Mortgage Lender Index

Mortgage lenders in Calhoun County

2,149 mortgages were made in Calhoun County, Alabama, in 2025, by 254 lenders. The median rate their borrowers got was 6.500% on a median loan of $155,000. Of 3,304 decisions, 934 were denials — 28.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 181 6.625% $135,000 22.8%
Ameris Bank 134 6.250% $210,000 1.5%
Regions Bank 110 4.990% $70,000 49.8%
UNITED SHORE FINANCIAL SERVICES, LLC 108 6.490% $205,000 12.9%
Fairway Independent Mortgage Corporation 89 6.250% $175,000 3.2%
Mortgage Research Center, LLC 70 6.563% $215,000 20.2%
ACOPIA, LLC 65 6.375% $145,000 2.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 57 9.360% $135,000 65.8%
SUCCESS MORTGAGE PARTNERS, INC. 53 6.500% $145,000 0.0%
Emblem Credit Union 44 7.125% $75,000 31.4%
SouthPoint Bank 44 6.000% $155,000 2.1%
FREEDOM MORTGAGE CORPORATION 39 6.250% $175,000 15.4%
AMERICA'S FIRST 39 5.750% $65,000 29.1%
PENNYMAC LOAN SERVICES, LLC 37 6.000% $155,000 13.0%
TOWNE MORTGAGE COMPANY 36 6.250% $205,000 5.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 35 6.250% $175,000 0.0%
21st Mortgage Corporation 33 10.000% $115,000 61.5%
GUILD MORTGAGE COMPANY 33 6.625% $165,000 8.1%
First Federal Bank, A FSB 33 6.125% $215,000 0.0%
FirstBank 28 8.620% $85,000 40.3%
Metro Bank 27 Not published $105,000 3.3%
NATIONSTAR MORTGAGE LLC 24 7.370% $145,000 26.5%
FIRST COMMUNITY MORTGAGE, INC. 23 6.500% $175,000 0.0%
Loandepot.Com, LLC 22 7.563% $80,000 55.1%
CROSSCOUNTRY MORTGAGE, INC. 22 6.688% $160,000 24.1%
SOUTHWEST FUNDING, LP 22 6.375% $180,000 0.0%
PNC Bank, National Association 21 8.580% $75,000 50.0%
NobleBank & Trust 21 7.500% $65,000 14.8%
Truist Bank 20 7.325% $85,000 51.2%
First Bank of Alabama 20 Not published $120,000 16.0%
NEWREZ LLC 19 6.240% $175,000 40.6%
Navy Federal Credit Union 19 8.400% $75,000 22.2%
AOD Federal Credit Union 19 5.520% $135,000 9.5%
Farmers and Merchants Bank 19 Not published $105,000 0.0%
Broker Solutions, Inc. 17 6.500% $125,000 20.8%
KIND LENDING, LLC 17 6.625% $195,000 15.0%
Renasant Bank 17 6.500% $235,000 29.2%
HUNT MORTGAGE CORPORATION 17 6.250% $225,000 0.0%
NEW DAY FINANCIAL, LLC 15 6.990% $185,000 43.8%
AmeriSave Mortgage Corporation 14 8.375% $60,000 80.8%
TRIAD FINANCIAL SERVICES, INC. 14 8.900% $100,000 27.1%
Investar Bank, National Association 13 Not published $45,000 0.0%
Equity Prime Mortgage LLC 12 6.500% $200,000 14.3%
STOCKTON MORTGAGE CORPORATION 12 6.500% $155,000 7.7%
FAMILY SAVINGS CREDIT UNION 11 7.750% $65,000 17.7%
LENNAR MORTGAGE, LLC 11 5.625% $205,000 8.3%
SPRING EQ, LLC 10 9.675% $60,000 60.0%
MOVEMENT MORTGAGE, LLC 10 6.688% $185,000 25.0%
MORTGAGE INVESTORS GROUP, INC. 10 6.688% $245,000 0.0%
Wells Fargo Bank, National Association 8 Under 10 loans Under 10 loans 42.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC 8 Under 10 loans Under 10 loans 9.1%
LENDLO MORTGAGE, LLC 8 Under 10 loans Under 10 loans 0.0%
AlaTrust Credit Union 7 Under 10 loans Under 10 loans 72.0%
Coastal Community Bank 7 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 7 Under 10 loans Under 10 loans 43.5%
HONDA Federal Credit Union 7 Under 10 loans Under 10 loans 36.4%
PLANET HOME LENDING, LLC 7 Under 10 loans Under 10 loans 22.2%
VILLAGE CAPITAL & INVESTMENT LLC 6 Under 10 loans Under 10 loans 43.8%
CANOPY MORTGAGE, LLC 6 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 6 Under 10 loans Under 10 loans 12.5%
GUARANTEED RATE, INC. 6 Under 10 loans Under 10 loans 14.3%
Bank of America, National Association 6 Under 10 loans Under 10 loans 40.0%
BAYSHORE MORTGAGE FUNDING, LLC 6 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 Under 10 loans Under 10 loans 14.3%
Click n' Close, Inc. 6 Under 10 loans Under 10 loans 0.0%
River Bank & Trust 6 Under 10 loans Under 10 loans 14.3%
Magnolia Bank, Incorporated 6 Under 10 loans Under 10 loans 14.3%
Lendage, LLC 6 Under 10 loans Under 10 loans 0.0%
REDSTONE Federal Credit Union 6 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 5 Under 10 loans Under 10 loans 63.6%
Discover Bank 5 Under 10 loans Under 10 loans 77.3%
MUTUAL OF OMAHA MORTGAGE, INC. 5 Under 10 loans Under 10 loans 45.5%
BETTER MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 28.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 Under 10 loans Under 10 loans 0.0%
FIRST CAHAWBA BANK 5 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 4 Under 10 loans Under 10 loans 20.0%
CARRINGTON MORTGAGE SERVICES, LLC 4 Under 10 loans Under 10 loans 50.0%
LOWER, LLC 4 Under 10 loans Under 10 loans 50.0%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 20.0%
SUN WEST MORTGAGE COMPANY, INC. 4 Under 10 loans Under 10 loans 37.5%
PLAZA HOME MORTGAGE, INC. 4 Under 10 loans Under 10 loans 33.3%
PREMIER MORTGAGE RESOURCES, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
Liberty 4 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 4 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 57.1%
PENTAGON FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 50.0%
Cadence Bank 3 Under 10 loans Under 10 loans 42.9%
AMERICAN FINANCIAL NETWORK, INC. 3 Under 10 loans Under 10 loans 40.0%
GMFS LLC 3 Under 10 loans Under 10 loans 25.0%
GoodLeap, LLC 3 Under 10 loans Under 10 loans 20.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
ALABAMA ONE 3 Under 10 loans Under 10 loans 25.0%
Liberty Bank 3 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 3 Under 10 loans Under 10 loans 0.0%
Citizens Bank & Trust 3 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
Peoples Independent Bank 3 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
APCO EMPLOYEES 3 Under 10 loans Under 10 loans 0.0%
Synovus Bank 3 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 33.3%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 33.3%
MILEND, INC. 2 Under 10 loans Under 10 loans 33.3%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 66.7%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 33.3%
LoanUnited.com, LLC 2 Under 10 loans Under 10 loans 33.3%
CONSUMER REAL ESTATE FINANCE CO. 2 Under 10 loans Under 10 loans 50.0%
United Community Bank 2 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 50.0%
ENDEAVOR CAPITAL, LLC. 2 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 2 Under 10 loans Under 10 loans 33.3%
Synergy One Lending, Inc. 2 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 2 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Citizens Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
Mortgage Right 2 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
Community Bank of Mississippi 2 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 2 Under 10 loans Under 10 loans 0.0%
Troy Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
First South Farm Credit, ACA 2 Under 10 loans Under 10 loans 0.0%
Consumer First Mortgage, Inc. 2 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 5.9%
TAMMAC HOLDINGS CORPORATION 1 Under 10 loans Under 10 loans 75.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 66.7%
Northpointe Bank 1 Under 10 loans Under 10 loans 75.0%
MISSION LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ISERVE RESIDENTIAL LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
US MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ATLANTA POSTAL 1 Under 10 loans Under 10 loans 50.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 50.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Bank OZK 1 Under 10 loans Under 10 loans 50.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 50.0%
Trustmark National Bank 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
AmeriFirst Bank 1 Under 10 loans Under 10 loans 0.0%
2549005Z23HAAZ6QDM98 1 Under 10 loans Under 10 loans 0.0%
POINT MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
American Mortgage Bank, LLC 1 Under 10 loans Under 10 loans 0.0%
Transportation Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
VISTA POINT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
GEORGIA'S OWN 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
DIRECT LENDERS, LLC 1 Under 10 loans Under 10 loans 0.0%
5493005QMX3SJKDTQZ62 1 Under 10 loans Under 10 loans 0.0%
Bryant Bank 1 Under 10 loans Under 10 loans 0.0%
THE MORTGAGE FIRM, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN INTERNET MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
UIF CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
AVADIAN 1 Under 10 loans Under 10 loans 0.0%
Central State Bank 1 Under 10 loans Under 10 loans 0.0%
CLIFFCO, INC. 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
United Bank 1 Under 10 loans Under 10 loans 0.0%
Dollar Bank, Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
The Exchange Bank of Alabama 1 Under 10 loans Under 10 loans 0.0%
CIS Financial Services, Inc. 1 Under 10 loans Under 10 loans 0.0%
Archer Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Truity Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CB&S Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
BankPlus 1 Under 10 loans Under 10 loans 0.0%
JET DIRECT FUNDING CORP 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank of Indiana 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Zippy Loans, LLC 1 Under 10 loans Under 10 loans 0.0%
Valley National Bank 1 Under 10 loans Under 10 loans 0.0%
HANCOCK WHITNEY BANK 1 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 54 lenders each made 1 or fewer mortgages here, and are counted in the totals above.

Bank branches in Calhoun County

32 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Regions Bank 6$484.3 million
NobleBank & Trust 4$323.9 million
Farmers and Merchants Bank 4$255.1 million
Wells Fargo Bank, National Association 3$304.7 million
Investar Bank, National Association 3$235.8 million
Truist Bank 3$186.0 million
First Bank of Alabama 3$94.5 million
PNC Bank, National Association 2$98.3 million
Woodforest National Bank 2$3.1 million
FirstBank 1$157.9 million
First Cahawba Bank 1$305,000

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Calhoun County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.