Mortgage Lender Index

Mortgage lenders in Geneva County

594 mortgages were made in Geneva County, Alabama, in 2025, by 138 lenders. The median rate their borrowers got was 6.750% on a median loan of $115,000. Of 902 decisions, 251 were denials — 27.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The First National Bank of Hartford 69 Not published $65,000 1.4%
The Samson Banking Company, Inc. 48 Not published $55,000 15.3%
ALL IN FEDERAL CREDIT UNION 38 7.500% $70,000 33.8%
Rocket Mortgage, LLC 32 6.495% $130,000 12.8%
Mortgage Research Center, LLC 23 6.500% $215,000 17.9%
AVADIAN 19 4.990% $55,000 20.8%
Friend Bank 19 6.940% $105,000 9.5%
21st Mortgage Corporation 17 9.570% $145,000 67.2%
MOVEMENT MORTGAGE, LLC 16 6.906% $150,000 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 15 9.990% $95,000 50.0%
CMG MORTGAGE, INC. 15 6.750% $135,000 0.0%
BankPlus 14 6.813% $125,000 17.7%
UNION HOME MORTGAGE CORP. 14 6.625% $200,000 6.7%
Regions Bank 12 6.938% $75,000 47.8%
INTERLINC MORTGAGE SERVICES, LLC 12 6.563% $190,000 7.7%
Five Star Credit Union 11 Not published $105,000 42.9%
FREEDOM MORTGAGE CORPORATION 11 6.250% $245,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 10 6.245% $190,000 33.3%
River Bank & Trust 10 6.988% $75,000 0.0%
Renasant Bank 9 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 8 Under 10 loans Under 10 loans 16.7%
Fairway Independent Mortgage Corporation 8 Under 10 loans Under 10 loans 20.0%
Synovus Bank 8 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 8 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 7 Under 10 loans Under 10 loans 11.1%
Tyndall Federal Credit Union 7 Under 10 loans Under 10 loans 30.0%
AMERICAN FINANCIAL RESOURCES, INC. 7 Under 10 loans Under 10 loans 12.5%
GUILD MORTGAGE COMPANY 6 Under 10 loans Under 10 loans 0.0%
Troy Bank and Trust Company 6 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 54.6%
SUCCESS MORTGAGE PARTNERS, INC. 5 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 4 Under 10 loans Under 10 loans 20.0%
SOUTHWEST STAGE FUNDING, LLC 4 Under 10 loans Under 10 loans 14.3%
SOUTHWEST FUNDING, LP 4 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
APCO EMPLOYEES 3 Under 10 loans Under 10 loans 25.0%
PHH Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
FirstBank 2 Under 10 loans Under 10 loans 85.7%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 72.2%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 33.3%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 33.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
CCB Community Bank 2 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
DHI MORTGAGE COMPANY, LTD. 2 Under 10 loans Under 10 loans 0.0%
NORWICH COMMERCIAL GROUP, INC. 2 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 87.5%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 85.7%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 87.5%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 75.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
CONTOUR MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PRINCETON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PeoplesSouth Bank 1 Under 10 loans Under 10 loans 0.0%
Ameris Bank 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
BankSouth 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
BrightStar Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
SmartBank 1 Under 10 loans Under 10 loans 0.0%
GMFS LLC 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
CIS Financial Services, Inc. 1 Under 10 loans Under 10 loans 0.0%
Genisys Credit Union 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
ALABAMA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 75.0%
COMMUNITY SOUTH 0 Under 10 loans Under 10 loans 100.0%
HNB FIRST BANK 0 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
549300MPZDD9EFQ1E963 0 Under 10 loans Under 10 loans Not published
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
Nations Lending Corporation 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
ROUNDPOINT MORTGAGE SERVICING LLC 0 Under 10 loans Under 10 loans 100.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans 100.0%
HOPE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Bank of England 0 Under 10 loans Under 10 loans Not published
MIDFLORIDA 0 Under 10 loans Under 10 loans 0.0%
COASTAL Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
MICHIGAN MUTUAL, INC. 0 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
MTC Federal Credit Union 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Guardian Credit Union 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Geneva County

9 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Friend Bank 3$111.7 million
The First National Bank of Hartford 2$137.4 million
The Samson Banking Company, Inc. 2$106.3 million
BankPlus 1$115.6 million
22nd State Banking Company 1$54.7 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.