Mortgage Lender Index

Renasant Bank

Renasant Bank received 12,133 applications in 2025 and made 8,976 mortgages, in 654 counties across 28 states. The median rate its borrowers got was 6.625% on a median loan of $225,000. Of 10,279 decisions, 1,190 were denials — 11.6%, most often for debt-to-income ratio.

Legal Entity Identifier5493002RF1ERFA2XR050
Applications received12,133
Mortgages made8,976
Denied1,190
Approved, not taken up113
Withdrawn or incomplete1,854
Loans bought from other lenders69
Median rate spread over the prime offer rate0.16 points
FDIC-insured bankYes: Renasant Bank, 266 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5,591 6.375%$255,000 6.3%
Refinancing1,930 7.250%$165,000 9.4%
Cash-out refinancing495 6.625%$215,000 10.8%
Other purposes960 7.500%$75,000 35.8%

Where Renasant Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Lee County, MS 3206.875%18.6%
Jefferson County, AL 3166.625%9.8%
Fulton County, GA 2565.990%11.9%
Shelby County, TN 2396.500%10.4%
Davidson County, TN 2016.125%15.3%
Gwinnett County, GA 1935.750%7.2%
Charleston County, SC 1936.625%3.5%
Montgomery County, AL 1926.125%4.5%
Lee County, AL 1826.625%2.1%
Mobile County, AL 1436.990%12.7%
Shelby County, AL 1226.750%8.8%
Lowndes County, MS 1226.745%12.5%
Monroe County, MS 1197.125%20.0%
Madison County, MS 1186.913%16.7%
Lafayette County, MS 1146.875%10.9%
Rankin County, MS 1086.750%13.3%
Lowndes County, GA 1066.875%10.0%
DeSoto County, MS 1016.750%14.2%
Baldwin County, AL 917.000%7.1%
Madison County, AL 916.500%8.1%
Oktibbeha County, MS 897.000%14.3%
Pontotoc County, MS 887.250%16.5%
DeKalb County, GA 875.875%16.4%
Duval County, FL 856.250%3.4%
Etowah County, AL 806.250%9.1%
Morgan County, AL 797.000%13.2%
Hinds County, MS 796.500%22.3%
Bulloch County, GA 727.188%9.6%
Cobb County, GA 715.875%11.3%
Chatham County, GA 686.563%10.3%
Elmore County, AL 666.375%4.3%
Grenada County, MS 627.500%25.9%
Rockingham County, NC 606.375%0.0%
Dougherty County, GA 597.250%7.7%
Lee County, GA 596.750%4.8%
Jackson County, MS 596.500%10.6%
Autauga County, AL 586.563%4.9%
Prentiss County, MS 587.063%13.0%
Walton County, FL 567.500%13.4%
Greenville County, SC 566.375%0.0%
Harrison County, MS 536.875%18.2%
Lamar County, MS 537.050%8.5%
Williamson County, TN 537.000%8.6%
Forrest County, MS 526.750%20.9%
Union County, MS 517.000%19.1%
Tuscaloosa County, AL 506.875%5.7%
Berkeley County, SC 506.625%3.9%
Blount County, TN 497.500%9.3%
Marshall County, AL 476.500%5.9%
Bibb County, GA 476.990%17.2%

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When Renasant Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.