Dearborn Federal Savings Bank
Dearborn Federal Savings Bank received 108 applications in 2025 and made 83 mortgages, in 11 counties across 1 state. The median rate its borrowers got was 6.375% on a median loan of $215,000. Of 94 decisions, 10 were denials — 10.6%, most often for credit history.
| Legal Entity Identifier | 254900WTWK93MSDEBV13 |
|---|---|
| Applications received | 108 |
| Mortgages made | 83 |
| Denied | 10 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 34 |
| Median rate spread over the prime offer rate | -0.154 points |
| FDIC-insured bank | Yes: Dearborn Federal Savings Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 47 | 6.375% | $255,000 | 6.0% |
| Refinancing | 10 | 6.000% | $165,000 | 28.6% |
| Cash-out refinancing | 13 | 6.250% | $205,000 | 6.7% |
| Other purposes | 13 | 7.125% | $35,000 | 13.3% |
Where Dearborn Federal Savings Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, MI | 51 | 6.375% | 8.8% |
| Oakland County, MI | 17 | 6.375% | 19.1% |
| Jackson County, MI | 4 | Under 10 loans | 0.0% |
| Monroe County, MI | 3 | Under 10 loans | 0.0% |
| Livingston County, MI | 2 | Under 10 loans | 33.3% |
| Macomb County, MI | 2 | Under 10 loans | 0.0% |
| Gladwin County, MI | 1 | Under 10 loans | 0.0% |
| Grand Traverse County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 0.0% |
| Lenawee County, MI | 1 | Under 10 loans | 0.0% |
| Washtenaw County, MI | 0 | Under 10 loans | Not published |
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When Dearborn Federal Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.