Mortgage lenders in Cherokee County
8,482 mortgages were made in Cherokee County, Georgia, in 2025, by 479 lenders. The median rate their borrowers got was 6.625% on a median loan of $315,000. Of 11,134 decisions, 2,167 were denials — 19.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 762 | 6.750% | $250,000 | 12.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 694 | 6.366% | $395,000 | 10.1% |
| CREDIT UNION OF GEORGIA | 362 | 7.250% | $75,000 | 21.8% |
| Ameris Bank | 221 | 6.500% | $395,000 | 9.3% |
| Truist Bank | 198 | 6.490% | $205,000 | 36.9% |
| PENNYMAC LOAN SERVICES, LLC | 191 | 6.624% | $315,000 | 18.7% |
| Navy Federal Credit Union | 164 | 7.900% | $120,000 | 20.7% |
| Bank of America, National Association | 155 | 6.240% | $135,000 | 36.7% |
| Regions Bank | 148 | 4.990% | $105,000 | 32.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 147 | 6.625% | $395,000 | 5.6% |
| Fairway Independent Mortgage Corporation | 127 | 6.625% | $395,000 | 3.8% |
| LGE COMMUNITY CREDIT UNION | 127 | Not published | $215,000 | 19.5% |
| TOLL BROTHERS MORTGAGE COMPANY | 118 | 6.625% | $600,000 | 8.8% |
| FREEDOM MORTGAGE CORPORATION | 117 | 6.250% | $395,000 | 10.4% |
| United Community Bank | 117 | 6.500% | $185,000 | 20.8% |
| Loandepot.Com, LLC | 112 | 6.990% | $210,000 | 22.2% |
| DELTA COMMUNITY CREDIT UNION | 110 | 7.063% | $155,000 | 37.1% |
| EVERETT FINANCIAL, INC. | 110 | 6.625% | $385,000 | 10.5% |
| MOVEMENT MORTGAGE, LLC | 107 | 6.500% | $385,000 | 3.2% |
| NATIONSTAR MORTGAGE LLC | 100 | 8.500% | $95,000 | 12.9% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 93 | 6.375% | $395,000 | 5.1% |
| SPRING EQ, LLC | 91 | 8.875% | $95,000 | 51.8% |
| KIND LENDING, LLC | 90 | 6.625% | $415,000 | 17.4% |
| Wells Fargo Bank, National Association | 88 | 6.375% | $310,000 | 16.2% |
| LENNAR MORTGAGE, LLC | 86 | 5.188% | $445,000 | 3.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 6.490% | $415,000 | 15.7% |
| NEWREZ LLC | 82 | 6.813% | $245,000 | 27.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 80 | 6.500% | $415,000 | 7.0% |
| FIGURE LENDING LLC | 76 | 8.500% | $65,000 | 28.0% |
| Prosperity Home Mortgage, LLC | 68 | 6.500% | $385,000 | 4.2% |
| Synovus Bank | 64 | 8.200% | $235,000 | 25.8% |
| JPMorgan Chase Bank, National Association | 58 | 6.558% | $320,000 | 11.6% |
| GEORGIA UNITED | 58 | 7.375% | $120,000 | 24.7% |
| Third Federal Savings and Loan Association of Cleveland | 56 | 6.990% | $140,000 | 39.0% |
| MORTGAGE ASSURANCE, INC. | 55 | 6.250% | $365,000 | 0.0% |
| First Heritage Mortgage, LLC | 55 | 6.750% | $425,000 | 1.8% |
| 254900F4GAYA092QOZ09 | 55 | 6.625% | $405,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 54 | 6.500% | $400,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 53 | 6.500% | $375,000 | 1.8% |
| GEORGIA'S OWN | 52 | 7.375% | $105,000 | 34.9% |
| LAKEVIEW LOAN SERVICING, LLC | 51 | 6.250% | $315,000 | 50.8% |
| THE LOAN STORE, INC. | 51 | 6.625% | $245,000 | 13.9% |
| GUARANTEED RATE, INC. | 49 | 6.500% | $385,000 | 10.7% |
| PNC Bank, National Association | 48 | 7.895% | $105,000 | 36.0% |
| AmeriSave Mortgage Corporation | 47 | 8.750% | $85,000 | 64.2% |
| Renasant Bank | 47 | 6.875% | $275,000 | 18.6% |
| Associated Credit Union | 45 | 5.625% | $365,000 | 4.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 44 | 6.625% | $375,000 | 0.0% |
| Fifth Third Bank, National Association | 43 | 7.500% | $205,000 | 33.9% |
| Onward Home Mortgage, LLC | 43 | 6.625% | $415,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 43 | 6.375% | $425,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 40 | 6.313% | $315,000 | 12.5% |
| Broker Solutions, Inc. | 39 | 6.750% | $375,000 | 23.1% |
| Presidential Bank, FSB | 39 | 6.500% | $465,000 | 4.9% |
| SouthState Bank, National Association | 38 | 6.590% | $340,000 | 13.6% |
| BETTER MORTGAGE CORPORATION | 37 | 8.000% | $205,000 | 41.3% |
| Citizens Bank, National Association | 37 | 7.650% | $205,000 | 28.3% |
| Mortgage Research Center, LLC | 36 | 5.990% | $415,000 | 37.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 36 | 9.880% | $100,000 | 9.8% |
| STOCKTON MORTGAGE CORPORATION | 34 | 6.250% | $410,000 | 2.6% |
| SUCCESS MORTGAGE PARTNERS, INC. | 34 | 6.625% | $380,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 33 | 7.790% | $115,000 | 23.3% |
| Mortgage Right | 33 | 6.500% | $365,000 | 8.3% |
| Capital City Home Loans, LLC | 33 | 6.625% | $425,000 | 2.9% |
| MILEND, INC. | 32 | 6.375% | $375,000 | 18.6% |
| LOWER, LLC | 31 | 6.500% | $415,000 | 18.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 30 | 6.375% | $390,000 | 3.2% |
| PLANET HOME LENDING, LLC | 29 | 5.990% | $365,000 | 3.2% |
| GUARANTEED RATE AFFINITY, LLC | 28 | 6.625% | $400,000 | 25.6% |
| NexBank | 28 | 6.750% | $400,000 | 9.7% |
| CANOPY MORTGAGE, LLC | 26 | 6.500% | $370,000 | 0.0% |
| First Option Mortgage, LLC | 26 | 7.125% | $335,000 | 0.0% |
| BoxCar Mortgage, LLC | 26 | 6.433% | $425,000 | 0.0% |
| U.S. Bank National Association | 25 | 7.500% | $155,000 | 48.0% |
| Lendage, LLC | 25 | 11.000% | $65,000 | 3.6% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 7.625% | $185,000 | 36.8% |
| Bank OZK | 24 | 5.990% | $155,000 | 37.2% |
| GoodLeap, LLC | 23 | 6.750% | $105,000 | 17.1% |
| Discover Bank | 22 | 8.590% | $85,000 | 74.1% |
| 21st Mortgage Corporation | 22 | 11.220% | $50,000 | 74.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 22 | 6.490% | $315,000 | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 22 | 6.490% | $390,000 | 0.0% |
| First Federal Bank | 22 | 6.625% | $370,000 | 4.4% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 22 | 6.438% | $425,000 | 0.0% |
| Coastal Community Bank | 20 | 9.615% | $55,000 | 2.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 20 | 6.563% | $410,000 | 9.1% |
| Kiavi Funding, Inc. | 20 | 10.240% | $305,000 | 4.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 18 | 5.750% | $440,000 | 13.2% |
| ALLIANT CREDIT UNION | 18 | 7.750% | $150,000 | 33.3% |
| CMG MORTGAGE, INC. | 18 | 6.433% | $410,000 | 11.5% |
| Assurance Financial Group, L.L.C. | 18 | 6.813% | $365,000 | 0.0% |
| US MORTGAGE CORPORATION | 18 | 6.750% | $350,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 17 | 6.375% | $405,000 | 9.1% |
| ITHINK FINANCIAL Credit Union | 17 | 8.000% | $105,000 | 29.2% |
| ACOPIA, LLC | 17 | 6.250% | $345,000 | 5.6% |
| General Mortgage Capital Corporation | 17 | 6.490% | $285,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 16 | 6.625% | $335,000 | 5.6% |
| East West Bank | 16 | 6.375% | $220,000 | 0.0% |
| Community Bank of Pickens County | 16 | Not published | $265,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 15 | 6.200% | $515,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.813% | $285,000 | 55.3% |
| GUILD MORTGAGE COMPANY | 14 | 6.188% | $375,000 | 5.6% |
| Flagstar Bank, N.A. | 14 | 6.625% | $305,000 | 37.5% |
| CHAMPIONS FUNDING, LLC | 14 | 7.500% | $265,000 | 22.2% |
| First Horizon Bank | 14 | 6.500% | $400,000 | 17.7% |
| Bethpage Federal Credit Union | 13 | 6.990% | $105,000 | 45.8% |
| Equity Prime Mortgage LLC | 13 | 6.250% | $375,000 | 7.1% |
| A&D Mortgage LLC | 13 | 6.750% | $305,000 | 13.3% |
| NBKC BANK | 13 | 6.490% | $375,000 | 7.1% |
| Loan Funder LLC | 13 | 9.990% | $495,000 | 7.1% |
| Northpointe Bank | 13 | 6.875% | $445,000 | 7.1% |
| First-Citizens Bank & Trust Company | 13 | 6.000% | $175,000 | 17.7% |
| Taylor Morrison Home Funding, Inc. | 13 | 5.875% | $625,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.250% | $295,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.245% | $405,000 | 47.8% |
| Cornerstone First Mortgage, Inc | 12 | 6.750% | $370,000 | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.563% | $345,000 | 13.3% |
| Liberty | 12 | 6.313% | $350,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 11 | 5.990% | $415,000 | 31.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.500% | $415,000 | 0.0% |
| Plains Commerce Bank | 11 | 6.875% | $395,000 | 8.3% |
| OCMBC, INC. | 11 | 6.999% | $355,000 | 8.3% |
| FBC MORTGAGE, LLC | 11 | 6.625% | $445,000 | 8.3% |
| USAA Federal Savings Bank | 10 | 6.000% | $355,000 | 44.4% |
| NFM, INC. | 10 | 6.688% | $335,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 23.1% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 42.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTA POSTAL | 9 | Under 10 loans | Under 10 loans | 30.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DIRECT LENDERS, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 47.1% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 52.2% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Pinnacle Bank | 8 | Under 10 loans | Under 10 loans | 16.7% |
| Cadence Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 15.4% |
| CLEAREDGE LENDING LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SANCTUARY HOME MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| DIGITAL | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| LEADERONE FINANCIAL CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GO MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BAY EQUITY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 27.3% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KWIK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| STATE EMPLOYEES' | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Capital City Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900AH8L5ZM1JZET07 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank of Georgia | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 279 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Cherokee County
43 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 7 | $1.4 billion |
| Regions Bank | 5 | $494.9 million |
| JPMorgan Chase Bank, National Association | 5 | $399.9 million |
| Truist Bank | 4 | $545.0 million |
| Bank of America, National Association | 3 | $445.8 million |
| Ameris Bank | 3 | $345.8 million |
| Renasant Bank | 3 | $217.8 million |
| Pinnacle Bank | 2 | $664.0 million |
| Bank OZK | 2 | $344.1 million |
| United Community Bank | 2 | $285.8 million |
| First-Citizens Bank & Trust Company | 1 | $169.8 million |
| Seacoast National Bank | 1 | $123.5 million |
| SouthState Bank, National Association | 1 | $61.4 million |
| The Citizens Bank of Georgia | 1 | $49.6 million |
| First Horizon Bank | 1 | $49.2 million |
| PNC Bank, National Association | 1 | $37.8 million |
| Fifth Third Bank, National Association | 1 | $23.7 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Synovus Bank, 200 Parkway 575, Woodstock
- Synovus Bank, 300 E Main St, Canton
Get told when this changes
When the next year’s lending figures are out for Cherokee County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.