QUALSTAR CREDIT UNION
QUALSTAR CREDIT UNION received 579 applications in 2025 and made 372 mortgages, in 34 counties across 3 states. The median rate its borrowers got was 6.990% on a median loan of $105,000. Of 499 decisions, 118 were denials — 23.7%, most often for debt-to-income ratio. 14 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900QPRPHIXEAX3L37 |
|---|---|
| Applications received | 579 |
| Mortgages made | 372 |
| Denied | 118 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 80 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.885 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | 6.500% | $355,000 | 23.5% |
| Refinancing | 50 | 6.740% | $155,000 | 29.9% |
| Cash-out refinancing | 64 | 7.240% | $115,000 | 27.0% |
| Other purposes | 232 | 6.990% | $75,000 | 21.1% |
Where QUALSTAR CREDIT UNION lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| King County, WA | 113 | 7.240% | 26.9% |
| Snohomish County, WA | 85 | 6.740% | 18.7% |
| Pierce County, WA | 81 | 7.240% | 26.6% |
| Skagit County, WA | 15 | 6.990% | 11.8% |
| Thurston County, WA | 10 | 7.615% | 28.6% |
| Whatcom County, WA | 7 | Under 10 loans | 0.0% |
| Kitsap County, WA | 6 | Under 10 loans | 40.0% |
| Island County, WA | 5 | Under 10 loans | 0.0% |
| Clallam County, WA | 4 | Under 10 loans | 0.0% |
| Clark County, WA | 4 | Under 10 loans | 20.0% |
| Grant County, WA | 4 | Under 10 loans | 42.9% |
| Grays Harbor County, WA | 4 | Under 10 loans | 42.9% |
| Yakima County, WA | 4 | Under 10 loans | 33.3% |
| Douglas County, WA | 3 | Under 10 loans | 0.0% |
| Lewis County, WA | 3 | Under 10 loans | 0.0% |
| Nez Perce County, ID | 2 | Under 10 loans | 0.0% |
| Washington County, OR | 2 | Under 10 loans | 0.0% |
| Chelan County, WA | 2 | Under 10 loans | 0.0% |
| Cowlitz County, WA | 2 | Under 10 loans | 0.0% |
| Kittitas County, WA | 2 | Under 10 loans | 33.3% |
| Okanogan County, WA | 2 | Under 10 loans | 0.0% |
| Spokane County, WA | 2 | Under 10 loans | 33.3% |
| Clackamas County, OR | 1 | Under 10 loans | 0.0% |
| Jackson County, OR | 1 | Under 10 loans | 0.0% |
| Marion County, OR | 1 | Under 10 loans | 0.0% |
| Multnomah County, OR | 1 | Under 10 loans | 50.0% |
| Benton County, WA | 1 | Under 10 loans | 50.0% |
| Franklin County, WA | 1 | Under 10 loans | 0.0% |
| Jefferson County, WA | 1 | Under 10 loans | 0.0% |
| Skamania County, WA | 1 | Under 10 loans | 50.0% |
| Stevens County, WA | 1 | Under 10 loans | 0.0% |
| Whitman County, WA | 1 | Under 10 loans | 0.0% |
| Mason County, WA | 0 | Under 10 loans | 100.0% |
| Pacific County, WA | 0 | Under 10 loans | Not published |
Get told when this changes
When QUALSTAR CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.