Home purchase lenders in Fulton County
12,428 home purchase mortgages were made in Fulton County, Georgia, in 2025, by 542 lenders. The median rate their borrowers got was 6.490% on a median loan of $365,000. Of 14,742 decisions, 1,879 were denials — 12.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 906 | 6.500% | $365,000 | 14.3% |
| Ameris Bank | 712 | 6.490% | $395,000 | 2.9% |
| Rocket Mortgage, LLC | 563 | 6.500% | $325,000 | 19.0% |
| Truist Bank | 347 | 6.200% | $755,000 | 12.6% |
| BoxCar Mortgage, LLC | 313 | 6.500% | $405,000 | 0.9% |
| JPMorgan Chase Bank, National Association | 291 | 6.375% | $375,000 | 11.2% |
| EVERETT FINANCIAL, INC. | 274 | 6.625% | $245,000 | 15.2% |
| Fairway Independent Mortgage Corporation | 263 | 6.750% | $405,000 | 5.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 251 | 6.625% | $415,000 | 3.8% |
| GUILD MORTGAGE COMPANY | 235 | 5.990% | $305,000 | 8.8% |
| Broker Solutions, Inc. | 228 | 6.125% | $315,000 | 8.4% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 225 | 6.625% | $435,000 | 3.9% |
| Renasant Bank | 216 | 5.875% | $295,000 | 6.8% |
| MOVEMENT MORTGAGE, LLC | 196 | 6.500% | $325,000 | 6.5% |
| DHI MORTGAGE COMPANY, LTD. | 194 | 4.990% | $385,000 | 18.1% |
| Bank of America, National Association | 189 | 5.875% | $375,000 | 25.0% |
| PENNYMAC LOAN SERVICES, LLC | 181 | 6.500% | $505,000 | 14.8% |
| DELTA COMMUNITY CREDIT UNION | 174 | 5.875% | $370,000 | 13.3% |
| Kiavi Funding, Inc. | 171 | 11.240% | $225,000 | 11.8% |
| SouthState Bank, National Association | 160 | 6.358% | $405,000 | 5.3% |
| Prosperity Home Mortgage, LLC | 155 | 6.375% | $435,000 | 3.1% |
| Loandepot.Com, LLC | 148 | 5.250% | $355,000 | 23.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 138 | 6.500% | $325,000 | 7.4% |
| Mortgage Research Center, LLC | 134 | 6.500% | $295,000 | 16.6% |
| Regions Bank | 134 | 6.250% | $480,000 | 19.1% |
| Onward Home Mortgage, LLC | 123 | 6.625% | $465,000 | 2.4% |
| ZILLOW HOME LOANS, LLC | 122 | 6.500% | $290,000 | 12.9% |
| Wells Fargo Bank, National Association | 116 | 6.375% | $415,000 | 18.8% |
| CANOPY MORTGAGE, LLC | 107 | 6.125% | $375,000 | 0.9% |
| KIND LENDING, LLC | 105 | 6.625% | $425,000 | 31.8% |
| Navy Federal Credit Union | 104 | 6.250% | $335,000 | 24.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 95 | 6.375% | $305,000 | 7.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 95 | 6.624% | $525,000 | 2.0% |
| PULTE MORTGAGE LLC | 84 | 4.990% | $420,000 | 23.7% |
| Paramount Residential Mortgage Group, Inc. | 83 | 6.500% | $415,000 | 4.6% |
| First Horizon Bank | 80 | 6.500% | $705,000 | 5.8% |
| First Heritage Mortgage, LLC | 80 | 6.313% | $345,000 | 3.6% |
| TRAILBLAZER MORTGAGE L.L.C. | 79 | 4.990% | $285,000 | 1.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 77 | 6.500% | $485,000 | 8.2% |
| GUARANTEED RATE, INC. | 75 | 6.375% | $385,000 | 14.6% |
| Associated Credit Union | 73 | 5.500% | $495,000 | 5.2% |
| THE LOAN STORE, INC. | 71 | 6.875% | $335,000 | 7.6% |
| Morgan Stanley Private Bank, National Association | 70 | 5.875% | $830,000 | 1.4% |
| Cadence Bank | 66 | 6.500% | $260,000 | 16.9% |
| FIRST COMMUNITY MORTGAGE, INC. | 65 | 6.500% | $315,000 | 5.3% |
| GUARANTEED RATE AFFINITY, LLC | 60 | 6.625% | $350,000 | 10.3% |
| Capital City Home Loans, LLC | 60 | 6.625% | $525,000 | 1.6% |
| First Federal Bank | 59 | 6.625% | $545,000 | 4.6% |
| NEWREZ LLC | 56 | 6.625% | $330,000 | 20.5% |
| LOWER, LLC | 56 | 6.125% | $310,000 | 16.4% |
| Synovus Bank | 55 | 6.250% | $645,000 | 12.7% |
| SHELTER HOME MORTGAGE, LLC | 55 | 6.625% | $355,000 | 3.5% |
| CMG MORTGAGE, INC. | 52 | 6.250% | $390,000 | 0.0% |
| JET HOMELOANS, LP | 50 | 4.990% | $375,000 | 21.4% |
| United Community Bank | 49 | 6.500% | $295,000 | 27.1% |
| A&D Mortgage LLC | 49 | 6.625% | $525,000 | 7.4% |
| NexBank | 49 | 6.500% | $525,000 | 15.5% |
| STOCKTON MORTGAGE CORPORATION | 49 | 6.375% | $505,000 | 7.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 47 | 6.250% | $285,000 | 24.2% |
| GENEVA FINANCIAL, LLC | 47 | 6.250% | $225,000 | 4.1% |
| SANCTUARY HOME MORTGAGE LLC | 46 | 6.625% | $450,000 | 2.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 45 | 7.250% | $295,000 | 21.1% |
| ACOPIA, LLC | 45 | 5.875% | $225,000 | 1.6% |
| MORTGAGE ASSURANCE, INC. | 44 | 6.313% | $395,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 43 | 6.625% | $375,000 | 12.2% |
| U.S. Bank National Association | 43 | 6.500% | $635,000 | 10.4% |
| Citibank, National Association | 40 | 5.750% | $1,285,000 | 2.4% |
| Click n' Close, Inc. | 39 | 7.375% | $105,000 | 7.1% |
| Loan Funder LLC | 36 | 9.845% | $255,000 | 35.7% |
| BETTER MORTGAGE CORPORATION | 36 | 6.495% | $410,000 | 21.7% |
| FREEDOM MORTGAGE CORPORATION | 36 | 6.250% | $330,000 | 30.8% |
| FBC MORTGAGE, LLC | 35 | 6.500% | $455,000 | 7.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 35 | 6.625% | $415,000 | 12.5% |
| GEORGIA'S OWN | 34 | 5.875% | $390,000 | 22.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 33 | 6.625% | $515,000 | 8.3% |
| Fifth Third Bank, National Association | 32 | 6.250% | $580,000 | 15.8% |
| Tomo Mortgage, LLC | 29 | 6.250% | $375,000 | 21.6% |
| DEEPHAVEN MORTGAGE LLC | 29 | 7.500% | $645,000 | 25.0% |
| First Option Mortgage, LLC | 29 | 6.625% | $305,000 | 0.0% |
| United Trust Bank | 29 | 6.375% | $775,000 | 6.3% |
| ENVOY MORTGAGE, LTD | 29 | 6.500% | $285,000 | 0.0% |
| General Mortgage Capital Corporation | 29 | 6.624% | $375,000 | 0.0% |
| Charles Schwab Bank, SSB | 29 | 5.725% | $795,000 | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 28 | 6.750% | $225,000 | 26.3% |
| US MORTGAGE CORPORATION | 28 | 6.625% | $250,000 | 3.5% |
| AMWEST FUNDING CORP. | 28 | 6.938% | $280,000 | 9.7% |
| TOLL BROTHERS MORTGAGE COMPANY | 27 | 6.375% | $545,000 | 17.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.125% | $285,000 | 13.9% |
| Assurance Financial Group, L.L.C. | 27 | 6.750% | $435,000 | 0.0% |
| Plains Commerce Bank | 26 | 6.563% | $530,000 | 18.8% |
| Presidential Bank, FSB | 25 | 6.500% | $395,000 | 21.9% |
| PLAZA HOME MORTGAGE, INC. | 24 | 7.438% | $240,000 | 45.7% |
| CHAMPIONS FUNDING, LLC | 24 | 7.937% | $275,000 | 46.7% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 24 | 11.000% | $475,000 | 18.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 24 | 6.625% | $285,000 | 11.1% |
| SWBC MORTGAGE CORPORATION | 24 | 5.875% | $205,000 | 3.9% |
| 254900CTT87ZKAUTIJ37 | 23 | 8.750% | $275,000 | 40.5% |
| OCMBC, INC. | 23 | 6.999% | $275,000 | 18.6% |
| UNION HOME MORTGAGE CORP. | 23 | 6.625% | $485,000 | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 23 | 6.990% | $405,000 | 20.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 23 | 6.500% | $295,000 | 6.7% |
| Equity Prime Mortgage LLC | 22 | 6.688% | $340,000 | 33.3% |
| Southern First Bank | 22 | 6.875% | $675,000 | 8.3% |
| ALLIANT CREDIT UNION | 22 | 7.750% | $235,000 | 12.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 22 | 6.063% | $210,000 | 0.0% |
| UBS Bank USA | 22 | 6.000% | $1,000,000 | 4.4% |
| Cornerstone First Mortgage, Inc | 21 | 6.625% | $425,000 | 4.6% |
| Flagstar Bank, N.A. | 20 | 6.588% | $510,000 | 42.9% |
| INSPIRE HOME LOANS INC. | 20 | 5.125% | $400,000 | 13.0% |
| United Bank | 20 | 4.990% | $400,000 | 9.1% |
| LIMA ONE CAPITAL, LLC | 20 | 10.625% | $245,000 | 13.0% |
| USAA Federal Savings Bank | 19 | 6.500% | $375,000 | 41.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 19 | 6.120% | $435,000 | 8.0% |
| GEORGIA UNITED | 19 | 7.000% | $275,000 | 28.6% |
| SECURITYNATIONAL MORTGAGE COMPANY | 19 | 6.000% | $215,000 | 29.6% |
| First-Citizens Bank & Trust Company | 18 | 5.925% | $710,000 | 25.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 18 | 9.990% | $280,000 | 0.0% |
| NEXERA HOLDING LLC | 18 | 7.250% | $945,000 | 0.0% |
| East West Bank | 18 | 6.250% | $360,000 | 0.0% |
| VYSTAR CREDIT UNION | 18 | 5.625% | $695,000 | 5.3% |
| FirstBank | 18 | 6.563% | $550,000 | 0.0% |
| PNC Bank, National Association | 17 | 6.250% | $585,000 | 26.1% |
| SUMMIT FUNDING, INC. | 17 | 6.250% | $265,000 | 14.3% |
| BAY EQUITY LLC | 17 | 6.490% | $415,000 | 15.0% |
| TOP FLITE FINANCIAL, INC. | 17 | 6.250% | $355,000 | 5.6% |
| Northpointe Bank | 16 | 7.500% | $535,000 | 10.5% |
| T2 FINANCIAL LLC | 16 | 6.625% | $345,000 | 15.0% |
| Commerce Home Mortgage, Inc. | 16 | 7.250% | $635,000 | 23.8% |
| NATIONSTAR MORTGAGE LLC | 16 | 6.813% | $265,000 | 11.1% |
| NBKC BANK | 15 | 6.625% | $415,000 | 6.3% |
| Hometown Equity Mortgage, LLC | 15 | 7.250% | $305,000 | 51.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 15 | 6.500% | $395,000 | 6.3% |
| Citadel Servicing Corporation | 15 | 6.999% | $335,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 15 | 7.250% | $225,000 | 8.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 15 | 6.750% | $275,000 | 0.0% |
| NFM, INC. | 15 | 6.750% | $395,000 | 6.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 15 | 6.625% | $385,000 | 6.3% |
| LENDINGONE, LLC | 14 | 9.990% | $235,000 | 50.0% |
| LoanUnited.com, LLC | 14 | 6.375% | $330,000 | 6.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 14 | 6.563% | $375,000 | 0.0% |
| Pinnacle Bank | 13 | 6.250% | $195,000 | 30.4% |
| MILEND, INC. | 13 | 6.500% | $355,000 | 0.0% |
| Citizens Bank, National Association | 12 | 6.625% | $390,000 | 38.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.688% | $390,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 6.875% | $380,000 | 47.8% |
| LENDSURE MORTGAGE CORP. | 12 | 7.250% | $340,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 12 | 6.985% | $245,000 | 14.3% |
| PRINCETON MORTGAGE CORPORATION | 12 | 6.500% | $390,000 | 7.1% |
| RESICENTRAL, LLC | 12 | 6.375% | $445,000 | 13.3% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 6.375% | $335,000 | 64.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 7.750% | $325,000 | 16.7% |
| Liberty | 11 | 6.375% | $395,000 | 8.3% |
| NEW WAVE LENDING GROUP INC | 11 | 7.375% | $535,000 | 8.3% |
| CLEAREDGE LENDING LLC | 11 | 7.375% | $645,000 | 25.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 11 | 6.000% | $185,000 | 15.4% |
| DIRECT LENDERS, LLC | 11 | 6.625% | $385,000 | 8.3% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.625% | $295,000 | 60.0% |
| LGE COMMUNITY CREDIT UNION | 10 | Not published | $335,000 | 0.0% |
| The Huntington National Bank | 10 | 6.875% | $655,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 10 | 6.500% | $660,000 | 0.0% |
| Metro City Bank | 10 | 6.250% | $290,000 | 9.1% |
| EMM LOANS LLC | 10 | 6.313% | $535,000 | 9.1% |
| Oconee State Bank | 10 | Not published | $500,000 | 0.0% |
| ATLANTA POSTAL | 9 | Under 10 loans | Under 10 loans | 9.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 13.3% |
| Filo Mortgage, L.L.C. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DOMINION FINANCIAL SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BNY Mellon, National Association | 8 | Under 10 loans | Under 10 loans | 10.0% |
| ALAMEDA MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Home Mortgage Alliance Corporation (HMAC) | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 23.8% |
| Alcova Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 10.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AAA CAPITAL INVESTMENT, INC. | 6 | Under 10 loans | Under 10 loans | 10.0% |
| CREDIT UNION OF GEORGIA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 25.0% |
| OrangePath Financial Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 342 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.