Mortgage lenders in Livingston County
5,580 mortgages were made in Livingston County, Michigan, in 2025, by 324 lenders. The median rate their borrowers got was 6.750% on a median loan of $225,000. Of 7,293 decisions, 1,357 were denials — 18.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 599 | 6.750% | $255,000 | 11.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 500 | 6.500% | $315,000 | 9.8% |
| The Huntington National Bank | 289 | 7.590% | $145,000 | 29.6% |
| LAKE MICHIGAN CREDIT UNION | 235 | 6.500% | $335,000 | 4.0% |
| LOC Credit Union | 218 | 4.990% | $75,000 | 22.7% |
| DFCU FINANCIAL | 151 | 6.250% | $115,000 | 7.5% |
| MORTGAGE CENTER L.C | 150 | 6.250% | $325,000 | 4.4% |
| The Dart Bank | 122 | 6.750% | $395,000 | 1.6% |
| Fifth Third Bank, National Association | 118 | 7.750% | $105,000 | 28.1% |
| Lake Trust Credit Union | 117 | 7.480% | $55,000 | 39.6% |
| PNC Bank, National Association | 117 | 7.750% | $130,000 | 15.0% |
| UNION HOME MORTGAGE CORP. | 115 | 6.875% | $285,000 | 2.3% |
| Citizens Bank, National Association | 107 | 7.400% | $185,000 | 23.1% |
| STAUNTON FINANCIAL, INC. | 103 | 6.625% | $305,000 | 7.2% |
| JPMorgan Chase Bank, National Association | 83 | 6.490% | $255,000 | 8.7% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 80 | 7.500% | $125,000 | 14.7% |
| Bank of America, National Association | 71 | 5.990% | $125,000 | 32.7% |
| Genisys Credit Union | 67 | 7.250% | $125,000 | 10.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 62 | 6.788% | $305,000 | 1.5% |
| COMMUNITY FINANCIAL CREDIT UNION | 61 | 7.250% | $105,000 | 12.2% |
| MORTGAGE 1 INCORPORATED | 59 | 6.625% | $295,000 | 3.1% |
| Flagstar Bank, N.A. | 55 | 6.500% | $245,000 | 26.6% |
| NATIONSTAR MORTGAGE LLC | 55 | 8.250% | $85,000 | 17.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 55 | 6.750% | $305,000 | 1.7% |
| First Merchants Bank | 53 | 6.625% | $335,000 | 11.5% |
| TRIAD FINANCIAL SERVICES, INC. | 51 | 8.830% | $75,000 | 48.9% |
| CREDIT UNION ONE | 50 | 8.189% | $75,000 | 24.7% |
| THE LOAN STORE, INC. | 46 | 6.875% | $280,000 | 7.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 46 | 6.688% | $310,000 | 0.0% |
| GREENSTATE Credit Union | 45 | 8.090% | $75,000 | 36.4% |
| MICHIGAN EDUCATIONAL | 45 | 6.750% | $95,000 | 6.3% |
| GreenStone Farm Credit Services, FLCA | 44 | 6.625% | $415,000 | 0.0% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 41 | 7.500% | $125,000 | 4.2% |
| Cornerstone First Mortgage, Inc | 41 | 6.624% | $325,000 | 0.0% |
| NEWREZ LLC | 39 | 6.625% | $165,000 | 29.1% |
| Mortgage Research Center, LLC | 39 | 6.250% | $375,000 | 30.4% |
| Comerica Bank | 38 | 6.240% | $130,000 | 34.5% |
| Independent Bank | 35 | 7.250% | $205,000 | 12.5% |
| 21st Mortgage Corporation | 34 | 10.680% | $65,000 | 61.5% |
| PENNYMAC LOAN SERVICES, LLC | 34 | 6.375% | $345,000 | 2.7% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 33 | 7.250% | $110,000 | 13.2% |
| FREEDOM MORTGAGE CORPORATION | 32 | 6.250% | $290,000 | 11.1% |
| SPRING EQ, LLC | 31 | 9.325% | $55,000 | 50.8% |
| ChoiceOne Bank | 31 | 6.375% | $125,000 | 20.5% |
| MICHIGAN FIRST CREDIT UNION | 31 | 6.625% | $325,000 | 8.8% |
| First State Bank | 28 | 6.688% | $355,000 | 6.7% |
| Old National Bank | 27 | 6.125% | $165,000 | 6.3% |
| University Bank | 27 | 6.750% | $285,000 | 0.0% |
| Loandepot.Com, LLC | 26 | 7.875% | $105,000 | 33.3% |
| COMMUNITY CHOICE | 26 | 7.620% | $65,000 | 21.2% |
| FIGURE LENDING LLC | 25 | 8.800% | $55,000 | 20.0% |
| PRESTON HOME LOANS INC | 25 | 6.625% | $345,000 | 0.0% |
| VIBE CREDIT UNION | 24 | 6.495% | $105,000 | 0.0% |
| Navy Federal Credit Union | 23 | 7.650% | $75,000 | 20.7% |
| Dort Financial Credit Union | 22 | 5.308% | $105,000 | 12.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 19 | 7.990% | $75,000 | 5.0% |
| ROSS MORTGAGE CORPORATION | 19 | 6.500% | $335,000 | 0.0% |
| THE MORTGAGE LINK, INC. | 19 | 6.875% | $335,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 6.250% | $295,000 | 32.4% |
| GUARANTEED RATE, INC. | 18 | 6.688% | $450,000 | 9.1% |
| Coastal Community Bank | 17 | 9.990% | $75,000 | 1.6% |
| AmeriSave Mortgage Corporation | 17 | 8.625% | $55,000 | 63.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | 16 | 6.625% | $285,000 | 11.1% |
| FINANCIAL PLUS CREDIT UNION | 16 | 7.365% | $75,000 | 5.9% |
| PLAZA HOME MORTGAGE, INC. | 16 | 6.433% | $310,000 | 22.7% |
| Broker Solutions, Inc. | 15 | 6.625% | $285,000 | 25.0% |
| Lendage, LLC | 15 | 11.375% | $45,000 | 25.0% |
| ZILLOW HOME LOANS, LLC | 15 | 6.500% | $315,000 | 0.0% |
| J. VIRGIL, INC. | 15 | 6.375% | $305,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.625% | $190,000 | 52.9% |
| Zippy Loans, LLC | 14 | 8.000% | $25,000 | 37.5% |
| KIND LENDING, LLC | 13 | 6.625% | $345,000 | 12.5% |
| Bank of Ann Arbor | 13 | Not published | $295,000 | 7.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 5.813% | $435,000 | 20.0% |
| PHH Mortgage Corporation | 11 | 6.490% | $245,000 | 8.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 9.910% | $85,000 | 8.3% |
| MOVEMENT MORTGAGE, LLC | 10 | 6.719% | $310,000 | 8.3% |
| Zeal Credit Union | 10 | Not published | $65,000 | 0.0% |
| Discover Bank | 9 | Under 10 loans | Under 10 loans | 72.7% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Superior National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Summit Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TRUE COMMUNITY Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CMG MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RUOFF MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 33.3% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| MEMBER FIRST MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Eaton Community Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Wings Financial Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Michigan Legacy Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ELGA CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CONSUMERS CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 75.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 54.6% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 44.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Michigan United Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| STOCKTON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Mercantile Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BLG HOLDINGS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 73.9% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 28.6% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Public Service Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COAST ONE MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wildfire Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIVERSIFIED MEMBERS | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Frankenmuth Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dearborn Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANCE CATHOLIC CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ADVIA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANTAGE ONE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 71.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 60.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| UNITED FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 40.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Nicolet National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Allied First Bank,sb | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 124 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Livingston County
38 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank of Ann Arbor | 9 | $605.4 million |
| Fifth Third Bank, National Association | 7 | $975.1 million |
| The Huntington National Bank | 6 | $944.8 million |
| JPMorgan Chase Bank, National Association | 4 | $709.7 million |
| PNC Bank, National Association | 3 | $433.5 million |
| Flagstar Bank, National Association | 3 | $246.9 million |
| Bank of America, National Association | 1 | $219.8 million |
| Old National Bank | 1 | $115.5 million |
| Citizens Bank, National Association | 1 | $74.3 million |
| Independent Bank | 1 | $49.6 million |
| KeyBank National Association | 1 | $46.7 million |
| ChoiceOne Bank | 1 | $41.2 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 1050 S Latson Rd, Howell
- Comerica Bank, 5671 Whitmore Lake Rd, Brighton
- Comerica Bank, 8250 Hilton Rd, Brighton
Get told when this changes
When the next year’s lending figures are out for Livingston County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.