Mortgage lenders in Calhoun County
3,152 mortgages were made in Calhoun County, Michigan, in 2025, by 263 lenders. The median rate their borrowers got was 6.840% on a median loan of $125,000. Of 4,434 decisions, 1,092 were denials — 24.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| KELLOGG COMMUNITY CREDIT UNION | 334 | 7.500% | $65,000 | 1.5% |
| Rocket Mortgage, LLC | 251 | 6.625% | $145,000 | 23.6% |
| MARSHALL COMMUNITY CREDIT UNION | 220 | 7.125% | $115,000 | 0.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 147 | 6.125% | $205,000 | 9.3% |
| The Huntington National Bank | 145 | 7.590% | $85,000 | 38.3% |
| UNION HOME MORTGAGE CORP. | 123 | 6.875% | $175,000 | 7.5% |
| ADVIA Federal Credit Union | 117 | 7.500% | $65,000 | 37.2% |
| CONSUMERS CREDIT UNION | 105 | 6.375% | $145,000 | 7.1% |
| 254900W66Q1214MV8X83 | 97 | 7.125% | $65,000 | 36.2% |
| Honor Credit Union | 86 | 7.250% | $80,000 | 36.0% |
| Fifth Third Bank, National Association | 85 | 6.875% | $135,000 | 34.3% |
| Mortgage Research Center, LLC | 70 | 6.375% | $245,000 | 33.3% |
| GVC MORTGAGE, INC. | 65 | 6.625% | $155,000 | 4.4% |
| Sturgis Bank & Trust Company | 61 | 6.625% | $145,000 | 0.0% |
| MORTGAGE CENTER L.C | 54 | 6.500% | $145,000 | 14.1% |
| LAKE MICHIGAN CREDIT UNION | 49 | 6.625% | $145,000 | 3.9% |
| Southern Michigan Bank & Trust | 32 | Not published | $135,000 | 26.1% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 32 | 7.125% | $145,000 | 12.2% |
| Flagstar Bank, N.A. | 30 | 6.563% | $150,000 | 31.8% |
| FREEDOM MORTGAGE CORPORATION | 29 | 6.250% | $185,000 | 19.6% |
| Loandepot.Com, LLC | 29 | 6.625% | $105,000 | 41.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | 29 | 6.375% | $125,000 | 0.0% |
| FIRST CHOICE MH LLC | 29 | 10.350% | $95,000 | 9.4% |
| KALSEE CREDIT UNION | 28 | 6.063% | $45,000 | 6.7% |
| PNC Bank, National Association | 27 | 7.090% | $125,000 | 26.8% |
| NATIONSTAR MORTGAGE LLC | 27 | 8.125% | $65,000 | 24.3% |
| Comerica Bank | 25 | 5.990% | $105,000 | 38.6% |
| Navy Federal Credit Union | 25 | 6.125% | $145,000 | 21.2% |
| Prosperity Home Mortgage, LLC | 23 | 6.625% | $165,000 | 0.0% |
| 21st Mortgage Corporation | 22 | 11.380% | $50,000 | 68.9% |
| GreenStone Farm Credit Services, FLCA | 22 | 6.825% | $210,000 | 3.7% |
| GUARANTEED RATE, INC. | 21 | 6.500% | $155,000 | 22.2% |
| The Dart Bank | 20 | 6.563% | $230,000 | 23.1% |
| RUOFF MORTGAGE COMPANY, INC. | 20 | 6.688% | $170,000 | 4.4% |
| ARBOR FINANCIAL CREDIT UNION | 19 | 6.750% | $165,000 | 9.5% |
| FIGURE LENDING LLC | 18 | 8.050% | $35,000 | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 17 | 6.625% | $165,000 | 0.0% |
| SUMMIT HOME MORTGAGE, LLC | 17 | 6.875% | $145,000 | 5.6% |
| FIRST COMMUNITY MORTGAGE, INC. | 16 | 6.625% | $140,000 | 0.0% |
| Homestead Savings Bank | 15 | Not published | $165,000 | 19.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 14 | 6.625% | $135,000 | 25.0% |
| PENNYMAC LOAN SERVICES, LLC | 14 | 6.125% | $215,000 | 30.4% |
| GUILD MORTGAGE COMPANY | 14 | 6.563% | $160,000 | 6.3% |
| 5493001I9VOT1BTB5V75 | 14 | 6.688% | $55,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.125% | $125,000 | 55.6% |
| Coastal Community Bank | 13 | 10.240% | $25,000 | 3.6% |
| MEMBER FIRST MORTGAGE, LLC | 13 | 6.625% | $125,000 | 33.3% |
| Broker Solutions, Inc. | 12 | 6.625% | $175,000 | 25.0% |
| NEWREZ LLC | 12 | 6.370% | $255,000 | 52.0% |
| Independent Bank | 12 | 7.125% | $150,000 | 36.8% |
| ZILLOW HOME LOANS, LLC | 12 | 6.625% | $170,000 | 7.7% |
| TRUE COMMUNITY Credit Union | 12 | Not published | $65,000 | 23.5% |
| MORTGAGE 1 INCORPORATED | 12 | 6.625% | $170,000 | 0.0% |
| Kiavi Funding, Inc. | 11 | 9.990% | $105,000 | 15.4% |
| Mercantile Bank | 11 | 6.625% | $165,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.625% | $225,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 9 | Under 10 loans | Under 10 loans | 30.8% |
| UNITED FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| County National Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| SPRING EQ, LLC | 8 | Under 10 loans | Under 10 loans | 69.2% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 72.5% |
| AmeriSave Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 84.4% |
| Old National Bank | 7 | Under 10 loans | Under 10 loans | 55.6% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Zippy Loans, LLC | 6 | Under 10 loans | Under 10 loans | 75.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 30.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Horizon Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Consumers Professional Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| CONTOUR MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Eaton Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| NORTHERN MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MICHIGAN FIRST CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 80.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 80.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Highpoint Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STAUNTON FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Washington Trust Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY CHOICE | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION ONE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tyndall Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOW CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DFCU FINANCIAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 85.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Bank of America, National Association | 1 | Under 10 loans | Under 10 loans | 87.5% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| United Bay Community Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 1ST STATE FINANCIAL, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Trust Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Dort Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JOLT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Three Rivers Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Merchants Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREFERRED CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NATIONAL BANCORP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Neighborhood Mortgage Solutions | 1 | Under 10 loans | Under 10 loans | 0.0% |
| M&T REALTY CAPITAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Uwharrie Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERRA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Middlefield Banking Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROFED CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CASE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TLC COMMUNITY Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PARDA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERWISE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Isabella Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 63 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Calhoun County
17 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Huntington National Bank | 4 | $303.6 million |
| Fifth Third Bank, National Association | 3 | $379.0 million |
| Southern Michigan Bank & Trust | 3 | $277.7 million |
| PNC Bank, National Association | 1 | $102.7 million |
| Old National Bank | 1 | $64.9 million |
| Highpoint Community Bank | 1 | $50.5 million |
| Homestead Savings Bank | 1 | $49.5 million |
| County National Bank | 1 | $46.8 million |
| Flagstar Bank, National Association | 1 | $38.5 million |
| Sturgis Bank & Trust Company | 1 | $21.7 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 215 N 20th St, Battle Creek
- Comerica Bank, 49 Michigan Ave W, Battle Creek
Get told when this changes
When the next year’s lending figures are out for Calhoun County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.