Savers Co-operative Bank
Savers Co-operative Bank received 118 applications in 2025 and made 100 mortgages, in 11 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 109 decisions, 6 were denials — 5.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300EQ09ZL8XSYZM84 |
|---|---|
| Applications received | 118 |
| Mortgages made | 100 |
| Denied | 6 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Savers Co-operative Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 49 | Not published | $435,000 | 5.5% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cash-out refinancing | 17 | Not published | $155,000 | 5.6% |
| Other purposes | 29 | Not published | $55,000 | 3.3% |
Where Savers Co-operative Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 79 | Not published | 5.8% |
| Northeastern Connecticut Planning Region, CT | 10 | Not published | 0.0% |
| Middlesex County, MA | 3 | Under 10 loans | 25.0% |
| Hampden County, MA | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 1 | Under 10 loans | 0.0% |
| Montgomery County, NY | 1 | Under 10 loans | 0.0% |
| Newport County, RI | 1 | Under 10 loans | 0.0% |
| Berkshire County, MA | 0 | Under 10 loans | Not published |
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When Savers Co-operative Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.