Mortgage Lender Index

Mortgage lenders in Wayne County

33,666 mortgages were made in Wayne County, Michigan, in 2025, by 534 lenders. The median rate their borrowers got was 6.875% on a median loan of $145,000. Of 50,196 decisions, 14,079 were denials — 28.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 5,312 6.625% $185,000 16.3%
Rocket Mortgage, LLC 4,686 6.750% $165,000 18.5%
DFCU FINANCIAL 1,390 6.250% $105,000 16.5%
Citizens Bank, National Association 1,137 7.650% $105,000 38.7%
The Huntington National Bank 958 7.000% $125,000 44.5%
Kiavi Funding, Inc. 675 9.500% $125,000 12.6%
Flagstar Bank, N.A. 561 6.625% $155,000 28.4%
JPMorgan Chase Bank, National Association 552 6.625% $155,000 18.9%
STAUNTON FINANCIAL, INC. 520 6.625% $205,000 4.7%
COMMUNITY FINANCIAL CREDIT UNION 486 7.250% $105,000 16.0%
MICHIGAN FIRST CREDIT UNION 472 7.188% $105,000 53.4%
LAKE MICHIGAN CREDIT UNION 451 6.500% $205,000 7.0%
MORTGAGE 1 INCORPORATED 404 6.625% $185,000 3.4%
CROSSCOUNTRY MORTGAGE, INC. 403 6.750% $185,000 6.3%
Bank of America, National Association 401 6.000% $115,000 55.1%
THE MORTGAGE LINK, INC. 391 6.625% $185,000 1.2%
Fifth Third Bank, National Association 383 8.000% $95,000 49.4%
First Merchants Bank 380 6.325% $145,000 14.1%
GUARANTEED RATE, INC. 371 6.625% $225,000 8.0%
UNION HOME MORTGAGE CORP. 368 6.750% $205,000 8.8%
PNC Bank, National Association 366 7.790% $95,000 43.2%
MORTGAGE CENTER L.C 364 6.375% $175,000 12.0%
THE LOAN STORE, INC. 356 6.990% $165,000 13.0%
BPL MORTGAGE TRUST, LLC 331 7.625% $85,000 13.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 321 6.625% $175,000 3.2%
MICHIGAN SCHOOLS AND GOVERNMENT 298 7.000% $145,000 20.1%
Comerica Bank 293 5.990% $105,000 56.2%
CREDIT UNION ONE 280 7.990% $65,000 42.9%
COMMUNITY CHOICE 270 7.990% $45,000 41.6%
Public Service Credit Union 267 7.500% $55,000 32.8%
Loandepot.Com, LLC 259 7.375% $105,000 42.0%
NATIONSTAR MORTGAGE LLC 253 7.375% $95,000 19.8%
Mortgage Research Center, LLC 247 6.500% $215,000 33.7%
NEWREZ LLC 244 6.990% $155,000 44.3%
Independent Bank 232 6.625% $215,000 14.6%
ADVANTAGE ONE Credit Union 217 7.500% $55,000 2.1%
PENNYMAC LOAN SERVICES, LLC 202 6.250% $235,000 19.6%
FREEDOM MORTGAGE CORPORATION 197 6.250% $195,000 21.2%
Genisys Credit Union 179 7.250% $75,000 27.8%
21st Mortgage Corporation 178 11.015% $65,000 73.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY 178 6.875% $240,000 5.3%
VELOCITY COMMERCIAL CAPITAL, LLC 166 10.365% $105,000 0.6%
ROSS MORTGAGE CORPORATION 165 6.625% $185,000 2.9%
Navy Federal Credit Union 157 7.500% $135,000 50.9%
MICHIGAN EDUCATIONAL 155 6.750% $65,000 19.7%
Broker Solutions, Inc. 152 6.875% $145,000 39.1%
SUCCESS MORTGAGE PARTNERS, INC. 152 6.625% $165,000 1.9%
254900CTT87ZKAUTIJ37 149 7.875% $95,000 17.2%
CMG MORTGAGE, INC. 148 6.750% $145,000 5.1%
Zeal Credit Union 146 Not published $45,000 22.0%
FIGURE LENDING LLC 133 8.950% $55,000 35.1%
AmeriSave Mortgage Corporation 131 6.875% $75,000 78.3%
Coastal Community Bank 125 10.740% $35,000 4.5%
KIND LENDING, LLC 122 7.125% $150,000 39.7%
Loan Funder LLC 121 8.520% $105,000 35.6%
TRIAD FINANCIAL SERVICES, INC. 120 8.495% $55,000 63.5%
AMERICAN FINANCIAL NETWORK, INC. 117 6.750% $175,000 13.5%
ZILLOW HOME LOANS, LLC 116 6.625% $185,000 6.9%
ADVIA Federal Credit Union 115 7.000% $75,000 23.9%
UNIVERSITY OF MICHIGAN CREDIT UNION 107 7.500% $105,000 16.0%
MICHIGAN MUTUAL, INC. 102 7.250% $175,000 12.1%
RF RENOVO MANAGEMENT COMPANY, LLC 100 7.300% $140,000 1.0%
VIBE CREDIT UNION 98 6.750% $65,000 17.0%
LOC Credit Union 94 4.990% $65,000 44.8%
RUOFF MORTGAGE COMPANY, INC. 93 6.625% $165,000 8.3%
Equity Prime Mortgage LLC 88 7.000% $155,000 30.2%
MOVEMENT MORTGAGE, LLC 88 6.625% $185,000 15.5%
SPRING EQ, LLC 87 9.575% $55,000 66.3%
PLAZA HOME MORTGAGE, INC. 85 6.875% $195,000 36.4%
MICHIGAN STATE UNIVERSITY Federal Credit Union 75 7.250% $145,000 40.0%
Lendage, LLC 71 11.000% $45,000 10.3%
First State Bank 71 6.625% $215,000 6.6%
TRUE COMMUNITY Credit Union 70 Not published $60,000 34.2%
UIF CORPORATION 70 6.625% $195,000 13.6%
MUTUAL OF OMAHA MORTGAGE, INC. 66 6.625% $190,000 30.0%
Superior National Bank 65 6.625% $195,000 9.7%
BETTER MORTGAGE CORPORATION 63 7.375% $175,000 46.2%
OCMBC, INC. 62 7.437% $170,000 15.0%
University Bank 61 6.625% $175,000 14.1%
EVERETT FINANCIAL, INC. 60 6.750% $185,000 20.5%
Zippy Loans, LLC 58 8.320% $35,000 61.1%
CARRINGTON MORTGAGE SERVICES, LLC 58 6.625% $115,000 52.9%
AMERICAN HERITAGE LENDING, LLC 58 7.500% $110,000 11.9%
GUIDANCE RESIDENTIAL, LLC 58 6.875% $235,000 4.6%
AMWEST FUNDING CORP. 58 7.500% $140,000 3.3%
The Dart Bank 58 6.875% $235,000 13.4%
MEMBER FIRST MORTGAGE, LLC 55 6.625% $155,000 39.4%
LAKEVIEW LOAN SERVICING, LLC 53 6.750% $215,000 63.6%
Dearborn Federal Savings Bank 51 6.375% $185,000 8.8%
FIRST COMMUNITY MORTGAGE, INC. 50 6.625% $205,000 1.8%
DIVERSIFIED MEMBERS 49 7.200% $55,000 52.9%
TOWNE MORTGAGE COMPANY 49 6.875% $155,000 9.1%
Old National Bank 49 6.180% $455,000 10.9%
CONSTRUCTIVE LOANS, LLC 49 7.625% $95,000 7.3%
LENDINGONE, LLC 48 7.335% $145,000 66.7%
SOFI BANK, NATIONAL ASSOCIATION 48 7.520% $110,000 19.7%
Cornerstone First Mortgage, Inc 48 6.875% $165,000 2.0%
PULTE MORTGAGE LLC 47 6.125% $395,000 7.8%
SUN WEST MORTGAGE COMPANY, INC. 42 6.250% $210,000 28.4%
Northpointe Bank 42 6.625% $110,000 6.5%
Commerce Home Mortgage, Inc. 41 8.750% $225,000 28.1%
Michigan Legacy Credit Union 41 6.250% $85,000 22.6%
ROYAL UNITED MORTGAGE LLC 40 6.938% $65,000 36.4%
PRESTON HOME LOANS INC 40 6.625% $200,000 9.1%
Lake Trust Credit Union 39 7.230% $55,000 54.9%
CHAMPIONS FUNDING, LLC 38 7.999% $235,000 29.6%
AMERICAN FINANCIAL RESOURCES, INC. 38 6.990% $225,000 4.8%
NEW DAY FINANCIAL, LLC 37 6.875% $185,000 61.4%
GoodLeap, LLC 37 6.990% $75,000 28.4%
U.S. Bank National Association 36 7.495% $155,000 69.4%
DEEPHAVEN MORTGAGE LLC 36 7.688% $115,000 39.7%
Valon Mortgage, Inc. 36 8.825% $35,000 19.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. 34 10.420% $70,000 27.7%
Wells Fargo Bank, National Association 33 6.625% $145,000 28.3%
Christian Financial Credit Union 31 6.250% $45,000 53.0%
DOMINION FINANCIAL SERVICES, LLC 31 7.750% $145,000 0.0%
M/I FINANCIAL, LLC 31 5.875% $415,000 7.0%
GREENSTATE Credit Union 30 8.590% $50,000 52.8%
Mortgage Right 30 6.563% $295,000 11.8%
PLANET HOME LENDING, LLC 30 5.990% $185,000 21.1%
Third Federal Savings and Loan Association of Cleveland 29 6.940% $85,000 38.8%
Plains Commerce Bank 28 6.875% $265,000 9.7%
CONSUMERS CREDIT UNION 28 6.500% $140,000 15.2%
Luminate Bank 28 7.125% $150,000 3.5%
Discover Bank 26 9.045% $75,000 88.0%
LOWER, LLC 25 6.875% $245,000 25.0%
HOMEXPRESS MORTGAGE CORP. 25 7.750% $145,000 47.9%
USAA Federal Savings Bank 24 6.500% $180,000 36.8%
The Federal Savings Bank 24 6.625% $245,000 4.0%
Wings Financial Credit Union 24 7.875% $65,000 31.8%
HOMESITE MORTGAGE, LLC 24 6.625% $130,000 14.3%
GENEVA FINANCIAL, LLC 24 6.688% $130,000 11.1%
VILLAGE CAPITAL & INVESTMENT LLC 23 5.990% $265,000 47.4%
Click n' Close, Inc. 23 7.500% $125,000 20.7%
LONGBRIDGE FINANCIAL, LLC 23 6.125% $75,000 9.4%
NATIONAL COOPERATIVE BANK, N.A. 23 7.125% $95,000 20.7%
BLG HOLDINGS, INC. 23 6.490% $145,000 0.0%
ChoiceOne Bank 22 6.813% $215,000 26.7%
Bank of Ann Arbor 22 Not published $210,000 12.0%
NEXERA HOLDING LLC 21 7.750% $165,000 12.5%
AMERITRUST MORTGAGE CORPORATION 21 7.000% $255,000 12.5%
PROVIDENT FUNDING ASSOCIATES, L.P. 21 6.500% $265,000 12.5%
AMERIHOME MORTGAGE COMPANY, LLC 21 6.375% $285,000 12.5%
EASTRISE FEDERAL CREDIT UNION 21 6.500% $105,000 12.5%
NFM, INC. 20 6.625% $220,000 4.8%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 19 6.125% $325,000 15.4%
Fairway Independent Mortgage Corporation 19 6.750% $125,000 23.1%
SOUTHWEST FUNDING, LP 19 7.250% $185,000 23.1%
PENTAGON FEDERAL CREDIT UNION 18 7.750% $100,000 48.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 18 6.938% $185,000 14.8%
LIMA ONE CAPITAL, LLC 17 8.050% $105,000 57.5%
ALLIANCE CATHOLIC CREDIT UNION 17 6.250% $135,000 30.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 17 6.875% $195,000 0.0%
MICHIGAN COLUMBUS Federal Credit Union 17 8.000% $55,000 0.0%
TAMMAC HOLDINGS CORPORATION 16 9.950% $100,000 81.8%
PHH Mortgage Corporation 16 6.813% $150,000 34.6%
KeyBank National Association 16 6.500% $120,000 45.2%
STOCKTON MORTGAGE CORPORATION 16 6.875% $180,000 27.3%
MORTGAGE ACCESS CORP. 16 6.875% $265,000 11.1%
RPE Home, Inc 15 10.750% $175,000 28.6%
ALLIANT CREDIT UNION 15 7.500% $165,000 50.0%
FINANCE OF AMERICA REVERSE LLC 15 6.250% $115,000 16.7%
Hometown Equity Mortgage, LLC 14 7.688% $160,000 66.7%
TOP FLITE FINANCIAL, INC. 14 6.875% $115,000 33.3%
Mercantile Bank 14 6.563% $130,000 30.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 13 7.500% $185,000 6.7%
Morgan Stanley Private Bank, National Association 13 6.250% $465,000 0.0%
254900M2C4Q6DATP2889 12 5.990% $230,000 20.0%
Tomo Mortgage, LLC 12 6.562% $255,000 25.0%
COREVEST AMERICAN FINANCE LENDER LLC 12 7.062% $935,000 6.3%
Filo Mortgage, L.L.C. 12 6.625% $225,000 0.0%
GUARANTEED RATE AFFINITY, LLC 12 6.438% $185,000 7.7%
J. VIRGIL, INC. 12 6.688% $200,000 7.7%
NexBank 12 6.995% $225,000 0.0%
Barrington Bank & Trust Company, National Association 11 6.990% $125,000 20.0%
First Independence Bank 11 Not published $165,000 38.9%
Michigan United Credit Union 11 1.990% $75,000 14.3%
HOWARD HANNA FINANCIAL SERVICES, INC. 11 6.750% $205,000 15.4%
CLEARPATH LENDING 11 5.625% $215,000 15.4%
RESICENTRAL, LLC 11 6.990% $315,000 8.3%
Polish-American Federal Credit Union 11 6.750% $95,000 0.0%
AMERICAN FINANCING CORPORATION 10 5.990% $175,000 67.4%
A&D Mortgage LLC 10 7.125% $205,000 16.7%
CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION 10 Not published $60,000 54.6%
Manufacturers and Traders Trust Company 10 6.375% $155,000 9.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 6.313% $205,000 14.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 6.563% $180,000 0.0%
UBS Bank USA 10 6.000% $635,000 16.7%
FINANCIAL PLUS CREDIT UNION 10 6.875% $185,000 16.7%
MERCHANTS MORTGAGE & TRUST CORPORATION, LLC 10 10.000% $190,000 0.0%
GUILD MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 13.3%
TOLL BROTHERS MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 12.5%
AMERICAN INTERNET MORTGAGE, INC. 9 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 9 Under 10 loans Under 10 loans 10.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 9 Under 10 loans Under 10 loans 10.0%
CIBC Bank USA 9 Under 10 loans Under 10 loans 18.2%
Citadel Servicing Corporation 9 Under 10 loans Under 10 loans 0.0%
GreenStone Farm Credit Services, FLCA 9 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 10.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 18.2%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 334 lenders each made 9 or fewer mortgages here, and are counted in the totals above.

Bank branches in Wayne County

234 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Fifth Third Bank, National Association 62$23.5 billion
JPMorgan Chase Bank, National Association 38$37.2 billion
The Huntington National Bank 29$4.1 billion
PNC Bank, National Association 24$2.6 billion
Citizens Bank, National Association 24$2.6 billion
Bank of America, National Association 22$3.8 billion
Flagstar Bank, National Association 14$1.1 billion
First Merchants Bank 7$430.1 million
Dearborn Federal Savings Bank 5$198.2 million
KeyBank National Association 3$48.0 million
First Independence Bank 2$510.7 million
Bank of Ann Arbor 1$212.4 million
Liberty Bank and Trust Company 1$105.0 million
Independent Bank 1$104.8 million
JPMorgan Chase Bank, Dearborn 1$500,000

Closed since the 2025 survey

45 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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When the next year’s lending figures are out for Wayne County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.