KS StateBank
KS StateBank received 367 applications in 2025 and made 313 mortgages, in 55 counties across 19 states. The median rate its borrowers got was 7.750% on a median loan of $175,000. Of 352 decisions, 13 were denials — 3.7%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300Z6EE8DBBFUW487 |
|---|---|
| Applications received | 367 |
| Mortgages made | 313 |
| Denied | 13 |
| Approved, not taken up | 26 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.575 points |
| FDIC-insured bank | Yes: KS StateBank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 147 | 7.790% | $185,000 | 3.6% |
| Refinancing | 123 | 7.750% | $185,000 | 4.4% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 37 | 7.750% | $105,000 | 2.3% |
Where KS StateBank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 79 | 7.890% | 2.3% |
| Maricopa County, AZ | 54 | 7.770% | 4.9% |
| Riley County, KS | 46 | 7.750% | 3.9% |
| Geary County, KS | 30 | 7.790% | 6.1% |
| Jackson County, MO | 20 | 7.690% | 4.0% |
| Pottawatomie County, KS | 8 | Under 10 loans | 0.0% |
| Johnson County, KS | 6 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 5 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 5 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 5 | Under 10 loans | 0.0% |
| Cook County, IL | 3 | Under 10 loans | 25.0% |
| Posey County, IN | 3 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 3 | Under 10 loans | 0.0% |
| Hinds County, MS | 3 | Under 10 loans | 0.0% |
| Navajo County, AZ | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 2 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 2 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Butler County, KS | 2 | Under 10 loans | 0.0% |
| Wabaunsee County, KS | 2 | Under 10 loans | 0.0% |
| Cass County, MO | 2 | Under 10 loans | 0.0% |
| Montgomery County, AL | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Sutter County, CA | 1 | Under 10 loans | 0.0% |
| San Miguel County, CO | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Hawaii County, HI | 1 | Under 10 loans | 0.0% |
| Warrick County, IN | 1 | Under 10 loans | 0.0% |
| Dickinson County, KS | 1 | Under 10 loans | 0.0% |
| Douglas County, KS | 1 | Under 10 loans | 0.0% |
| Harvey County, KS | 1 | Under 10 loans | 0.0% |
| Marion County, KS | 1 | Under 10 loans | 0.0% |
| Miami County, KS | 1 | Under 10 loans | 0.0% |
| Montgomery County, KS | 1 | Under 10 loans | 0.0% |
| Morris County, KS | 1 | Under 10 loans | 0.0% |
| Reno County, KS | 1 | Under 10 loans | 0.0% |
| Saline County, KS | 1 | Under 10 loans | 0.0% |
| Sumner County, KS | 1 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 1 | Under 10 loans | 0.0% |
| Henderson County, KY | 1 | Under 10 loans | 0.0% |
| Wayne County, MI | 1 | Under 10 loans | 0.0% |
| Rankin County, MS | 1 | Under 10 loans | 0.0% |
| Andrew County, MO | 1 | Under 10 loans | 0.0% |
| Buchanan County, MO | 1 | Under 10 loans | 50.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Madison County, MT | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Lucas County, OH | 1 | Under 10 loans | 0.0% |
| Hughes County, SD | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.