Tyndall Federal Credit Union
Tyndall Federal Credit Union received 1,155 applications in 2025 and made 718 mortgages, in 111 counties across 24 states. The median rate its borrowers got was 6.750% on a median loan of $85,000. Of 957 decisions, 233 were denials — 24.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900VECGAWC5CPU773 |
|---|---|
| Applications received | 1,155 |
| Mortgages made | 718 |
| Denied | 233 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 198 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 144 | 6.250% | $235,000 | 13.7% |
| Refinancing | 19 | 6.125% | $125,000 | 50.0% |
| Cash-out refinancing | 138 | 6.945% | $105,000 | 23.8% |
| Other purposes | 417 | 6.975% | $65,000 | 26.0% |
Where Tyndall Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bay County, FL | 322 | 6.625% | 25.8% |
| Baldwin County, AL | 80 | 7.000% | 12.0% |
| Mobile County, AL | 50 | 6.825% | 28.6% |
| Houston County, AL | 47 | 6.750% | 25.4% |
| Jackson County, FL | 27 | 6.500% | 24.3% |
| Gulf County, FL | 25 | 6.750% | 21.9% |
| Washington County, FL | 24 | 6.325% | 22.6% |
| Walton County, FL | 19 | 6.500% | 32.1% |
| Dale County, AL | 9 | Under 10 loans | 0.0% |
| Geneva County, AL | 7 | Under 10 loans | 30.0% |
| Holmes County, FL | 7 | Under 10 loans | 22.2% |
| Leon County, FL | 7 | Under 10 loans | 12.5% |
| Okaloosa County, FL | 7 | Under 10 loans | 0.0% |
| Franklin County, FL | 6 | Under 10 loans | 45.5% |
| Henry County, AL | 5 | Under 10 loans | 37.5% |
| Calhoun County, FL | 5 | Under 10 loans | 28.6% |
| Coffee County, AL | 3 | Under 10 loans | 40.0% |
| Orange County, FL | 3 | Under 10 loans | 25.0% |
| Brevard County, FL | 2 | Under 10 loans | 0.0% |
| Escambia County, FL | 2 | Under 10 loans | 33.3% |
| Hernando County, FL | 2 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 2 | Under 10 loans | 33.3% |
| Wakulla County, FL | 2 | Under 10 loans | 0.0% |
| Forsyth County, GA | 2 | Under 10 loans | 0.0% |
| Grady County, GA | 2 | Under 10 loans | 0.0% |
| Calhoun County, MI | 2 | Under 10 loans | 0.0% |
| Covington County, AL | 1 | Under 10 loans | 66.7% |
| Dallas County, AL | 1 | Under 10 loans | 0.0% |
| Elmore County, AL | 1 | Under 10 loans | 0.0% |
| Escambia County, AL | 1 | Under 10 loans | 50.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Limestone County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 1 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Lafayette County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
| Bibb County, GA | 1 | Under 10 loans | 0.0% |
| Bryan County, GA | 1 | Under 10 loans | 0.0% |
| Catoosa County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Coweta County, GA | 1 | Under 10 loans | 0.0% |
| Douglas County, GA | 1 | Under 10 loans | 0.0% |
| Early County, GA | 1 | Under 10 loans | 0.0% |
| Henry County, GA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.