ALABAMA ONE
ALABAMA ONE received 699 applications in 2025 and made 525 mortgages, in 56 counties across 4 states. The median rate its borrowers got was 7.250% on a median loan of $95,000. Of 622 decisions, 97 were denials — 15.6%, most often for credit history.
| Legal Entity Identifier | 549300WOJH0MSG0OIM41 |
|---|---|
| Applications received | 699 |
| Mortgages made | 525 |
| Denied | 97 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 77 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.15 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 185 | 6.625% | $155,000 | 9.3% |
| Refinancing | 60 | 6.875% | $180,000 | 18.9% |
| Cash-out refinancing | 152 | 8.000% | $75,000 | 17.8% |
| Other purposes | 128 | 8.500% | $70,000 | 19.5% |
Where ALABAMA ONE lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tuscaloosa County, AL | 285 | 7.500% | 10.4% |
| Fayette County, AL | 22 | 7.438% | 4.4% |
| Pickens County, AL | 21 | 7.375% | 16.0% |
| Randolph County, AL | 14 | 6.625% | 33.3% |
| Cherokee County, AL | 13 | 6.875% | 18.8% |
| Bibb County, AL | 12 | 6.875% | 14.3% |
| Chambers County, AL | 12 | 7.438% | 7.7% |
| Hale County, AL | 12 | 7.313% | 14.3% |
| Shelby County, AL | 12 | 6.875% | 0.0% |
| Washington County, AL | 10 | 6.563% | 16.7% |
| Escambia County, AL | 9 | Under 10 loans | 47.1% |
| Jefferson County, AL | 8 | Under 10 loans | 38.5% |
| Mobile County, AL | 8 | Under 10 loans | 38.5% |
| Coosa County, AL | 7 | Under 10 loans | 22.2% |
| Marengo County, AL | 6 | Under 10 loans | 33.3% |
| Elmore County, AL | 5 | Under 10 loans | 16.7% |
| Baldwin County, AL | 4 | Under 10 loans | 42.9% |
| Clay County, AL | 4 | Under 10 loans | 20.0% |
| Covington County, AL | 4 | Under 10 loans | 0.0% |
| Greene County, AL | 4 | Under 10 loans | 20.0% |
| Talladega County, AL | 4 | Under 10 loans | 0.0% |
| Calhoun County, AL | 3 | Under 10 loans | 25.0% |
| Cullman County, AL | 3 | Under 10 loans | 0.0% |
| Limestone County, AL | 3 | Under 10 loans | 0.0% |
| Montgomery County, AL | 3 | Under 10 loans | 40.0% |
| Heard County, GA | 3 | Under 10 loans | 0.0% |
| Lowndes County, MS | 3 | Under 10 loans | 25.0% |
| Autauga County, AL | 2 | Under 10 loans | 0.0% |
| Blount County, AL | 2 | Under 10 loans | 0.0% |
| Clarke County, AL | 2 | Under 10 loans | 0.0% |
| Cleburne County, AL | 2 | Under 10 loans | 33.3% |
| Lee County, AL | 2 | Under 10 loans | 0.0% |
| Marion County, AL | 2 | Under 10 loans | 0.0% |
| Walker County, AL | 2 | Under 10 loans | 0.0% |
| Winston County, AL | 2 | Under 10 loans | 0.0% |
| Conecuh County, AL | 1 | Under 10 loans | 50.0% |
| Dale County, AL | 1 | Under 10 loans | 0.0% |
| Etowah County, AL | 1 | Under 10 loans | 0.0% |
| Houston County, AL | 1 | Under 10 loans | 0.0% |
| Lawrence County, AL | 1 | Under 10 loans | 0.0% |
| Marshall County, AL | 1 | Under 10 loans | 50.0% |
| Monroe County, AL | 1 | Under 10 loans | 0.0% |
| Perry County, AL | 1 | Under 10 loans | 0.0% |
| Pike County, AL | 1 | Under 10 loans | 0.0% |
| Tallapoosa County, AL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Carroll County, GA | 1 | Under 10 loans | 0.0% |
| Paulding County, GA | 1 | Under 10 loans | 0.0% |
| Seminole County, GA | 1 | Under 10 loans | 0.0% |
| Clay County, MS | 1 | Under 10 loans | 0.0% |
Get told when this changes
When ALABAMA ONE’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.