GREENWOOD CREDIT UNION
GREENWOOD CREDIT UNION received 818 applications in 2025 and made 581 mortgages, in 127 counties across 20 states. The median rate its borrowers got was 7.740% on a median loan of $85,000. Of 765 decisions, 154 were denials — 20.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300JD1162QW84ZO34 |
|---|---|
| Applications received | 818 |
| Mortgages made | 581 |
| Denied | 154 |
| Approved, not taken up | 30 |
| Withdrawn or incomplete | 53 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.015 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 240 | 8.740% | $75,000 | 6.4% |
| Refinancing | 19 | 7.740% | $125,000 | 35.5% |
| Cash-out refinancing | 150 | 7.245% | $95,000 | 29.9% |
| Other purposes | 172 | 6.750% | $85,000 | 24.2% |
Where GREENWOOD CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kent County, RI | 170 | 6.745% | 19.3% |
| Providence County, RI | 102 | 6.938% | 34.3% |
| Washington County, RI | 29 | 6.500% | 18.9% |
| Maricopa County, AZ | 22 | 8.490% | 4.4% |
| Saratoga County, NY | 13 | 9.240% | 0.0% |
| Newport County, RI | 10 | 6.975% | 28.6% |
| Capitol Planning Region, CT | 8 | Under 10 loans | 27.3% |
| Bristol County, MA | 8 | Under 10 loans | 30.8% |
| Pima County, AZ | 7 | Under 10 loans | 0.0% |
| Sussex County, DE | 7 | Under 10 loans | 0.0% |
| Pinal County, AZ | 5 | Under 10 loans | 0.0% |
| Dutchess County, NY | 5 | Under 10 loans | 0.0% |
| Erie County, NY | 5 | Under 10 loans | 0.0% |
| Oneida County, NY | 5 | Under 10 loans | 0.0% |
| Snohomish County, WA | 5 | Under 10 loans | 0.0% |
| Norfolk County, MA | 4 | Under 10 loans | 42.9% |
| Monroe County, MI | 4 | Under 10 loans | 20.0% |
| Ottawa County, MI | 4 | Under 10 loans | 0.0% |
| Wayne County, MI | 4 | Under 10 loans | 20.0% |
| Atlantic County, NJ | 4 | Under 10 loans | 0.0% |
| Ontario County, NY | 4 | Under 10 loans | 0.0% |
| Orange County, NY | 4 | Under 10 loans | 28.6% |
| Ulster County, NY | 4 | Under 10 loans | 0.0% |
| Bristol County, RI | 4 | Under 10 loans | 50.0% |
| Horry County, SC | 4 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 3 | Under 10 loans | 40.0% |
| Hampden County, MA | 3 | Under 10 loans | 25.0% |
| Berrien County, MI | 3 | Under 10 loans | 0.0% |
| Clinton County, MI | 3 | Under 10 loans | 0.0% |
| Lapeer County, MI | 3 | Under 10 loans | 0.0% |
| Livingston County, MI | 3 | Under 10 loans | 20.0% |
| Niagara County, NY | 3 | Under 10 loans | 0.0% |
| Berks County, PA | 3 | Under 10 loans | 0.0% |
| Lancaster County, PA | 3 | Under 10 loans | 25.0% |
| Montgomery County, PA | 3 | Under 10 loans | 0.0% |
| King County, WA | 3 | Under 10 loans | 0.0% |
| Mohave County, AZ | 2 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 2 | Under 10 loans | 0.0% |
| Weld County, CO | 2 | Under 10 loans | 0.0% |
| Androscoggin County, ME | 2 | Under 10 loans | 0.0% |
| York County, ME | 2 | Under 10 loans | 0.0% |
| Berkshire County, MA | 2 | Under 10 loans | 0.0% |
| Plymouth County, MA | 2 | Under 10 loans | 50.0% |
| Worcester County, MA | 2 | Under 10 loans | 50.0% |
| St. Clair County, MI | 2 | Under 10 loans | 0.0% |
| Shiawassee County, MI | 2 | Under 10 loans | 0.0% |
| Merrimack County, NH | 2 | Under 10 loans | 0.0% |
| Strafford County, NH | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
Get told when this changes
When GREENWOOD CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.