Mortgage lenders in Fulton County
22,578 mortgages were made in Fulton County, Georgia, in 2025, by 678 lenders. The median rate their borrowers got was 6.624% on a median loan of $305,000. Of 32,531 decisions, 8,557 were denials — 26.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 1,524 | 6.750% | $255,000 | 25.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,521 | 6.481% | $365,000 | 18.8% |
| Ameris Bank | 895 | 6.490% | $385,000 | 10.5% |
| Truist Bank | 786 | 6.240% | $385,000 | 37.8% |
| Bank of America, National Association | 621 | 5.990% | $220,000 | 41.2% |
| DELTA COMMUNITY CREDIT UNION | 487 | 7.000% | $225,000 | 34.3% |
| Navy Federal Credit Union | 444 | 8.250% | $135,000 | 44.4% |
| PENNYMAC LOAN SERVICES, LLC | 444 | 6.624% | $335,000 | 20.1% |
| JPMorgan Chase Bank, National Association | 408 | 6.375% | $345,000 | 12.7% |
| BoxCar Mortgage, LLC | 362 | 6.500% | $415,000 | 0.8% |
| Loandepot.Com, LLC | 360 | 6.490% | $235,000 | 30.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 340 | 6.750% | $365,000 | 8.0% |
| EVERETT FINANCIAL, INC. | 305 | 6.625% | $255,000 | 17.1% |
| Fairway Independent Mortgage Corporation | 296 | 6.625% | $405,000 | 8.0% |
| Broker Solutions, Inc. | 292 | 6.250% | $305,000 | 21.3% |
| Regions Bank | 263 | 5.875% | $265,000 | 34.9% |
| Kiavi Funding, Inc. | 259 | 10.700% | $215,000 | 14.6% |
| Renasant Bank | 256 | 5.990% | $295,000 | 11.9% |
| FREEDOM MORTGAGE CORPORATION | 250 | 6.250% | $360,000 | 20.1% |
| GUILD MORTGAGE COMPANY | 245 | 5.990% | $305,000 | 10.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 245 | 6.625% | $445,000 | 3.9% |
| SouthState Bank, National Association | 236 | 6.375% | $385,000 | 12.1% |
| MOVEMENT MORTGAGE, LLC | 229 | 6.500% | $325,000 | 7.9% |
| Synovus Bank | 221 | 7.750% | $335,000 | 29.1% |
| GEORGIA'S OWN | 200 | 7.250% | $155,000 | 41.3% |
| Wells Fargo Bank, National Association | 194 | 6.313% | $330,000 | 30.6% |
| DHI MORTGAGE COMPANY, LTD. | 194 | 4.990% | $385,000 | 18.1% |
| FIGURE LENDING LLC | 193 | 8.850% | $85,000 | 28.1% |
| NEWREZ LLC | 192 | 6.745% | $245,000 | 46.5% |
| NATIONSTAR MORTGAGE LLC | 184 | 8.125% | $135,000 | 20.6% |
| PNC Bank, National Association | 179 | 7.940% | $205,000 | 41.9% |
| Prosperity Home Mortgage, LLC | 174 | 6.438% | $420,000 | 6.9% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 161 | 6.375% | $325,000 | 6.4% |
| Mortgage Research Center, LLC | 156 | 6.250% | $300,000 | 42.3% |
| GEORGIA UNITED | 154 | 7.438% | $135,000 | 35.4% |
| Third Federal Savings and Loan Association of Cleveland | 145 | 6.990% | $205,000 | 30.9% |
| Associated Credit Union | 144 | 5.750% | $290,000 | 10.6% |
| Onward Home Mortgage, LLC | 138 | 6.625% | $475,000 | 3.5% |
| SPRING EQ, LLC | 131 | 9.000% | $105,000 | 64.9% |
| First Horizon Bank | 129 | 6.750% | $505,000 | 15.3% |
| United Community Bank | 128 | 6.500% | $235,000 | 31.6% |
| THE LOAN STORE, INC. | 127 | 7.000% | $255,000 | 16.4% |
| GUARANTEED RATE, INC. | 125 | 6.375% | $355,000 | 17.4% |
| KIND LENDING, LLC | 125 | 6.625% | $425,000 | 35.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 123 | 6.500% | $535,000 | 1.6% |
| ZILLOW HOME LOANS, LLC | 122 | 6.500% | $290,000 | 12.9% |
| CANOPY MORTGAGE, LLC | 114 | 6.125% | $375,000 | 0.9% |
| U.S. Bank National Association | 112 | 6.970% | $355,000 | 43.1% |
| BETTER MORTGAGE CORPORATION | 111 | 8.125% | $225,000 | 48.2% |
| Morgan Stanley Private Bank, National Association | 110 | 5.900% | $800,000 | 5.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 105 | 6.375% | $305,000 | 6.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 98 | 6.500% | $485,000 | 7.3% |
| Paramount Residential Mortgage Group, Inc. | 98 | 6.500% | $430,000 | 5.8% |
| Fifth Third Bank, National Association | 97 | 7.500% | $245,000 | 44.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 96 | 7.765% | $155,000 | 21.7% |
| Citizens Bank, National Association | 92 | 7.775% | $205,000 | 36.9% |
| AmeriSave Mortgage Corporation | 88 | 8.375% | $115,000 | 76.9% |
| Cadence Bank | 87 | 6.625% | $255,000 | 23.5% |
| PULTE MORTGAGE LLC | 84 | 4.990% | $420,000 | 23.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 84 | 10.600% | $105,000 | 24.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 83 | 6.500% | $335,000 | 28.9% |
| First Heritage Mortgage, LLC | 82 | 6.250% | $350,000 | 3.5% |
| CHAMPIONS FUNDING, LLC | 80 | 7.750% | $240,000 | 39.1% |
| TRAILBLAZER MORTGAGE L.L.C. | 79 | 4.990% | $285,000 | 1.3% |
| GUARANTEED RATE AFFINITY, LLC | 78 | 6.750% | $315,000 | 15.2% |
| DEEPHAVEN MORTGAGE LLC | 76 | 7.500% | $305,000 | 32.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 76 | 6.500% | $320,000 | 6.7% |
| PENTAGON FEDERAL CREDIT UNION | 74 | 7.563% | $205,000 | 50.3% |
| OCMBC, INC. | 74 | 7.250% | $260,000 | 16.5% |
| ALLIANT CREDIT UNION | 74 | 8.000% | $175,000 | 37.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 71 | 6.500% | $395,000 | 12.6% |
| First Federal Bank | 70 | 6.625% | $535,000 | 5.1% |
| Capital City Home Loans, LLC | 70 | 6.625% | $530,000 | 2.8% |
| A&D Mortgage LLC | 69 | 6.490% | $525,000 | 15.7% |
| LOWER, LLC | 67 | 6.375% | $295,000 | 28.4% |
| CMG MORTGAGE, INC. | 66 | 6.433% | $385,000 | 3.6% |
| SHELTER HOME MORTGAGE, LLC | 66 | 6.625% | $360,000 | 7.0% |
| STOCKTON MORTGAGE CORPORATION | 64 | 6.125% | $560,000 | 12.2% |
| NexBank | 63 | 6.500% | $525,000 | 16.9% |
| Loan Funder LLC | 60 | 9.250% | $245,000 | 40.6% |
| HOMEXPRESS MORTGAGE CORP. | 60 | 7.563% | $285,000 | 57.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 59 | 9.865% | $185,000 | 4.8% |
| Pinnacle Bank | 57 | 6.250% | $105,000 | 33.3% |
| CREDIT UNION OF GEORGIA | 57 | 7.250% | $95,000 | 20.5% |
| AMERICAN FINANCING CORPORATION | 55 | 5.875% | $205,000 | 72.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 55 | 6.625% | $185,000 | 61.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 55 | 6.625% | $395,000 | 9.8% |
| LGE COMMUNITY CREDIT UNION | 55 | Not published | $195,000 | 17.9% |
| MORTGAGE ASSURANCE, INC. | 53 | 6.375% | $405,000 | 0.0% |
| Charles Schwab Bank, SSB | 53 | 5.750% | $805,000 | 3.6% |
| First-Citizens Bank & Trust Company | 52 | 5.990% | $435,000 | 17.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 51 | 7.250% | $295,000 | 23.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 51 | 6.250% | $265,000 | 28.2% |
| SANCTUARY HOME MORTGAGE LLC | 51 | 6.625% | $475,000 | 1.9% |
| JET HOMELOANS, LP | 50 | 4.990% | $375,000 | 21.4% |
| Citibank, National Association | 50 | 5.813% | $1,175,000 | 13.6% |
| GENEVA FINANCIAL, LLC | 50 | 6.250% | $240,000 | 3.9% |
| LAKEVIEW LOAN SERVICING, LLC | 49 | 6.625% | $275,000 | 60.7% |
| Southern First Bank | 48 | 7.313% | $525,000 | 8.8% |
| PLANET HOME LENDING, LLC | 48 | 5.875% | $320,000 | 17.0% |
| 254900CTT87ZKAUTIJ37 | 47 | 10.750% | $305,000 | 38.0% |
| Discover Bank | 46 | 8.945% | $70,000 | 78.5% |
| ATLANTA POSTAL | 46 | 8.375% | $150,000 | 44.3% |
| ACOPIA, LLC | 46 | 5.875% | $230,000 | 1.6% |
| Equity Prime Mortgage LLC | 45 | 6.500% | $285,000 | 34.3% |
| Hometown Equity Mortgage, LLC | 45 | 7.250% | $255,000 | 56.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 44 | 7.437% | $330,000 | 19.6% |
| Lendage, LLC | 44 | 11.000% | $85,000 | 17.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 43 | 5.990% | $475,000 | 12.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 43 | 10.000% | $495,000 | 18.2% |
| Coastal Community Bank | 42 | 10.365% | $55,000 | 3.5% |
| AMWEST FUNDING CORP. | 42 | 7.000% | $295,000 | 8.7% |
| FBC MORTGAGE, LLC | 40 | 6.490% | $450,000 | 9.1% |
| Click n' Close, Inc. | 39 | 7.375% | $105,000 | 7.1% |
| General Mortgage Capital Corporation | 39 | 6.500% | $405,000 | 0.0% |
| Easy Street Capital, LLC | 38 | 9.900% | $195,000 | 0.0% |
| Flagstar Bank, N.A. | 37 | 6.375% | $515,000 | 38.7% |
| GoodLeap, LLC | 36 | 6.488% | $115,000 | 33.3% |
| Bank OZK | 36 | 5.990% | $205,000 | 45.7% |
| First Option Mortgage, LLC | 36 | 6.875% | $290,000 | 0.0% |
| PHH Mortgage Corporation | 35 | 6.490% | $355,000 | 18.6% |
| UNION HOME MORTGAGE CORP. | 35 | 6.625% | $465,000 | 18.2% |
| Assurance Financial Group, L.L.C. | 34 | 6.688% | $460,000 | 2.9% |
| UBS Bank USA | 34 | 5.938% | $1,065,000 | 5.6% |
| United Trust Bank | 33 | 6.490% | $725,000 | 5.6% |
| PLAZA HOME MORTGAGE, INC. | 32 | 7.125% | $240,000 | 46.9% |
| Citadel Servicing Corporation | 32 | 7.563% | $260,000 | 3.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 32 | 6.125% | $315,000 | 11.6% |
| LENDINGONE, LLC | 31 | 9.740% | $215,000 | 56.3% |
| MILEND, INC. | 31 | 6.490% | $325,000 | 20.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 31 | 6.500% | $275,000 | 13.0% |
| US MORTGAGE CORPORATION | 31 | 6.500% | $255,000 | 6.1% |
| Bethpage Federal Credit Union | 30 | 6.490% | $180,000 | 61.5% |
| VYSTAR CREDIT UNION | 30 | 5.625% | $555,000 | 35.4% |
| Tomo Mortgage, LLC | 29 | 6.250% | $375,000 | 21.6% |
| LoanUnited.com, LLC | 29 | 6.250% | $355,000 | 12.1% |
| CALCON MUTUAL MORTGAGE LLC | 29 | 6.750% | $225,000 | 27.5% |
| ENVOY MORTGAGE, LTD | 29 | 6.500% | $285,000 | 6.5% |
| USAA Federal Savings Bank | 28 | 6.125% | $365,000 | 45.3% |
| Plains Commerce Bank | 28 | 6.500% | $530,000 | 17.7% |
| Northpointe Bank | 28 | 7.500% | $445,000 | 14.7% |
| Presidential Bank, FSB | 28 | 6.495% | $400,000 | 26.3% |
| DIGITAL | 28 | 7.500% | $255,000 | 22.2% |
| AMERICAN HERITAGE LENDING, LLC | 27 | 7.375% | $215,000 | 41.9% |
| BPL MORTGAGE TRUST, LLC | 27 | 7.265% | $265,000 | 33.3% |
| NEXERA HOLDING LLC | 27 | 7.375% | $425,000 | 3.5% |
| TOLL BROTHERS MORTGAGE COMPANY | 27 | 6.375% | $545,000 | 17.1% |
| United Bank | 27 | 4.990% | $405,000 | 15.6% |
| East West Bank | 27 | 6.375% | $305,000 | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 27 | 6.625% | $285,000 | 12.9% |
| SWBC MORTGAGE CORPORATION | 27 | 5.875% | $265,000 | 6.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 27 | 6.500% | $395,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 26 | 5.990% | $395,000 | 40.0% |
| Cornerstone First Mortgage, Inc | 26 | 6.750% | $425,000 | 7.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 26 | 6.125% | $205,000 | 0.0% |
| NBKC BANK | 25 | 6.490% | $465,000 | 10.7% |
| TOP FLITE FINANCIAL, INC. | 25 | 6.500% | $335,000 | 13.8% |
| Commerce Home Mortgage, Inc. | 24 | 7.375% | $265,000 | 32.4% |
| LENDSURE MORTGAGE CORP. | 24 | 7.500% | $345,000 | 3.7% |
| LIMA ONE CAPITAL, LLC | 23 | 10.600% | $275,000 | 41.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 23 | 6.000% | $225,000 | 28.1% |
| FirstBank | 22 | 6.563% | $510,000 | 0.0% |
| CLEAREDGE LENDING LLC | 21 | 7.375% | $545,000 | 31.3% |
| INSPIRE HOME LOANS INC. | 21 | 5.375% | $405,000 | 12.5% |
| NFM, INC. | 21 | 6.750% | $325,000 | 4.6% |
| NATIONS DIRECT MORTGAGE, LLC | 21 | 7.500% | $245,000 | 16.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 20 | 6.500% | $385,000 | 4.6% |
| Liberty | 20 | 6.563% | $285,000 | 9.1% |
| The Federal Savings Bank | 19 | 6.250% | $385,000 | 36.7% |
| BAY EQUITY LLC | 19 | 6.490% | $415,000 | 13.6% |
| NEW DAY FINANCIAL, LLC | 18 | 6.870% | $295,000 | 60.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 18 | 6.177% | $360,000 | 21.7% |
| ITHINK FINANCIAL Credit Union | 18 | 7.750% | $130,000 | 52.5% |
| QUORUM FEDERAL CREDIT UNION | 18 | 8.188% | $175,000 | 45.2% |
| SUMMIT FUNDING, INC. | 18 | 6.438% | $275,000 | 24.0% |
| CDC FEDERAL CREDIT UNION | 18 | 7.250% | $105,000 | 17.4% |
| ICE LENDER HOLDINGS LLC | 17 | 6.875% | $375,000 | 45.2% |
| FIRST COLONY MORTGAGE CORPORATION | 17 | 7.250% | $225,000 | 11.1% |
| USALLIANCE FEDERAL CREDIT UNION | 17 | 8.000% | $255,000 | 24.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 16 | 6.750% | $270,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 16 | 6.625% | $390,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 16 | 6.188% | $405,000 | 27.3% |
| T2 FINANCIAL LLC | 16 | 6.625% | $345,000 | 15.0% |
| NEW WAVE LENDING GROUP INC | 16 | 6.938% | $540,000 | 5.9% |
| Wings Financial Credit Union | 15 | 7.250% | $85,000 | 13.6% |
| ServisFirst Bank | 15 | 6.500% | $505,000 | 0.0% |
| Stifel Bank and Trust | 15 | 6.125% | $455,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 14 | 6.313% | $260,000 | 51.7% |
| AMERITRUST MORTGAGE CORPORATION | 14 | 6.875% | $315,000 | 6.3% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 14 | 5.813% | $235,000 | 10.5% |
| RESICENTRAL, LLC | 14 | 6.433% | $415,000 | 11.8% |
| PRINCETON MORTGAGE CORPORATION | 14 | 6.500% | $425,000 | 5.9% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 14 | 8.850% | $455,000 | 0.0% |
| Raymond James Bank | 14 | 5.500% | $1,030,000 | 6.7% |
| MISSION LOANS, LLC | 13 | 7.875% | $215,000 | 17.7% |
| Filo Mortgage, L.L.C. | 13 | 6.375% | $305,000 | 6.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 7.750% | $325,000 | 18.2% |
| Capital City Bank | 13 | 6.990% | $255,000 | 33.3% |
| DIRECT LENDERS, LLC | 13 | 6.490% | $385,000 | 13.3% |
| CONVENTUS LLC | 13 | 10.990% | $265,000 | 7.1% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 478 lenders each made 13 or fewer mortgages here, and are counted in the totals above.
Bank branches in Fulton County
247 FDIC-insured branches from 46 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
15 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 2380 Old Milton Pkwy, Alpharetta
- Cadence Bank, 340 Pharr Rd Ne, Atlanta
- Cadence Bank, 3616 Marketplace Blvd, Ste 670, East Point
- Cadence Bank, 999 Peachtree St Ne, Suite 100, Atlanta
- Fieldpoint Private Bank & Trust, 999 Peachtree St, Suite 810, Atlanta
- Fifth Third Bank, National Association, 133 Peachtree St Ne, Ste 310, Atlanta
- First IC Bank, 10820 Abbotts Bridge Rd, Duluth
- Signature Bank of Georgia, 6065 Roswell Rd, Ste 110, Sandy Springs
- Signature Bank of Georgia, 6065 Roswell Rd, Ste 600, Sandy Springs
- Synovus Bank, 10446 Alpharetta St, Roswell
- Synovus Bank, 12355 Arnold Mill Rd, Alpharetta
- Synovus Bank, 2211 Marietta Blvd Nw, Atlanta
- Synovus Bank, 280 Sandy Springs Cir, Sandy Springs
- Synovus Bank, 334 E Paces Ferry Rd Ne, Atlanta
- Synovus Bank, 8025 Westside Pkwy, Alpharetta
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.