Mortgage lenders in Newport County
2,024 mortgages were made in Newport County, Rhode Island, in 2025, by 245 lenders. The median rate their borrowers got was 6.750% on a median loan of $355,000. Of 2,667 decisions, 575 were denials — 21.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 260 | 7.400% | $225,000 | 32.5% |
| BankNewport | 247 | 6.740% | $225,000 | 21.5% |
| MOVEMENT MORTGAGE, LLC | 108 | 6.469% | $450,000 | 3.4% |
| Rocket Mortgage, LLC | 83 | 6.875% | $225,000 | 22.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 78 | 6.625% | $495,000 | 2.5% |
| Navy Federal Credit Union | 72 | 7.750% | $200,000 | 23.7% |
| BayCoast Bank | 71 | 7.250% | $205,000 | 10.0% |
| CMG MORTGAGE, INC. | 51 | 6.750% | $465,000 | 0.0% |
| The People's Credit Union | 45 | 6.750% | $135,000 | 29.8% |
| COASTAL1 Credit Union | 45 | 6.750% | $275,000 | 19.6% |
| Bank of America, National Association | 39 | 5.990% | $255,000 | 40.3% |
| The Washington Trust Company, of Westerly | 35 | 6.500% | $355,000 | 14.6% |
| bankESB | 31 | 6.375% | $415,000 | 3.0% |
| NAVIGANT CREDIT UNION | 28 | 6.500% | $305,000 | 20.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 6.470% | $460,000 | 20.0% |
| GUARANTEED RATE, INC. | 27 | 6.875% | $455,000 | 20.6% |
| Fall River Five Cents Savings Bank | 25 | 6.990% | $305,000 | 3.7% |
| Centreville Bank | 23 | 6.490% | $375,000 | 7.7% |
| JPMorgan Chase Bank, National Association | 21 | 6.500% | $825,000 | 4.6% |
| Home Loan Investment Bank, F.S.B. | 21 | 6.750% | $345,000 | 8.7% |
| EMBRACE HOME LOANS, INC. | 19 | 6.375% | $635,000 | 13.0% |
| Mortgage Research Center, LLC | 18 | 5.990% | $565,000 | 25.0% |
| St. Anne's Credit Union | 17 | 7.240% | $105,000 | 32.0% |
| TD Bank, National Association | 17 | 7.440% | $375,000 | 26.1% |
| FREEDOM MORTGAGE CORPORATION | 16 | 5.750% | $660,000 | 0.0% |
| Waterstone Mortgage Corporation | 16 | 6.563% | $460,000 | 5.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 16 | 6.625% | $535,000 | 11.1% |
| Morgan Stanley Private Bank, National Association | 16 | 5.915% | $770,000 | 0.0% |
| Loandepot.Com, LLC | 15 | 7.375% | $115,000 | 42.3% |
| PENNYMAC LOAN SERVICES, LLC | 15 | 6.499% | $465,000 | 6.3% |
| Webster Bank, National Association | 15 | 6.740% | $205,000 | 28.0% |
| Berkshire Bank | 14 | 5.000% | $420,000 | 31.8% |
| GUILD MORTGAGE COMPANY | 14 | 6.375% | $460,000 | 6.7% |
| TOTAL MORTGAGE SERVICES, LLC | 13 | 7.000% | $525,000 | 7.1% |
| Leader Bank, National Association | 13 | 6.490% | $495,000 | 0.0% |
| PNC Bank, National Association | 11 | 6.740% | $175,000 | 38.9% |
| Somerset Federal Credit Union | 11 | 6.250% | $155,000 | 26.7% |
| FIGURE LENDING LLC | 10 | 9.675% | $110,000 | 27.3% |
| WESTERLY COMMUNITY | 10 | 6.808% | $255,000 | 9.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 10 | 6.500% | $510,000 | 0.0% |
| GREENWOOD CREDIT UNION | 10 | 6.975% | $265,000 | 28.6% |
| NATIONSTAR MORTGAGE LLC | 10 | 6.750% | $260,000 | 16.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 10 | 10.750% | $1,150,000 | 0.0% |
| Charles Schwab Bank, SSB | 10 | 5.438% | $915,000 | 0.0% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 8 | Under 10 loans | Under 10 loans | 60.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Bank Rhode Island | 8 | Under 10 loans | Under 10 loans | 46.7% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Brookline Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Bristol County Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 33.3% |
| RADIUS FINANCIAL GROUP INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Rhode Island Credit Union | 6 | Under 10 loans | Under 10 loans | 57.1% |
| FALL RIVER MUNICIPAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 11.1% |
| HARBORONE MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Rockland Trust Company | 5 | Under 10 loans | Under 10 loans | 53.8% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| MORTGAGE EQUITY PARTNERS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 81.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEWREZ LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Eastern Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROCKLAND Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Westport Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLTRUST CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HarborOne Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Five Cents Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Direct Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Cooperative Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEAN STATE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Avidia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charter Oak Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIME BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Norwood Co-operative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hanscom Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wrentham Co-operative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SHARON & CRESCENT UNITED Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Savers Co-operative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bluestone Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Canton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dedham Institution for Savings | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Havard Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old Second National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Flagstar Bank, N.A. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| RNB State Bank | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 45 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Newport County
25 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| BankNewport | 6 | $1.4 billion |
| Citizens Bank, National Association | 4 | $411.5 million |
| Beacon Bank and Trust | 4 | $204.5 million |
| BayCoast Bank | 3 | $188.0 million |
| JPMorgan Chase Bank, National Association | 2 | $45.8 million |
| Centreville Bank | 2 | $37.5 million |
| Bank of America, National Association | 1 | $240.3 million |
| TD Bank, National Association | 1 | $79.8 million |
| Santander Bank, N.A. | 1 | $69.3 million |
| Webster Bank, National Association | 1 | $40.1 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank Rhode Island, 132 E Main Rd, Middletown
- Bank Rhode Island, 181 Bellevue Avenue, Newport
- Berkshire Bank, 100 Bellevue Ave, Newport
- Berkshire Bank, 165 E Main Rd, Middletown
Get told when this changes
When the next year’s lending figures are out for Newport County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.