Mortgage Lender Index

UNION HOME MORTGAGE CORP.

UNION HOME MORTGAGE CORP. received 50,971 applications in 2025 and made 37,767 mortgages, in 1,969 counties across 50 states. The median rate its borrowers got was 6.625% on a median loan of $275,000. Of 41,530 decisions, 2,771 were denials — 6.7%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300RPOGWJRH63HS39
Applications received50,971
Mortgages made37,767
Denied2,771
Approved, not taken up992
Withdrawn or incomplete9,441
Loans bought from other lenders162
Median rate spread over the prime offer rate0.374 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase28,451 6.625%$275,000 5.4%
Refinancing5,717 6.125%$325,000 6.6%
Cash-out refinancing2,050 6.625%$245,000 10.7%
Other purposes1,549 8.900%$65,000 19.1%

Where UNION HOME MORTGAGE CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 9216.625%7.1%
Franklin County, OH 5896.625%5.0%
Harris County, TX 4956.625%9.3%
Lucas County, OH 4546.875%4.3%
Maricopa County, AZ 4426.500%6.8%
Macomb County, MI 4356.875%4.3%
Hamilton County, OH 4176.750%6.2%
Allegheny County, PA 4076.500%3.3%
Oakland County, MI 4066.625%3.0%
Marion County, IN 3876.625%4.4%
St. Clair County, MI 3766.875%3.1%
Wayne County, MI 3686.750%8.8%
Ingham County, MI 3596.875%3.4%
Collin County, TX 3505.490%3.0%
Hamilton County, TN 3416.500%5.0%
Marion County, FL 3166.500%6.9%
Cuyahoga County, OH 3146.875%3.9%
Tarrant County, TX 3065.990%4.0%
Summit County, OH 2316.875%3.7%
Hidalgo County, TX 2316.375%11.0%
Westmoreland County, PA 2296.625%2.9%
Jefferson County, AL 2116.625%6.5%
Butler County, OH 2106.625%3.6%
Hamilton County, IN 2076.750%1.0%
Hillsborough County, FL 2046.625%8.3%
Fairfield County, OH 1876.875%5.0%
Hendricks County, IN 1796.625%2.7%
DuPage County, IL 1786.625%5.3%
Cumberland County, NC 1786.375%4.6%
Lorain County, OH 1786.625%6.3%
Kenton County, KY 1676.500%5.6%
Cameron County, TX 1666.500%4.0%
Berrien County, MI 1636.875%3.0%
Sumter County, FL 1616.750%4.1%
Delaware County, OH 1616.625%5.1%
Eaton County, MI 1576.625%6.4%
Monroe County, MI 1546.775%9.3%
Lake County, IL 1506.500%7.3%
Guilford County, NC 1496.625%1.3%
Mobile County, AL 1426.375%5.1%
Boone County, KY 1406.500%5.2%
Alamance County, NC 1366.625%2.7%
Denton County, TX 1365.990%3.4%
Licking County, OH 1336.750%2.2%
Marion County, OH 1316.625%6.4%
Montgomery County, PA 1296.500%3.0%
Washington County, OR 1276.500%5.0%
Clark County, WA 1256.500%7.6%
Los Angeles County, CA 1246.125%13.3%
Macon County, NC 1246.875%2.3%

Get told when this changes

When UNION HOME MORTGAGE CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.