Mortgage Lender Index

Brookline Bank

Brookline Bank received 1,280 applications in 2025 and made 797 mortgages, in 63 counties across 10 states. The median rate its borrowers got was 6.750% on a median loan of $255,000. Of 1,101 decisions, 287 were denials — 26.1%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300TR6MWKSIOP3B72
Applications received1,280
Mortgages made797
Denied287
Approved, not taken up17
Withdrawn or incomplete179
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.1595 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase196 6.250%$440,000 14.6%
Refinancing232 6.750%$295,000 22.4%
Cash-out refinancing3 Under 10 loansUnder 10 loans 40.0%
Other purposes366 7.000%$155,000 32.7%

Where Brookline Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Middlesex County, MA 1857.250%23.4%
Essex County, MA 887.250%25.2%
Norfolk County, MA 747.250%26.2%
Suffolk County, MA 686.750%24.5%
Providence County, RI 606.750%20.8%
Kent County, RI 316.750%13.9%
Worcester County, MA 276.375%32.6%
Washington County, RI 266.375%12.9%
Berkshire County, MA 244.625%29.4%
Hampden County, MA 244.750%35.1%
Westchester County, NY 236.500%42.5%
Capitol Planning Region, CT 174.750%25.0%
Barnstable County, MA 176.625%5.6%
Plymouth County, MA 127.125%6.7%
Dutchess County, NY 106.625%28.6%
Oneida County, NY 106.063%41.2%
Northeastern Connecticut Planning Region, CT 9Under 10 loans30.8%
Southeastern Connecticut Planning Region, CT 9Under 10 loans33.3%
Newport County, RI 8Under 10 loans42.9%
Bennington County, VT 8Under 10 loans33.3%
Bristol County, MA 7Under 10 loans11.1%
Putnam County, NY 7Under 10 loans30.0%
Rockingham County, NH 5Under 10 loans28.6%
Rutland County, VT 4Under 10 loans20.0%
Albany County, NY 3Under 10 loans40.0%
Columbia County, NY 3Under 10 loans40.0%
Naugatuck Valley Planning Region, CT 2Under 10 loans33.3%
Carroll County, NH 2Under 10 loans0.0%
Grafton County, NH 2Under 10 loans0.0%
Hillsborough County, NH 2Under 10 loans0.0%
Fulton County, NY 2Under 10 loans0.0%
New York County, NY 2Under 10 loans0.0%
Onondaga County, NY 2Under 10 loans33.3%
Orange County, NY 2Under 10 loans0.0%
Bristol County, RI 2Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 1Under 10 loans50.0%
Lower Connecticut River Valley Planning Region, CT 1Under 10 loans0.0%
Western Connecticut Planning Region, CT 1Under 10 loans0.0%
Miami-Dade County, FL 1Under 10 loans0.0%
Palm Beach County, FL 1Under 10 loans0.0%
Glynn County, GA 1Under 10 loans0.0%
Dukes County, MA 1Under 10 loans0.0%
Nantucket County, MA 1Under 10 loans50.0%
Hudson County, NJ 1Under 10 loans0.0%
Bronx County, NY 1Under 10 loans50.0%
Cayuga County, NY 1Under 10 loans0.0%
Herkimer County, NY 1Under 10 loans0.0%
Lewis County, NY 1Under 10 loans0.0%
Montgomery County, NY 1Under 10 loans50.0%
Rensselaer County, NY 1Under 10 loans0.0%

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When Brookline Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.