGE COMPANY | 558 | 6.625% | $520,000 | 2.4% |
| Bank of America, National Association | 543 | 5.990% | $255,000 | 37.6% |
| MOVEMENT MORTGAGE, LLC | 538 | 6.531% | $565,000 | 5.1% |
| U.S. Bank National Association | 514 | 6.250% | $650,000 | 29.5% |
| DHI MORTGAGE COMPANY, LTD. | 424 | 5.625% | $595,000 | 5.5% |
| PENNYMAC LOAN SERVICES, LLC | 367 | 6.499% | $545,000 | 13.7% |
| JPMorgan Chase Bank, National Association | 362 | 6.125% | $655,000 | 11.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 344 | 6.750% | $525,000 | 7.0% |
| NEWREZ LLC | 320 | 6.875% | $485,000 | 21.1% |
| Fairway Independent Mortgage Corporation | 276 | 6.750% | $530,000 | 6.1% |
| Navy Federal Credit Union | 258 | 7.750% | $155,000 | 27.4% |
| Loandepot.Com, LLC | 258 | 6.750% | $435,000 | 21.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 249 | 6.500% | $505,000 | 1.9% |
| Broker Solutions, Inc. | 220 | 6.750% | $525,000 | 11.9% |
| CORNERSTONE CAPITAL BANK, SSB | 209 | 6.490% | $565,000 | 1.0% |
| NFM, INC. | 189 | 6.625% | $575,000 | 1.1% |
| Wells Fargo Bank, National Association | 176 | 5.875% | $865,000 | 13.7% |
| NATIONSTAR MORTGAGE LLC | 176 | 8.500% | $105,000 | 19.4% |
| SPRING EQ, LLC | 165 | 9.100% | $105,000 | 55.6% |
| GUARANTEED RATE, INC. | 157 | 6.500% | $525,000 | 8.9% |
| THE LOAN STORE, INC. | 156 | 6.490% | $475,000 | 10.8% |
| Banner Bank | 145 | 6.990% | $255,000 | 28.9% |
| LENNAR MORTGAGE, LLC | 132 | 4.990% | $785,000 | 1.5% |
| Global Federal Credit Union | 128 | 6.000% | $750,000 | 15.8% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 127 | 7.470% | $155,000 | 53.6% |
| OriginPoint, LLC | 126 | 6.575% | $625,000 | 2.3% |
| Umpqua Bank | 125 | 8.250% | $325,000 | 31.3% |
| 1st Security Bank of Washington | 125 | 6.750% | $490,000 | 5.3% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 122 | 7.250% | $340,000 | 11.5% |
| FREEDOM MORTGAGE CORPORATION | 119 | 6.125% | $525,000 | 11.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 116 | 6.375% | $620,000 | 9.3% |
| SAMMAMISH MORTGAGE COMPANY | 113 | 6.250% | $605,000 | 2.6% |
| KeyBank National Association | 105 | 6.500% | $515,000 | 42.7% |
| Sound Credit Union | 97 | 7.140% | $115,000 | 35.2% |
| ALLIANT CREDIT UNION | 96 | 8.000% | $155,000 | 22.7% |
| Mortgage Research Center, LLC | 95 | 6.125% | $555,000 | 32.6% |
| FIGURE LENDING LLC | 94 | 10.175% | $95,000 | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 91 | 6.375% | $385,000 | 18.0% |
| BETTER MORTGAGE CORPORATION | 88 | 7.188% | $380,000 | 30.2% |
| QUALSTAR CREDIT UNION | 85 | 6.740% | $125,000 | 18.7% |
| Coastal Community Bank | 80 | 8.000% | $155,000 | 11.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 80 | 6.490% | $505,000 | 1.2% |
| KBHS HOME LOANS, LLC | 79 | 5.990% | $685,000 | 10.2% |
| HomeStreet Bank | 78 | 7.750% | $305,000 | 15.2% |
| Eastside Funding LLC | 78 | 12.000% | $365,000 | 2.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 73 | 7.990% | $155,000 | 21.7% |
| SCENIC OAKS FUNDING, LLC | 73 | 6.624% | $565,000 | 2.7% |
| INSPIRE HOME LOANS INC. | 73 | 5.625% | $655,000 | 3.8% |
| Third Federal Savings and Loan Association of Cleveland | 70 | 6.990% | $210,000 | 42.7% |
| KIND LENDING, LLC | 69 | 6.625% | $605,000 | 22.5% |
| General Mortgage Capital Corporation | 68 | 6.250% | $545,000 | 0.0% |
| GESA | 65 | 7.500% | $155,000 | 24.1% |
| TRIAD FINANCIAL SERVICES, INC. | 63 | 8.700% | $145,000 | 25.6% |
| Paramount Residential Mortgage Group, Inc. | 62 | 6.625% | $650,000 | 4.6% |
| AmeriSave Mortgage Corporation | 58 | 8.938% | $105,000 | 67.9% |
| BAY EQUITY LLC | 58 | 6.750% | $515,000 | 1.7% |
| NexBank | 55 | 6.125% | $605,000 | 10.8% |
| ZILLOW HOME LOANS, LLC | 53 | 6.375% | $495,000 | 1.8% |
| Zions Bancorporation, N.A. | 52 | 5.750% | $900,000 | 5.7% |
| Citibank, National Association | 51 | 5.625% | $925,000 | 13.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 48 | 9.990% | $160,000 | 21.5% |
| PNC Bank, National Association | 47 | 6.375% | $425,000 | 33.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 46 | 5.998% | $685,000 | 3.9% |
| LAKEVIEW LOAN SERVICING, LLC | 45 | 6.625% | $365,000 | 66.5% |
| Cornerstone First Mortgage, Inc | 44 | 6.313% | $465,000 | 0.0% |
| PRIORITY HOME LENDING, LLC | 41 | 6.625% | $555,000 | 8.9% |
| LOWER, LLC | 40 | 6.438% | $585,000 | 16.7% |
| RESICENTRAL, LLC | 40 | 6.558% | $565,000 | 2.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 39 | 5.875% | $835,000 | 2.5% |
| FINANCE OF AMERICA REVERSE LLC | 39 | 8.240% | $255,000 | 4.9% |
| DIRECTORS MORTGAGE, INC. | 39 | 6.500% | $515,000 | 0.0% |
| NBKC BANK | 38 | 6.433% | $605,000 | 11.6% |
| LEADERONE FINANCIAL CORPORATION | 37 | 6.624% | $495,000 | 22.9% |
| ENVOY MORTGAGE, LTD | 37 | 6.375% | $545,000 | 15.9% |
| PULTE MORTGAGE LLC | 35 | 5.375% | $535,000 | 10.3% |
| NEXERA HOLDING LLC | 34 | 7.313% | $495,000 | 2.9% |
| Heritage Bank | 33 | 7.740% | $135,000 | 31.6% |
| East West Bank | 33 | 6.000% | $485,000 | 10.8% |
| HOMEAMERICAN MORTGAGE CORPORATION | 33 | 5.375% | $715,000 | 5.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 32 | 6.995% | $310,000 | 43.4% |
| CANOPY MORTGAGE, LLC | 32 | 6.500% | $620,000 | 0.0% |
| Peoples Bank | 31 | 7.750% | $255,000 | 25.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 31 | 6.625% | $535,000 | 3.0% |
| Morgan Stanley Private Bank, National Association | 31 | 5.750% | $625,000 | 6.1% |
| Lendage, LLC | 30 | 11.250% | $75,000 | 18.2% |
| QUORUM FEDERAL CREDIT UNION | 29 | 8.375% | $105,000 | 28.0% |
| Plains Commerce Bank | 29 | 6.375% | $525,000 | 9.4% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 29 | 10.250% | $555,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 28 | 6.625% | $535,000 | 9.7% |
| GUIDANCE RESIDENTIAL, LLC | 27 | 6.875% | $655,000 | 3.1% |
| 254900YZ174H294JW398 | 27 | 7.500% | $855,000 | 0.0% |
| PHH Mortgage Corporation | 26 | 5.875% | $685,000 | 13.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 26 | 8.500% | $145,000 | 29.2% |
| OCMBC, INC. | 26 | 6.563% | $540,000 | 8.3% |
| PLAZA HOME MORTGAGE, INC. | 26 | 6.000% | $510,000 | 10.3% |
| WHATCOM EDUCATIONAL CREDIT UNION | 25 | 7.250% | $155,000 | 35.0% |
| VERITY | 25 | 7.990% | $105,000 | 32.4% |
| Kiavi Funding, Inc. | 25 | 10.490% | $535,000 | 13.3% |
| LONGBRIDGE FINANCIAL, LLC | 25 | 8.050% | $315,000 | 3.2% |
| Discover Bank | 24 | 8.330% | $85,000 | 76.6% |
| The Federal Savings Bank | 24 | 6.250% | $605,000 | 13.8% |
| PENTAGON FEDERAL CREDIT UNION | 22 | 7.625% | $305,000 | 41.5% |
| AMWEST FUNDING CORP. | 22 | 6.750% | $500,000 | 8.3% |
| Mechanics Bank | 22 | 7.125% | $270,000 | 8.0% |
| HOMEXPRESS MORTGAGE CORP. | 21 | 6.999% | $615,000 | 40.0% |
| Northpointe Bank | 21 | 6.250% | $605,000 | 8.7% |
| CHURCHILL MORTGAGE CORPORATION | 21 | 6.500% | $495,000 | 0.0% |
| Click n' Close, Inc. | 21 | 6.375% | $345,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 20 | 7.563% | $450,000 | 31.0% |
| NATIONS DIRECT MORTGAGE, LLC | 20 | 6.375% | $535,000 | 4.8% |
| Tomo Mortgage, LLC | 19 | 6.490% | $565,000 | 24.0% |
| Farmers Bank & Trust | 19 | 6.124% | $715,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 19 | 6.000% | $545,000 | 13.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 19 | 6.490% | $615,000 | 9.1% |
| 5493004T38NMC864VL66 | 19 | 10.500% | $675,000 | 5.0% |
| USAA Federal Savings Bank | 18 | 6.188% | $565,000 | 37.9% |
| PLANET HOME LENDING, LLC | 18 | 6.058% | $535,000 | 30.8% |
| GEORGIA'S OWN | 18 | 8.500% | $305,000 | 25.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 6.313% | $575,000 | 4.8% |
| Charles Schwab Bank, SSB | 18 | 5.550% | $860,000 | 14.3% |
| DIGITAL | 17 | 7.250% | $475,000 | 19.1% |
| A&D Mortgage LLC | 17 | 5.990% | $615,000 | 14.3% |
| USALLIANCE FEDERAL CREDIT UNION | 17 | 8.125% | $305,000 | 10.5% |
| Luminate Bank | 17 | 5.990% | $365,000 | 0.0% |
| WASHINGTON FEDERAL BANK | 16 | 7.438% | $250,000 | 25.0% |
| Sierra Pacific Mortgage Company, Inc. | 16 | 6.688% | $605,000 | 0.0% |
| Sound Community Bank | 16 | 8.875% | $125,000 | 15.8% |
| Prosperity Home Mortgage, LLC | 16 | 6.313% | $575,000 | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 15 | 7.000% | $245,000 | 24.1% |
| FLYHOMES MORTGAGE, LLC | 15 | 9.990% | $315,000 | 20.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 14 | 5.870% | $550,000 | 34.3% |
| Bethpage Federal Credit Union | 14 | 6.490% | $205,000 | 51.7% |
| HARBORSTONE | 14 | 7.500% | $105,000 | 50.0% |
| GoodLeap, LLC | 14 | 9.675% | $95,000 | 18.2% |
| Citadel Servicing Corporation | 14 | 7.250% | $355,000 | 4.8% |
| HomeTrust Bank | 14 | 8.500% | $365,000 | 17.7% |
| GTE Federal Credit Union | 14 | 8.000% | $195,000 | 12.5% |
| CHAMPIONS FUNDING, LLC | 13 | 7.500% | $565,000 | 35.0% |
| Synergy One Lending, Inc. | 13 | 6.500% | $625,000 | 27.8% |
| AAA CAPITAL INVESTMENT, INC. | 13 | 6.125% | $365,000 | 5.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 13 | 7.749% | $485,000 | 23.5% |
| City National Bank | 13 | 5.460% | $855,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 13 | 7.500% | $575,000 | 0.0% |
| UBS Bank USA | 13 | 6.000% | $1,005,000 | 0.0% |
| MISSION LOANS, LLC | 12 | 7.808% | $165,000 | 14.3% |
| LoanUnited.com, LLC | 12 | 6.063% | $570,000 | 0.0% |
| JMAC LENDING, INC. | 12 | 6.188% | $455,000 | 7.7% |
| Valon Mortgage, Inc. | 12 | 9.425% | $55,000 | 16.7% |
| MEMBER FIRST MORTGAGE, LLC | 12 | 5.938% | $770,000 | 7.7% |
| RIGHT START MORTGAGE, INC. | 12 | 6.558% | $495,000 | 0.0% |
| T2 FINANCIAL LLC | 12 | 6.563% | $620,000 | 6.7% |
| NMSI, INC. | 12 | 6.375% | $650,000 | 0.0% |
| Seattle Metropolitan Credit Union | 11 | 7.125% | $465,000 | 35.3% |
| First Federal Bank | 11 | 5.990% | $665,000 | 21.4% |
| BMO Bank National Association | 11 | 6.875% | $985,000 | 31.3% |
| Washington Trust Bank | 11 | 7.250% | $495,000 | 35.3% |
| NorthWest Plus Credit Union | 11 | 7.375% | $165,000 | 20.0% |
| GENEVA FINANCIAL, LLC | 11 | 6.875% | $445,000 | 0.0% |
| First National Bank of America | 11 | 8.250% | $555,000 | 8.3% |
| Equity Prime Mortgage LLC | 10 | 6.875% | $405,000 | 15.4% |
| STG MORTGAGE INC | 10 | 6.433% | $535,000 | 14.3% |
| CONVENTUS LLC | 10 | 9.245% | $585,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.000% | $665,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 21.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 18.8% |
| Bison State Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| 5493009QB0KBU5M6NP90 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Filo Mortgage, L.L.C. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| UIF CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 61.1% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 11.8% |
| GENWAY HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMERICA'S CREDIT UNION, A | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LADERA LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 7 | Under 10 loans | Under 10 loans | 30.0% |
| 254900CTT87ZKAUTIJ37 | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SmartFi Home Loans, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| UNIVERSAL LENDING CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Timberland Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Mountain Pacific Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RED CANOE CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 78.1% |
| NETWORK CAPITAL FUNDING CORPORATION | 6 | Under 10 loans | Under 10 loans | 42.9% |
| INTELLILOAN, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 271 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Snohomish County
140 FDIC-insured branches from 22 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| JPMorgan Chase Bank, National Association | 17 | $3.3 billion |
| Bank of America, National Association | 16 | $3.0 billion |
| Wells Fargo Bank, National Association | 16 | $1.8 billion |
| U.S. Bank National Association | 14 | $1.7 billion |
| KeyBank National Association | 14 | $845.1 million |
| Coastal Community Bank | 12 | $4.7 billion |
| WaFd Bank | 9 | $595.6 million |
| Columbia Bank | 8 | $526.8 million |
| Heritage Bank | 7 | $465.6 million |
| Peoples Bank | 5 | $207.9 million |
| 1st Security Bank of Washington | 4 | $798.8 million |
| Banner Bank | 4 | $374.8 million |
| Mechanics Bank | 4 | $234.5 million |
| Mountain Pacific Bank | 2 | $530.8 million |
| Bank of Hope | 1 | $306.0 million |
| Pacific Crest Bank | 1 | $239.9 million |
| UniBank | 1 | $137.3 million |
| First-Citizens Bank & Trust Company | 1 | $131.6 million |
| US Metro Bank | 1 | $124.4 million |
| Sound Community Bank | 1 | $71.9 million |
| Washington Trust Bank | 1 | $52.0 million |
| Native American Bank, National Association | 1 | $5.6 million |
Closed since the 2025 survey
13 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 1602 Hewitt Ave, Everett
- HomeStreet Bank, 1238 State Ave, Marysville
- HomeStreet Bank, 19405 44th Ave W, Lynnwood
- HomeStreet Bank, 22001 66th Ave W, Mountlake Terrace
- HomeStreet Bank, 2720 Hoyt Ave, Ste B, Everett
- JPMorgan Chase Bank, National Association, 13119 Seattle Hill Rd, Snohomish
- Pacific Premier Bank, National Association, 10524 19th Ave Se, Everett
- Pacific Premier Bank, National Association, 19520 Highway 99, Ste 102, Lynnwood
- Pacific Premier Bank, National Association, 2901 Rucker Ave, Suite A, Everett
- Pacific Premier Bank, National Association, 437 5th Ave S, Ste 101, Edmonds
- Pacific Premier Bank, National Association, 815 State Ave, Marysville
- Umpqua Bank, 11102 Evergreen Way, Everett
- Umpqua Bank, 19230 Alderwood Mall Pkwy, Ste 110, Lynnwood
Get told when this changes
When the next year’s lending figures are out for Snohomish County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.