Mortgage lenders in Montgomery County
4,341 mortgages were made in Montgomery County, Alabama, in 2025, by 336 lenders. The median rate their borrowers got was 6.575% on a median loan of $165,000. Of 6,408 decisions, 1,742 were denials — 27.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 394 | 6.625% | $185,000 | 2.9% |
| MAX Credit Union | 247 | 4.500% | $55,000 | 31.7% |
| Rocket Mortgage, LLC | 223 | 6.625% | $155,000 | 26.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 210 | 6.471% | $185,000 | 15.8% |
| Trustmark National Bank | 192 | 6.188% | $185,000 | 29.0% |
| Renasant Bank | 192 | 6.125% | $205,000 | 4.5% |
| Regions Bank | 179 | 5.875% | $65,000 | 53.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 149 | 6.575% | $245,000 | 3.2% |
| Fairway Independent Mortgage Corporation | 126 | 6.625% | $235,000 | 5.8% |
| MOVEMENT MORTGAGE, LLC | 118 | 6.625% | $245,000 | 6.0% |
| Mortgage Research Center, LLC | 106 | 6.250% | $265,000 | 28.7% |
| DHI MORTGAGE COMPANY, LTD. | 99 | 4.990% | $305,000 | 34.4% |
| Navy Federal Credit Union | 93 | 7.000% | $145,000 | 41.7% |
| Kiavi Funding, Inc. | 77 | 9.125% | $125,000 | 4.8% |
| CMG MORTGAGE, INC. | 77 | 6.563% | $185,000 | 10.2% |
| River Bank & Trust | 75 | 7.250% | $105,000 | 2.6% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.688% | $245,000 | 21.1% |
| Synovus Bank | 67 | 6.625% | $175,000 | 16.1% |
| Guardian Credit Union | 60 | 7.250% | $70,000 | 58.3% |
| BPL MORTGAGE TRUST, LLC | 59 | 7.625% | $85,000 | 12.7% |
| FREEDOM MORTGAGE CORPORATION | 57 | 6.250% | $205,000 | 12.5% |
| Assurance Financial Group, L.L.C. | 45 | 6.500% | $205,000 | 4.3% |
| PNC Bank, National Association | 43 | 7.980% | $95,000 | 52.1% |
| NATIONSTAR MORTGAGE LLC | 41 | 6.990% | $105,000 | 12.5% |
| Loandepot.Com, LLC | 40 | 6.870% | $125,000 | 41.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 36 | 6.313% | $185,000 | 7.3% |
| AmeriFirst Bank | 34 | Not published | $140,000 | 0.0% |
| NEWREZ LLC | 30 | 6.625% | $170,000 | 51.6% |
| ALABAMA STATE EMPLOYEES CREDIT UNION | 29 | 6.500% | $65,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 26 | 7.375% | $105,000 | 2.9% |
| NEW DAY FINANCIAL, LLC | 25 | 6.490% | $235,000 | 42.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 25 | 5.875% | $185,000 | 56.1% |
| ServisFirst Bank | 24 | 7.058% | $205,000 | 11.1% |
| LENDINGONE, LLC | 22 | 7.375% | $100,000 | 54.2% |
| USAA Federal Savings Bank | 21 | 6.375% | $295,000 | 30.0% |
| JPMorgan Chase Bank, National Association | 20 | 6.750% | $115,000 | 4.6% |
| SouthPoint Bank | 19 | 6.000% | $195,000 | 4.6% |
| CB&S Bank, Inc. | 19 | 6.950% | $145,000 | 5.0% |
| Truist Bank | 18 | 6.595% | $160,000 | 53.5% |
| Coastal Community Bank | 17 | 10.490% | $45,000 | 2.1% |
| GoodLeap, LLC | 17 | 6.000% | $105,000 | 20.7% |
| PHH Mortgage Corporation | 17 | 6.625% | $245,000 | 5.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 17 | 6.499% | $315,000 | 5.6% |
| AmeriSave Mortgage Corporation | 16 | 6.750% | $70,000 | 79.2% |
| HOPE FEDERAL CREDIT UNION | 16 | 7.063% | $135,000 | 36.0% |
| 21st Mortgage Corporation | 15 | 11.230% | $75,000 | 85.1% |
| Broker Solutions, Inc. | 15 | 6.750% | $145,000 | 40.7% |
| SPRING EQ, LLC | 15 | 10.800% | $65,000 | 60.5% |
| Bank of America, National Association | 15 | 5.875% | $185,000 | 40.0% |
| Loan Funder LLC | 15 | 10.990% | $85,000 | 16.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 15 | 7.750% | $175,000 | 5.3% |
| THE LOAN STORE, INC. | 15 | 6.625% | $215,000 | 15.8% |
| HOMEXPRESS MORTGAGE CORP. | 14 | 7.313% | $140,000 | 22.2% |
| TOWNE MORTGAGE COMPANY | 14 | 6.750% | $170,000 | 6.7% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.500% | $265,000 | 54.6% |
| Wells Fargo Bank, National Association | 13 | 6.500% | $125,000 | 45.8% |
| Equity Prime Mortgage LLC | 13 | 6.625% | $185,000 | 18.8% |
| Cadence Bank | 13 | 7.250% | $125,000 | 31.6% |
| Valley National Bank | 13 | 6.490% | $95,000 | 0.0% |
| Marion Bank & Trust Company | 13 | Not published | $105,000 | 0.0% |
| FIGURE LENDING LLC | 12 | 9.325% | $55,000 | 38.7% |
| AMWEST FUNDING CORP. | 12 | 7.000% | $245,000 | 14.3% |
| U.S. Bank National Association | 11 | 7.490% | $95,000 | 42.1% |
| CANOPY MORTGAGE, LLC | 11 | 6.990% | $245,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 7.500% | $195,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.750% | $250,000 | 35.5% |
| ROYAL UNITED MORTGAGE LLC | 10 | 6.938% | $115,000 | 33.3% |
| Troy Bank and Trust Company | 10 | 7.500% | $175,000 | 9.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 71.0% |
| 254900CTT87ZKAUTIJ37 | 9 | Under 10 loans | Under 10 loans | 47.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 50.0% |
| 254900M2C4Q6DATP2889 | 9 | Under 10 loans | Under 10 loans | 30.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LEADERONE FINANCIAL CORPORATION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Community Bank of Central Alabama | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CONSTRUCTIVE LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALL IN FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 40.0% |
| GMFS LLC | 8 | Under 10 loans | Under 10 loans | 8.3% |
| FirstBank | 8 | Under 10 loans | Under 10 loans | 37.5% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| SmartBank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 58.8% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRSTTRUST HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Consumer First Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SouthState Bank, National Association | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 33.3% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank of Mississippi | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 85.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 37.5% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALABAMA ONE | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Primis Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AVADIAN | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Ameris Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bryant Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| APCO EMPLOYEES | 2 | Under 10 loans | Under 10 loans | 66.7% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AUBURN UNIVERSITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AlaTrust Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAY-VALLEY MORTGAGE GROUP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brantley Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CAHAWBA BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 40.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 85.7% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pen Air Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bancorp Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 136 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Montgomery County
53 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Regions Bank | 11 | $1.7 billion |
| PNC Bank, National Association | 5 | $331.9 million |
| Truist Bank | 5 | $214.4 million |
| Wells Fargo Bank, National Association | 4 | $786.8 million |
| Valley National Bank | 4 | $236.5 million |
| Trustmark Bank | 3 | $210.9 million |
| Woodforest National Bank | 3 | $6.3 million |
| ServisFirst Bank | 2 | $1.3 billion |
| Pinnacle Bank | 2 | $861.5 million |
| River Bank & Trust | 2 | $772.2 million |
| Renasant Bank | 2 | $194.6 million |
| Brantley Bank and Trust Company | 2 | $36.6 million |
| SmartBank | 1 | $220.0 million |
| AmeriFirst Bank | 1 | $111.8 million |
| CB&S Bank, Inc. | 1 | $70.2 million |
| Metro City Bank | 1 | $69.4 million |
| Bank of Hope | 1 | $64.2 million |
| Liberty Bank and Trust Company | 1 | $61.1 million |
| The Huntington National Bank | 1 | $25.2 million |
| Marion Community Bank | 1 | $13.7 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 6836 Atlanta Hwy, Montgomery
- Synovus Bank, 2655 Taylor Rd, Montgomery
- Synovus Bank, 4121 Carmichael Rd, Montgomery
Get told when this changes
When the next year’s lending figures are out for Montgomery County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.