SPRING EQ, LLC received 108,788 applications in 2025 and made
32,174 mortgages, in 2,396 counties across 51 states.
The median rate its borrowers got was 9.200% on a median loan of $85,000.
Of 90,087 decisions, 55,716 were denials — 61.9%, most often for credit application incomplete.
Legal Entity Identifier
549300PIL8LFAQ04XC20
Applications received
108,788
Mortgages made
32,174
Denied
55,716
Approved, not taken up
2,197
Withdrawn or incomplete
18,701
Loans bought from other lenders
1,412
Median rate spread over the prime offer rate
3.1725 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
371
8.450%
$135,000
64.0%
Refinancing
1,660
8.875%
$125,000
54.6%
Cash-out refinancing
3,596
9.150%
$125,000
56.6%
Other purposes
26,547
9.225%
$75,000
62.8%
Where SPRING EQ, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When SPRING EQ, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.