Home purchase lenders in Cuyahoga County
13,280 home purchase mortgages were made in Cuyahoga County, Ohio, in 2025, by 445 lenders. The median rate their borrowers got was 6.740% on a median loan of $195,000. Of 15,322 decisions, 1,614 were denials — 10.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 1,353 | 6.750% | $205,000 | 3.3% |
| Third Federal Savings and Loan Association of Cleveland | 726 | 6.290% | $215,000 | 7.6% |
| The Huntington National Bank | 718 | 6.625% | $185,000 | 10.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 709 | 6.625% | $175,000 | 15.9% |
| Rocket Mortgage, LLC | 632 | 6.625% | $215,000 | 12.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 468 | 6.625% | $255,000 | 0.9% |
| BPL MORTGAGE TRUST, LLC | 412 | 7.625% | $85,000 | 9.8% |
| Synergy One Lending, Inc. | 385 | 6.750% | $185,000 | 7.8% |
| First Federal Savings and Loan Association of Lakewood | 341 | 6.500% | $245,000 | 5.0% |
| Fifth Third Bank, National Association | 329 | 6.500% | $215,000 | 14.5% |
| JPMorgan Chase Bank, National Association | 278 | 6.500% | $205,000 | 18.2% |
| First National Bank of Pennsylvania | 274 | 6.375% | $210,000 | 16.2% |
| Kiavi Funding, Inc. | 260 | 10.950% | $155,000 | 8.8% |
| RUOFF MORTGAGE COMPANY, INC. | 232 | 6.750% | $195,000 | 6.9% |
| UNION HOME MORTGAGE CORP. | 222 | 6.875% | $225,000 | 1.8% |
| Citizens Bank, National Association | 221 | 6.500% | $185,000 | 18.6% |
| RELIANCE FIRST CAPITAL, LLC | 219 | 6.875% | $225,000 | 3.9% |
| GUARANTEED RATE, INC. | 212 | 6.600% | $240,000 | 3.2% |
| Mortgage Research Center, LLC | 202 | 6.500% | $215,000 | 13.8% |
| LIBERTY HOME MORTGAGE CORPORATION | 189 | 6.875% | $195,000 | 6.9% |
| UNION CAPITAL MORTGAGE CORPORATION | 183 | 6.625% | $265,000 | 1.6% |
| KeyBank National Association | 169 | 6.500% | $235,000 | 14.1% |
| 254900CTT87ZKAUTIJ37 | 161 | 7.875% | $105,000 | 13.8% |
| PNC Bank, National Association | 153 | 6.375% | $180,000 | 18.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 153 | 7.250% | $165,000 | 3.8% |
| U.S. Bank National Association | 134 | 6.625% | $185,000 | 19.6% |
| Loan Funder LLC | 131 | 10.500% | $115,000 | 16.6% |
| Fairway Independent Mortgage Corporation | 119 | 6.750% | $185,000 | 4.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 110 | 6.750% | $205,000 | 6.5% |
| Dollar Bank, Federal Savings Bank | 109 | 6.500% | $175,000 | 12.4% |
| Navy Federal Credit Union | 105 | 6.375% | $195,000 | 18.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 92 | 10.250% | $135,000 | 1.1% |
| NFM, INC. | 91 | 6.875% | $195,000 | 2.2% |
| NVR Mortgage Finance, Inc. | 87 | 6.375% | $345,000 | 19.4% |
| YOUR HOME FINANCIAL LLC | 85 | 6.625% | $225,000 | 5.6% |
| ZILLOW HOME LOANS, LLC | 79 | 6.500% | $195,000 | 7.0% |
| PENNYMAC LOAN SERVICES, LLC | 78 | 6.624% | $245,000 | 16.0% |
| Nations Lending Corporation | 77 | 6.750% | $205,000 | 4.6% |
| Bank of America, National Association | 73 | 5.750% | $175,000 | 25.5% |
| PULTE MORTGAGE LLC | 64 | 5.688% | $455,000 | 5.9% |
| FIRST OHIO HOME FINANCE, INC. | 53 | 7.250% | $115,000 | 0.0% |
| Broker Solutions, Inc. | 53 | 6.750% | $165,000 | 11.7% |
| WesBanco Bank, Inc. | 50 | 7.000% | $195,000 | 13.8% |
| Union Savings Bank | 47 | 6.875% | $205,000 | 6.0% |
| Civista Bank | 47 | 6.750% | $265,000 | 4.0% |
| Skyrock Mortgage Corp | 46 | 6.625% | $280,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 45 | 6.750% | $235,000 | 6.0% |
| OCMBC, INC. | 44 | 7.625% | $130,000 | 5.2% |
| First Commonwealth Bank | 40 | 6.500% | $225,000 | 8.3% |
| MOVEMENT MORTGAGE, LLC | 39 | 6.875% | $195,000 | 8.9% |
| Ixonia Bank | 38 | 6.750% | $185,000 | 4.8% |
| THE LOAN STORE, INC. | 37 | 6.750% | $195,000 | 7.3% |
| LOWER, LLC | 36 | 6.813% | $200,000 | 2.6% |
| NORTHERN MORTGAGE SERVICES, LLC | 36 | 6.688% | $160,000 | 5.1% |
| Flagstar Bank, N.A. | 35 | 6.500% | $205,000 | 39.7% |
| Click n' Close, Inc. | 35 | 6.875% | $165,000 | 10.3% |
| Loandepot.Com, LLC | 34 | 6.990% | $180,000 | 2.9% |
| A&D Mortgage LLC | 33 | 6.750% | $175,000 | 12.8% |
| Paramount Residential Mortgage Group, Inc. | 33 | 6.250% | $175,000 | 10.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 33 | 6.750% | $195,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 31 | 6.625% | $195,000 | 6.1% |
| CONSUMER REAL ESTATE FINANCE CO. | 30 | 6.625% | $195,000 | 26.8% |
| NEWREZ LLC | 30 | 6.688% | $165,000 | 9.1% |
| CONSTRUCTIVE LOANS, LLC | 30 | 7.875% | $75,000 | 10.8% |
| FIRST EQUITY MORTGAGE INCORPORATED | 29 | 6.375% | $465,000 | 6.5% |
| MLD MORTGAGE INC. | 29 | 6.625% | $165,000 | 0.0% |
| Republic Bank of Chicago | 28 | Not published | $80,000 | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 27 | 6.500% | $155,000 | 3.6% |
| The Farmers National Bank of Canfield | 26 | 6.500% | $205,000 | 3.7% |
| DOMINION FINANCIAL SERVICES, LLC | 24 | 7.375% | $130,000 | 0.0% |
| USAA Federal Savings Bank | 24 | 6.500% | $270,000 | 38.5% |
| COAST ONE MORTGAGE LLC | 24 | 6.875% | $235,000 | 7.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 24 | 7.250% | $185,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 24 | 6.490% | $210,000 | 0.0% |
| Wells Fargo Bank, National Association | 22 | 6.625% | $220,000 | 15.4% |
| AMWEST FUNDING CORP. | 22 | 7.375% | $115,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 22 | 7.990% | $145,000 | 18.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 21 | 6.250% | $375,000 | 8.7% |
| CMG MORTGAGE, INC. | 20 | 6.875% | $135,000 | 13.3% |
| Tomo Mortgage, LLC | 20 | 6.375% | $305,000 | 4.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 20 | 9.928% | $175,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 20 | 6.750% | $170,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 19 | 6.500% | $255,000 | 26.9% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 19 | 6.875% | $205,000 | 4.0% |
| The Federal Savings Bank | 19 | 7.625% | $155,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 18 | 7.999% | $105,000 | 3.9% |
| TOP FLITE FINANCIAL, INC. | 18 | 6.625% | $205,000 | 0.0% |
| CNB Bank | 18 | 6.500% | $905,000 | 13.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 18 | 6.625% | $330,000 | 5.3% |
| Westfield Bank, FSB | 17 | Not published | $635,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 16 | 7.438% | $145,000 | 44.8% |
| LIMA ONE CAPITAL, LLC | 16 | 8.075% | $95,000 | 11.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 16 | 6.558% | $160,000 | 9.5% |
| Morgan Stanley Private Bank, National Association | 16 | 6.000% | $515,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 16 | 6.688% | $220,000 | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 16 | 5.740% | $410,000 | 0.0% |
| Equity Prime Mortgage LLC | 15 | 7.125% | $185,000 | 11.8% |
| NATIONSTAR MORTGAGE LLC | 15 | 6.875% | $315,000 | 6.3% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 8.525% | $55,000 | 15.2% |
| GUIDANCE RESIDENTIAL, LLC | 14 | 6.875% | $180,000 | 0.0% |
| S&T Bank | 14 | 6.700% | $260,000 | 0.0% |
| First Financial Bank | 14 | 6.625% | $145,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 13 | 9.250% | $165,000 | 31.6% |
| NBKC BANK | 13 | 6.625% | $265,000 | 13.3% |
| Truist Bank | 13 | 5.990% | $525,000 | 0.0% |
| CENTURY | 13 | 5.250% | $215,000 | 18.8% |
| Northpointe Bank | 13 | 6.625% | $205,000 | 13.3% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 13 | 6.750% | $235,000 | 13.3% |
| PLAZA HOME MORTGAGE, INC. | 13 | 7.250% | $155,000 | 27.8% |
| CANOPY MORTGAGE, LLC | 13 | 6.625% | $245,000 | 0.0% |
| LENDINGONE, LLC | 12 | 9.615% | $110,000 | 76.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 6.625% | $300,000 | 14.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.375% | $195,000 | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 12 | 6.438% | $150,000 | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 6.490% | $245,000 | 0.0% |
| Citadel Servicing Corporation | 11 | 8.250% | $135,000 | 6.7% |
| STG MORTGAGE INC | 11 | 6.625% | $275,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 11 | 6.490% | $325,000 | 15.4% |
| BAY EQUITY LLC | 11 | 6.625% | $225,000 | 0.0% |
| CF Bank, National Association | 10 | Not published | $170,000 | 28.6% |
| NEXERA HOLDING LLC | 10 | 7.750% | $155,000 | 23.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.870% | $190,000 | 16.7% |
| FIRSTTRUST HOME LOANS, INC. | 10 | 7.313% | $70,000 | 9.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 7.750% | $215,000 | 8.3% |
| Commerce Home Mortgage, Inc. | 10 | 7.058% | $155,000 | 9.1% |
| CHURCHILL MORTGAGE CORPORATION | 10 | 6.808% | $210,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 42.9% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 52.6% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 7.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 15.4% |
| POLARIS HOME FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE CENTER L.C | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Texana Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| UIF CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| MICHIGAN MUTUAL, INC. | 7 | Under 10 loans | Under 10 loans | 18.2% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MYCUMORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| FOUNDATION MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 8.3% |
| Ukrainian Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Seven Seventeen Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Independent Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Merchants Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 52.6% |
| Zippy Loans, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| COREVEST AMERICAN FINANCE LENDER LLC | 5 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OceanFirst Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HILTON FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Portage Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 60.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 4 | Under 10 loans | Under 10 loans | 44.4% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ohio Catholic Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 14.3% |
| ABL RPC Residential Credit Acquisition LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings of Lorain | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Abundance 99, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THRIVENT Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KS StateBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL CREDIT UNION, INC. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| ICE LENDER HOLDINGS LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 245 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.