CIS Financial Services, Inc.
CIS Financial Services, Inc. received 106 applications in 2025 and made 98 mortgages, in 68 counties across 17 states. The median rate its borrowers got was 8.150% on a median loan of $130,000. Of 104 decisions, 5 were denials — 4.8%, most often for credit history.
| Legal Entity Identifier | 549300OSY236S7MBKO83 |
|---|---|
| Applications received | 106 |
| Mortgages made | 98 |
| Denied | 5 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.9315 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 89 | 8.200% | $125,000 | 5.3% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where CIS Financial Services, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, AL | 13 | 6.125% | 0.0% |
| Colbert County, AL | 7 | Under 10 loans | 0.0% |
| Walker County, AL | 7 | Under 10 loans | 0.0% |
| Lauderdale County, AL | 4 | Under 10 loans | 0.0% |
| Lawrence County, AL | 3 | Under 10 loans | 25.0% |
| Tuscaloosa County, AL | 3 | Under 10 loans | 0.0% |
| Jackson County, AL | 2 | Under 10 loans | 0.0% |
| Beauregard Parish, LA | 2 | Under 10 loans | 0.0% |
| Sullivan County, TN | 2 | Under 10 loans | 0.0% |
| Parker County, TX | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Blount County, AL | 1 | Under 10 loans | 0.0% |
| Calhoun County, AL | 1 | Under 10 loans | 0.0% |
| Cullman County, AL | 1 | Under 10 loans | 0.0% |
| Escambia County, AL | 1 | Under 10 loans | 0.0% |
| Franklin County, AL | 1 | Under 10 loans | 0.0% |
| Geneva County, AL | 1 | Under 10 loans | 0.0% |
| Lamar County, AL | 1 | Under 10 loans | 0.0% |
| Limestone County, AL | 1 | Under 10 loans | 0.0% |
| Macon County, AL | 1 | Under 10 loans | 0.0% |
| Marshall County, AL | 1 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Morgan County, AL | 1 | Under 10 loans | 0.0% |
| St. Clair County, AL | 1 | Under 10 loans | 0.0% |
| Talladega County, AL | 1 | Under 10 loans | 0.0% |
| Winston County, AL | 1 | Under 10 loans | 0.0% |
| Calhoun County, AR | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Hot Spring County, AR | 1 | Under 10 loans | 0.0% |
| Jones County, GA | 1 | Under 10 loans | 0.0% |
| Perry County, IN | 1 | Under 10 loans | 0.0% |
| Ballard County, KY | 1 | Under 10 loans | 0.0% |
| Muhlenberg County, KY | 1 | Under 10 loans | 0.0% |
| Avoyelles Parish, LA | 1 | Under 10 loans | 0.0% |
| Claiborne Parish, LA | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Davis Parish, LA | 1 | Under 10 loans | 0.0% |
| Vermilion Parish, LA | 1 | Under 10 loans | 0.0% |
| DeSoto County, MS | 1 | Under 10 loans | 0.0% |
| Leake County, MS | 1 | Under 10 loans | 0.0% |
| Pontotoc County, MS | 1 | Under 10 loans | 0.0% |
| Clay County, MO | 1 | Under 10 loans | 0.0% |
| Lincoln County, MO | 1 | Under 10 loans | 0.0% |
| Warren County, MO | 1 | Under 10 loans | 0.0% |
| Doña Ana County, NM | 1 | Under 10 loans | 0.0% |
| Alamance County, NC | 1 | Under 10 loans | 0.0% |
| Forsyth County, NC | 1 | Under 10 loans | 0.0% |
| Randolph County, NC | 1 | Under 10 loans | 50.0% |
| Stanly County, NC | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.