Mortgage lenders in Spokane County
13,448 mortgages were made in Spokane County, Washington, in 2025, by 399 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 17,553 decisions, 3,481 were denials — 19.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| SPOKANE TEACHERS | 1,456 | 6.875% | $105,000 | 23.6% |
| Rocket Mortgage, LLC | 844 | 6.750% | $245,000 | 14.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 836 | 6.125% | $375,000 | 11.3% |
| NUMERICA CREDIT UNION | 681 | 7.750% | $105,000 | 35.6% |
| Sunflower Bank, National Association | 498 | 6.490% | $350,000 | 4.8% |
| Washington Trust Bank | 479 | 7.500% | $225,000 | 22.6% |
| CMG MORTGAGE, INC. | 409 | 6.625% | $375,000 | 2.0% |
| IDAHO CENTRAL CREDIT UNION | 353 | 6.795% | $275,000 | 15.3% |
| Boeing Employees Credit Union | 347 | 6.490% | $155,000 | 22.8% |
| DHI MORTGAGE COMPANY, LTD. | 317 | 5.375% | $375,000 | 8.9% |
| CANOPY MORTGAGE, LLC | 308 | 6.250% | $305,000 | 0.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 239 | 6.750% | $365,000 | 2.4% |
| GUARANTEED RATE, INC. | 234 | 6.588% | $335,000 | 3.6% |
| Fairway Independent Mortgage Corporation | 234 | 6.625% | $355,000 | 5.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 233 | 6.750% | $355,000 | 4.5% |
| MOVEMENT MORTGAGE, LLC | 195 | 6.125% | $225,000 | 4.5% |
| U.S. Bank National Association | 191 | 7.050% | $220,000 | 38.6% |
| LENNAR MORTGAGE, LLC | 191 | 4.500% | $435,000 | 5.0% |
| GESA | 190 | 7.125% | $255,000 | 23.7% |
| GUILD MORTGAGE COMPANY | 190 | 6.438% | $305,000 | 2.0% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 188 | 7.240% | $105,000 | 38.1% |
| Banner Bank | 184 | 6.933% | $175,000 | 30.4% |
| Glacier Bank | 160 | 6.625% | $335,000 | 11.8% |
| Mortgage Research Center, LLC | 152 | 6.250% | $385,000 | 20.2% |
| PENNYMAC LOAN SERVICES, LLC | 152 | 6.625% | $250,000 | 16.2% |
| Horizon Federally Insured State-Chartered Credit Union | 132 | 2.990% | $85,000 | 37.8% |
| FREEDOM MORTGAGE CORPORATION | 128 | 5.995% | $350,000 | 15.1% |
| CORNERSTONE CAPITAL BANK, SSB | 127 | 6.375% | $375,000 | 1.6% |
| Loandepot.Com, LLC | 122 | 6.813% | $210,000 | 24.1% |
| NATIONSTAR MORTGAGE LLC | 122 | 8.500% | $85,000 | 13.5% |
| JPMorgan Chase Bank, National Association | 121 | 6.500% | $295,000 | 19.6% |
| Umpqua Bank | 107 | 7.250% | $275,000 | 35.3% |
| Bank of America, National Association | 99 | 6.240% | $105,000 | 43.7% |
| NEWREZ LLC | 97 | 6.500% | $325,000 | 34.4% |
| Navy Federal Credit Union | 95 | 6.375% | $285,000 | 16.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 88 | 6.250% | $320,000 | 3.3% |
| Broker Solutions, Inc. | 78 | 6.500% | $275,000 | 28.6% |
| Synergy One Lending, Inc. | 68 | 6.313% | $290,000 | 13.8% |
| KIND LENDING, LLC | 63 | 6.250% | $365,000 | 16.0% |
| Sierra Pacific Mortgage Company, Inc. | 62 | 6.625% | $360,000 | 6.1% |
| FIGURE LENDING LLC | 59 | 10.450% | $65,000 | 26.4% |
| SPRING EQ, LLC | 58 | 9.112% | $75,000 | 65.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 57 | 6.500% | $295,000 | 8.5% |
| Canopy Federal Credit Union | 56 | 6.750% | $105,000 | 6.7% |
| First Interstate Bank | 54 | 8.250% | $105,000 | 31.3% |
| TRIAD FINANCIAL SERVICES, INC. | 52 | 8.770% | $90,000 | 36.6% |
| Paramount Residential Mortgage Group, Inc. | 51 | 6.500% | $335,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 50 | 6.438% | $415,000 | 3.9% |
| ENVOY MORTGAGE, LTD | 50 | 6.625% | $355,000 | 2.0% |
| SUMMIT FUNDING, INC. | 48 | 6.500% | $280,000 | 14.3% |
| AmeriSave Mortgage Corporation | 47 | 8.375% | $135,000 | 67.1% |
| LAKEVIEW LOAN SERVICING, LLC | 47 | 6.625% | $215,000 | 53.3% |
| INTERCAP LENDING INC. | 47 | 6.375% | $395,000 | 2.0% |
| Global Federal Credit Union | 46 | 6.875% | $210,000 | 30.9% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 45 | 6.625% | $395,000 | 2.1% |
| Wells Fargo Bank, National Association | 44 | 6.500% | $220,000 | 12.0% |
| SPOKANE FIREFIGHTERS CREDIT UNION | 43 | 7.500% | $155,000 | 6.5% |
| Cheney | 42 | Not published | $215,000 | 10.6% |
| Northpointe Bank | 41 | 6.250% | $325,000 | 16.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 38 | 6.313% | $245,000 | 32.8% |
| PREMIER LENDING, INC. | 38 | 6.750% | $300,000 | 0.0% |
| DIRECTORS MORTGAGE, INC. | 37 | 6.375% | $265,000 | 0.0% |
| Kiavi Funding, Inc. | 35 | 10.450% | $215,000 | 11.9% |
| THE LOAN STORE, INC. | 35 | 6.750% | $335,000 | 4.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 33 | 7.625% | $135,000 | 20.5% |
| LEADERONE FINANCIAL CORPORATION | 33 | 6.625% | $315,000 | 21.4% |
| Cornerstone First Mortgage, Inc | 30 | 6.375% | $300,000 | 3.2% |
| Potlatch No. 1 Financial Credit Union | 29 | 7.750% | $125,000 | 11.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 6.625% | $245,000 | 40.7% |
| Lendage, LLC | 27 | 11.250% | $55,000 | 6.7% |
| Coastal Community Bank | 25 | 10.490% | $55,000 | 0.0% |
| GoodLeap, LLC | 25 | 6.375% | $205,000 | 25.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 25 | 10.370% | $95,000 | 13.8% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 25 | 9.750% | $215,000 | 0.0% |
| Willamette Valley Bank | 24 | 6.490% | $340,000 | 11.1% |
| HomeStreet Bank | 24 | 7.625% | $155,000 | 19.4% |
| Plains Commerce Bank | 24 | 6.375% | $300,000 | 11.1% |
| BETTER MORTGAGE CORPORATION | 23 | 6.875% | $285,000 | 38.5% |
| LOWER, LLC | 23 | 6.375% | $385,000 | 11.5% |
| ZILLOW HOME LOANS, LLC | 22 | 6.125% | $320,000 | 4.4% |
| PLANET HOME LENDING, LLC | 22 | 6.120% | $315,000 | 20.7% |
| ALLIANT CREDIT UNION | 21 | 7.750% | $255,000 | 40.5% |
| GENEVA FINANCIAL, LLC | 21 | 6.625% | $315,000 | 0.0% |
| SCENIC OAKS FUNDING, LLC | 20 | 6.625% | $330,000 | 4.8% |
| USAA Federal Savings Bank | 19 | 6.125% | $355,000 | 34.5% |
| The Federal Savings Bank | 18 | 6.938% | $350,000 | 24.0% |
| NBKC BANK | 18 | 6.063% | $415,000 | 9.5% |
| HOMEXPRESS MORTGAGE CORP. | 17 | 7.750% | $355,000 | 51.4% |
| NFM, INC. | 17 | 6.490% | $465,000 | 10.5% |
| CHURCHILL MORTGAGE CORPORATION | 17 | 6.500% | $305,000 | 5.0% |
| 21st Mortgage Corporation | 16 | 10.860% | $85,000 | 61.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.870% | $370,000 | 9.7% |
| PNC Bank, National Association | 16 | 6.990% | $75,000 | 36.0% |
| SAMMAMISH MORTGAGE COMPANY | 16 | 6.250% | $315,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 16 | 6.375% | $215,000 | 10.0% |
| NEW DAY FINANCIAL, LLC | 15 | 6.990% | $375,000 | 51.4% |
| NATIONS DIRECT MORTGAGE, LLC | 15 | 6.625% | $365,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 15 | 6.125% | $295,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 14 | 6.990% | $230,000 | 44.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 14 | 5.875% | $415,000 | 13.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 13 | 8.700% | $135,000 | 47.4% |
| NEXERA HOLDING LLC | 13 | 7.250% | $255,000 | 18.8% |
| Flagstar Bank, N.A. | 12 | 6.250% | $405,000 | 36.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.375% | $325,000 | 0.0% |
| Discover Bank | 11 | 8.430% | $55,000 | 79.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 11 | 6.625% | $305,000 | 12.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.495% | $475,000 | 26.7% |
| Tomo Mortgage, LLC | 11 | 6.375% | $365,000 | 8.3% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.000% | $195,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 6.990% | $355,000 | 0.0% |
| Freedom Northwest Credit Union | 11 | Not published | $215,000 | 0.0% |
| PHH Mortgage Corporation | 10 | 5.625% | $250,000 | 21.4% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 7.688% | $220,000 | 47.4% |
| Luminate Bank | 10 | 6.120% | $235,000 | 16.7% |
| A&D Mortgage LLC | 10 | 6.058% | $410,000 | 9.1% |
| Mechanics Bank | 10 | 6.625% | $235,000 | 8.3% |
| First Federal Bank | 10 | 5.750% | $410,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 9 | Under 10 loans | Under 10 loans | 59.5% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Granite Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Filo Mortgage, L.L.C. | 9 | Under 10 loans | Under 10 loans | 7.7% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 9.1% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 21.4% |
| Mountain America Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SUMMIT MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| INTELLILOAN, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 23.1% |
| 984500RF83EA742B5589 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| SOUTH RIVER MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 1st Security Bank of Washington | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 57.1% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| BMO Bank National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 10.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DAS Acquisition Company, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MISSION LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GTE Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FLYHOMES MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 55.6% |
| RED CANOE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 33.3% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 5493009QB0KBU5M6NP90 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| iQ Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Sound Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wallick & Volk, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AgWest Farm Credit, FLCA | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 77.8% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 199 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Spokane County
81 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Washington Trust Bank | 16 | $3.5 billion |
| U.S. Bank National Association | 10 | $1.1 billion |
| Banner Bank | 9 | $945.5 million |
| JPMorgan Chase Bank, National Association | 8 | $1.1 billion |
| First Interstate Bank | 8 | $508.4 million |
| Columbia Bank | 6 | $519.2 million |
| Bank of America, National Association | 5 | $892.3 million |
| Wells Fargo Bank, National Association | 4 | $1.3 billion |
| RiverBank | 3 | $275.2 million |
| Glacier Bank | 3 | $252.9 million |
| State Bank Northwest | 3 | $133.9 million |
| WaFd Bank | 2 | $76.9 million |
| Sunflower Bank, National Association | 1 | $5.4 million |
| Heritage Bank | 1 | $5.0 million |
| bankcda | 1 | $3.5 million |
| Davidson Trust Co. | 1 | $0 |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- JPMorgan Chase Bank, National Association, 15609 E Sprague Ave, Veradale
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.