ATLANTA POSTAL
ATLANTA POSTAL received 1,640 applications in 2025 and made 441 mortgages, in 430 counties across 47 states. The median rate its borrowers got was 8.500% on a median loan of $105,000. Of 1,163 decisions, 693 were denials — 59.6%, most often for credit application incomplete. 53 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300JGK6WNKYXQ0821 |
|---|---|
| Applications received | 1,640 |
| Mortgages made | 441 |
| Denied | 693 |
| Approved, not taken up | 29 |
| Withdrawn or incomplete | 477 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.22 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 86 | 6.000% | $260,000 | 25.4% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 69.7% |
| Cash-out refinancing | 343 | 8.500% | $85,000 | 63.7% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 63.6% |
Where ATLANTA POSTAL lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fulton County, GA | 46 | 8.375% | 44.3% |
| Gwinnett County, GA | 29 | 8.500% | 42.1% |
| DeKalb County, GA | 28 | 8.000% | 43.3% |
| Henry County, GA | 22 | 8.250% | 44.2% |
| Clayton County, GA | 17 | 8.500% | 48.6% |
| Newton County, GA | 16 | 8.500% | 57.5% |
| Cobb County, GA | 11 | 8.500% | 47.6% |
| Cherokee County, GA | 9 | Under 10 loans | 30.8% |
| Muscogee County, GA | 9 | Under 10 loans | 50.0% |
| Walton County, GA | 8 | Under 10 loans | 47.1% |
| Bibb County, GA | 7 | Under 10 loans | 46.2% |
| Coweta County, GA | 7 | Under 10 loans | 12.5% |
| Paulding County, GA | 7 | Under 10 loans | 33.3% |
| Butts County, GA | 6 | Under 10 loans | 14.3% |
| Rockdale County, GA | 6 | Under 10 loans | 33.3% |
| Carroll County, GA | 5 | Under 10 loans | 44.4% |
| Douglas County, GA | 5 | Under 10 loans | 68.8% |
| Fayette County, GA | 5 | Under 10 loans | 37.5% |
| Jackson County, GA | 5 | Under 10 loans | 28.6% |
| Forsyth County, GA | 4 | Under 10 loans | 50.0% |
| Harris County, GA | 4 | Under 10 loans | 42.9% |
| Russell County, AL | 3 | Under 10 loans | 50.0% |
| Barrow County, GA | 3 | Under 10 loans | 50.0% |
| Chatham County, GA | 3 | Under 10 loans | 88.5% |
| Floyd County, GA | 3 | Under 10 loans | 62.5% |
| Jasper County, GA | 3 | Under 10 loans | 0.0% |
| Monroe County, GA | 3 | Under 10 loans | 25.0% |
| Union County, GA | 3 | Under 10 loans | 25.0% |
| Jefferson County, AL | 2 | Under 10 loans | 50.0% |
| Madison County, AL | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 33.3% |
| Indian River County, FL | 2 | Under 10 loans | 0.0% |
| Bartow County, GA | 2 | Under 10 loans | 71.4% |
| Clarke County, GA | 2 | Under 10 loans | 66.7% |
| Franklin County, GA | 2 | Under 10 loans | 33.3% |
| Gilmer County, GA | 2 | Under 10 loans | 50.0% |
| Gordon County, GA | 2 | Under 10 loans | 50.0% |
| Hall County, GA | 2 | Under 10 loans | 40.0% |
| Hancock County, GA | 2 | Under 10 loans | 33.3% |
| Haralson County, GA | 2 | Under 10 loans | 25.0% |
| Pike County, GA | 2 | Under 10 loans | 33.3% |
| Putnam County, GA | 2 | Under 10 loans | 33.3% |
| Stephens County, GA | 2 | Under 10 loans | 33.3% |
| Toombs County, GA | 2 | Under 10 loans | 66.7% |
| Troup County, GA | 2 | Under 10 loans | 50.0% |
| McHenry County, IL | 2 | Under 10 loans | 0.0% |
| St. Louis County, MO | 2 | Under 10 loans | 0.0% |
| Alamance County, NC | 2 | Under 10 loans | 33.3% |
| Buncombe County, NC | 2 | Under 10 loans | 33.3% |
| Rowan County, NC | 2 | Under 10 loans | 25.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.