Mortgage lenders in Cuyahoga County
28,056 mortgages were made in Cuyahoga County, Ohio, in 2025, by 574 lenders. The median rate their borrowers got was 6.875% on a median loan of $155,000. Of 39,214 decisions, 9,623 were denials — 24.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Third Federal Savings and Loan Association of Cleveland | 2,383 | 6.690% | $105,000 | 27.1% |
| The Huntington National Bank | 2,312 | 7.220% | $115,000 | 37.4% |
| Rocket Mortgage, LLC | 1,800 | 6.625% | $165,000 | 19.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,758 | 6.750% | $205,000 | 5.9% |
| Citizens Bank, National Association | 1,337 | 7.650% | $105,000 | 29.0% |
| PNC Bank, National Association | 1,170 | 6.745% | $75,000 | 29.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,158 | 6.625% | $165,000 | 21.5% |
| Fifth Third Bank, National Association | 1,097 | 7.500% | $105,000 | 32.5% |
| KeyBank National Association | 663 | 6.125% | $105,000 | 29.6% |
| BPL MORTGAGE TRUST, LLC | 628 | 7.625% | $95,000 | 9.9% |
| Dollar Bank, Federal Savings Bank | 602 | 6.740% | $85,000 | 32.7% |
| First Federal Savings and Loan Association of Lakewood | 542 | 6.750% | $205,000 | 11.5% |
| Kiavi Funding, Inc. | 541 | 7.875% | $125,000 | 9.4% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 482 | 6.625% | $255,000 | 0.8% |
| First National Bank of Pennsylvania | 477 | 6.390% | $175,000 | 23.4% |
| Synergy One Lending, Inc. | 425 | 6.750% | $175,000 | 7.8% |
| JPMorgan Chase Bank, National Association | 407 | 6.490% | $185,000 | 18.3% |
| U.S. Bank National Association | 319 | 7.625% | $115,000 | 55.0% |
| UNION HOME MORTGAGE CORP. | 314 | 6.875% | $215,000 | 3.9% |
| Loan Funder LLC | 261 | 8.360% | $105,000 | 17.1% |
| Mortgage Research Center, LLC | 254 | 6.250% | $215,000 | 29.6% |
| RELIANCE FIRST CAPITAL, LLC | 250 | 6.875% | $205,000 | 3.4% |
| RUOFF MORTGAGE COMPANY, INC. | 246 | 6.750% | $195,000 | 8.1% |
| PENNYMAC LOAN SERVICES, LLC | 242 | 6.499% | $195,000 | 22.6% |
| GUARANTEED RATE, INC. | 241 | 6.600% | $235,000 | 5.3% |
| Navy Federal Credit Union | 236 | 7.438% | $125,000 | 40.6% |
| LIBERTY HOME MORTGAGE CORPORATION | 225 | 6.750% | $195,000 | 6.3% |
| UNION CAPITAL MORTGAGE CORPORATION | 217 | 6.625% | $265,000 | 1.8% |
| 254900CTT87ZKAUTIJ37 | 197 | 7.875% | $115,000 | 16.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 187 | 7.250% | $165,000 | 10.1% |
| Loandepot.Com, LLC | 164 | 6.990% | $115,000 | 39.9% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 161 | 8.450% | $165,000 | 0.6% |
| CENTURY | 158 | 7.000% | $105,000 | 30.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 149 | 6.625% | $185,000 | 18.0% |
| NATIONSTAR MORTGAGE LLC | 139 | 7.125% | $105,000 | 18.6% |
| FIGURE LENDING LLC | 138 | 8.750% | $55,000 | 24.3% |
| Bank of America, National Association | 133 | 5.990% | $155,000 | 46.2% |
| Nations Lending Corporation | 130 | 6.750% | $195,000 | 6.0% |
| FREEDOM MORTGAGE CORPORATION | 128 | 6.250% | $195,000 | 23.2% |
| Fairway Independent Mortgage Corporation | 122 | 6.750% | $190,000 | 10.1% |
| NEWREZ LLC | 118 | 6.750% | $135,000 | 49.8% |
| Coastal Community Bank | 115 | 11.490% | $35,000 | 1.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 112 | 10.178% | $105,000 | 0.0% |
| NFM, INC. | 107 | 6.875% | $195,000 | 1.8% |
| Broker Solutions, Inc. | 104 | 6.875% | $145,000 | 34.9% |
| YOUR HOME FINANCIAL LLC | 92 | 6.625% | $215,000 | 5.1% |
| NVR Mortgage Finance, Inc. | 87 | 6.375% | $345,000 | 19.4% |
| Flagstar Bank, N.A. | 86 | 6.625% | $125,000 | 37.1% |
| AmeriSave Mortgage Corporation | 83 | 8.375% | $65,000 | 76.6% |
| Civista Bank | 81 | 6.875% | $235,000 | 9.5% |
| ZILLOW HOME LOANS, LLC | 79 | 6.500% | $195,000 | 7.0% |
| Union Savings Bank | 75 | 6.750% | $225,000 | 11.5% |
| SPRING EQ, LLC | 69 | 9.700% | $65,000 | 62.2% |
| FIRST OHIO HOME FINANCE, INC. | 68 | 7.313% | $115,000 | 0.0% |
| MM LENDING, LLC | 67 | 12.000% | $125,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 66 | 7.750% | $135,000 | 49.2% |
| THE LOAN STORE, INC. | 64 | 7.063% | $150,000 | 10.3% |
| PULTE MORTGAGE LLC | 64 | 5.688% | $455,000 | 5.9% |
| Unity Catholic Federal Credit Union | 63 | 5.000% | $45,000 | 0.0% |
| Lendage, LLC | 62 | 11.375% | $55,000 | 8.0% |
| WesBanco Bank, Inc. | 61 | 6.875% | $195,000 | 19.7% |
| AMERICAN HERITAGE LENDING, LLC | 60 | 7.813% | $115,000 | 15.7% |
| DOMINION FINANCIAL SERVICES, LLC | 60 | 7.433% | $125,000 | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 60 | 7.745% | $75,000 | 6.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 59 | 7.990% | $105,000 | 18.1% |
| GUILD MORTGAGE COMPANY | 58 | 6.750% | $225,000 | 4.6% |
| OCMBC, INC. | 55 | 7.750% | $135,000 | 9.9% |
| LOWER, LLC | 55 | 6.625% | $205,000 | 11.1% |
| Ohio Catholic Federal Credit Union | 55 | 7.500% | $65,000 | 22.5% |
| First Commonwealth Bank | 55 | 6.500% | $225,000 | 16.4% |
| GoodLeap, LLC | 54 | 6.313% | $105,000 | 30.7% |
| MOVEMENT MORTGAGE, LLC | 51 | 6.990% | $195,000 | 12.0% |
| Skyrock Mortgage Corp | 51 | 6.625% | $275,000 | 0.0% |
| A&D Mortgage LLC | 50 | 6.875% | $155,000 | 13.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 49 | 6.625% | $265,000 | 9.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 46 | 6.375% | $135,000 | 50.8% |
| DEEPHAVEN MORTGAGE LLC | 46 | 7.750% | $145,000 | 29.7% |
| The Farmers National Bank of Canfield | 42 | 6.500% | $205,000 | 10.4% |
| LENDINGONE, LLC | 41 | 7.500% | $115,000 | 65.3% |
| Equity Prime Mortgage LLC | 41 | 6.625% | $205,000 | 29.3% |
| Wells Fargo Bank, National Association | 41 | 6.500% | $175,000 | 22.6% |
| CNB Bank | 41 | 6.750% | $265,000 | 18.9% |
| Ixonia Bank | 39 | 6.750% | $185,000 | 4.7% |
| BETTER MORTGAGE CORPORATION | 38 | 7.063% | $225,000 | 45.2% |
| Click n' Close, Inc. | 38 | 6.875% | $165,000 | 11.6% |
| The Federal Savings Bank | 37 | 7.125% | $185,000 | 15.9% |
| NORTHERN MORTGAGE SERVICES, LLC | 37 | 6.750% | $165,000 | 7.1% |
| Paramount Residential Mortgage Group, Inc. | 36 | 6.250% | $175,000 | 12.2% |
| CHAMPIONS FUNDING, LLC | 35 | 8.125% | $175,000 | 32.7% |
| ENVOY MORTGAGE, LTD | 35 | 6.625% | $195,000 | 12.5% |
| CONSUMER REAL ESTATE FINANCE CO. | 34 | 6.625% | $190,000 | 29.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 34 | 6.750% | $195,000 | 0.0% |
| COAST ONE MORTGAGE LLC | 33 | 6.750% | $235,000 | 5.6% |
| NEW DAY FINANCIAL, LLC | 32 | 6.990% | $195,000 | 64.0% |
| NATIONS DIRECT MORTGAGE, LLC | 32 | 6.495% | $200,000 | 8.6% |
| MLD MORTGAGE INC. | 32 | 6.625% | $170,000 | 0.0% |
| CMG MORTGAGE, INC. | 31 | 7.120% | $165,000 | 13.3% |
| AMWEST FUNDING CORP. | 30 | 7.188% | $125,000 | 6.3% |
| PLANET HOME LENDING, LLC | 30 | 5.990% | $205,000 | 8.8% |
| FIRST EQUITY MORTGAGE INCORPORATED | 29 | 6.375% | $465,000 | 6.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 7.250% | $175,000 | 6.3% |
| Discover Bank | 28 | 8.865% | $65,000 | 83.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 28 | 10.505% | $90,000 | 34.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 28 | 6.063% | $355,000 | 15.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 28 | 6.500% | $150,000 | 6.7% |
| Republic Bank of Chicago | 28 | Not published | $80,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 27 | 6.750% | $205,000 | 3.3% |
| USAA Federal Savings Bank | 26 | 6.500% | $280,000 | 42.2% |
| LIMA ONE CAPITAL, LLC | 26 | 7.856% | $100,000 | 25.7% |
| LAKEVIEW LOAN SERVICING, LLC | 25 | 6.250% | $195,000 | 60.4% |
| ROYAL UNITED MORTGAGE LLC | 25 | 6.875% | $95,000 | 44.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 25 | 6.490% | $165,000 | 13.5% |
| First Financial Bank | 25 | 6.500% | $225,000 | 13.8% |
| AMERITRUST MORTGAGE CORPORATION | 24 | 6.933% | $225,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 24 | 6.933% | $170,000 | 4.0% |
| The Middlefield Banking Company | 24 | Not published | $100,000 | 27.3% |
| COREVEST AMERICAN FINANCE LENDER LLC | 24 | 7.143% | $675,000 | 6.3% |
| S&T Bank | 23 | 6.625% | $275,000 | 11.1% |
| Morgan Stanley Private Bank, National Association | 23 | 5.950% | $535,000 | 4.0% |
| Hometown Equity Mortgage, LLC | 22 | 7.375% | $160,000 | 58.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 22 | 6.875% | $200,000 | 3.2% |
| Commerce Home Mortgage, Inc. | 22 | 7.058% | $160,000 | 12.0% |
| Westfield Bank, FSB | 22 | Not published | $470,000 | 0.0% |
| NEXERA HOLDING LLC | 20 | 7.500% | $140,000 | 13.0% |
| Tomo Mortgage, LLC | 20 | 6.375% | $305,000 | 4.8% |
| NBKC BANK | 19 | 6.375% | $265,000 | 20.8% |
| CARDINAL CREDIT UNION, INC. | 18 | 7.400% | $65,000 | 35.7% |
| PENTAGON FEDERAL CREDIT UNION | 18 | 8.188% | $90,000 | 59.1% |
| CF Bank, National Association | 18 | Not published | $170,000 | 18.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 18 | 7.750% | $210,000 | 4.8% |
| Northwest Bank | 17 | 6.250% | $125,000 | 32.0% |
| POLARIS HOME FUNDING CORP. | 17 | 6.625% | $195,000 | 14.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 17 | 6.500% | $195,000 | 12.0% |
| ALLIED MORTGAGE GROUP, INC. | 17 | 6.750% | $145,000 | 4.8% |
| BAYSHORE MORTGAGE FUNDING, LLC | 17 | 6.625% | $225,000 | 0.0% |
| Truist Bank | 16 | 6.113% | $390,000 | 27.3% |
| Citadel Servicing Corporation | 16 | 8.500% | $130,000 | 6.5% |
| BEST REWARD FEDERAL CREDIT UNION | 16 | 7.250% | $55,000 | 46.7% |
| Peoples Bank | 16 | 7.875% | $105,000 | 33.3% |
| T2 FINANCIAL LLC | 16 | 7.563% | $170,000 | 14.3% |
| MORTGAGE CENTER L.C | 16 | 6.500% | $165,000 | 5.9% |
| CANOPY MORTGAGE, LLC | 16 | 6.750% | $245,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 16 | 6.375% | $170,000 | 5.9% |
| LAKE MICHIGAN CREDIT UNION | 16 | 5.740% | $410,000 | 0.0% |
| PHH Mortgage Corporation | 15 | 6.490% | $155,000 | 11.8% |
| ALLIANT CREDIT UNION | 15 | 7.375% | $215,000 | 54.6% |
| GUIDANCE RESIDENTIAL, LLC | 15 | 6.875% | $195,000 | 0.0% |
| 5493004T38NMC864VL66 | 15 | 10.500% | $125,000 | 21.1% |
| 254900M2C4Q6DATP2889 | 14 | 6.495% | $225,000 | 54.8% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 8.525% | $55,000 | 14.7% |
| GENEVA FINANCIAL, LLC | 14 | 7.375% | $105,000 | 0.0% |
| Northpointe Bank | 14 | 6.563% | $210,000 | 12.5% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 14 | 6.750% | $230,000 | 12.5% |
| 984500RF83EA742B5589 | 14 | 6.850% | $195,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 13 | 5.750% | $215,000 | 38.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.875% | $165,000 | 17.7% |
| PLAZA HOME MORTGAGE, INC. | 13 | 7.250% | $155,000 | 50.0% |
| RPE Home, Inc | 13 | 11.000% | $115,000 | 0.0% |
| UBS Bank USA | 13 | 6.000% | $555,000 | 7.1% |
| STG MORTGAGE INC | 13 | 6.625% | $245,000 | 6.7% |
| Emporium TPO LLC | 13 | 7.625% | $145,000 | 5.6% |
| Beeline Loans, Inc. | 12 | 7.625% | $130,000 | 42.9% |
| LoanUnited.com, LLC | 12 | 6.125% | $285,000 | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 12 | 6.188% | $350,000 | 13.3% |
| Seven Seventeen Credit Union | 12 | 6.875% | $125,000 | 42.9% |
| FIRST COLONY MORTGAGE CORPORATION | 12 | 6.313% | $210,000 | 5.6% |
| VISTA POINT MORTGAGE, LLC | 12 | 6.875% | $145,000 | 7.1% |
| Texana Bank, National Association | 11 | 6.500% | $205,000 | 7.7% |
| KIND LENDING, LLC | 11 | 6.875% | $195,000 | 47.8% |
| LONGBRIDGE FINANCIAL, LLC | 11 | 5.875% | $115,000 | 22.2% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.250% | $115,000 | 15.4% |
| CONVENTUS LLC | 11 | 7.025% | $235,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.625% | $205,000 | 0.0% |
| Pathways Financial Credit Union, Inc. | 11 | 6.240% | $65,000 | 15.4% |
| BAY EQUITY LLC | 11 | 6.625% | $225,000 | 8.3% |
| Magnolia Bank, Incorporated | 11 | 6.625% | $225,000 | 0.0% |
| Alcova Mortgage LLC | 11 | 6.990% | $225,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 11 | 6.490% | $325,000 | 15.4% |
| CHURCHILL MORTGAGE CORPORATION | 11 | 6.990% | $205,000 | 8.3% |
| THE EQUITABLE MORTGAGE CORPORATION | 11 | 6.375% | $295,000 | 0.0% |
| SOUTHWEST FUNDING, LP | 11 | 6.625% | $235,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 10 | 6.688% | $160,000 | 64.1% |
| ICE LENDER HOLDINGS LLC | 10 | 8.125% | $300,000 | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 7.313% | $170,000 | 50.0% |
| FIRSTTRUST HOME LOANS, INC. | 10 | 7.313% | $70,000 | 9.1% |
| WRIGHT-PATT CREDIT UNION, INC. | 10 | 6.813% | $165,000 | 9.1% |
| ABL RPC Residential Credit Acquisition LLC | 9 | Under 10 loans | Under 10 loans | 35.3% |
| Manufacturers and Traders Trust Company | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Valon Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 26.7% |
| CLEARPATH LENDING | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Independent Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 61.5% |
| Barrington Bank & Trust Company, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| UIF CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FOUNDATION MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 6.7% |
| AMERICAN INTERNET MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| EAST COAST CAPITAL CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 374 lenders each made 8 or fewer mortgages here, and are counted in the totals above.
Bank branches in Cuyahoga County
333 FDIC-insured branches from 27 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- CFBank, National Association, 2615 Detroit Ave, Cleveland
- Citizens Bank, National Association, 6257 Mayfield Rd, Mayfield Heights
- JPMorgan Chase Bank, National Association, 30950 Pinetree Rd, Pepper Pike
- The Huntington National Bank, 14100 Cedar Rd, Cleveland
- The Middlefield Banking Company, 25201 Chagrin Blvd Ste 150, Beachwood
- The Middlefield Banking Company, 6134 Kruse Dr, Ste A, Solon
- U.S. Bank National Association, 24700 Chagrin Blvd, Beachwood
- Westfield Bank, FSB, 8751 Brecksville Rd, Brecksville
Get told when this changes
When the next year’s lending figures are out for Cuyahoga County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.