Mortgage lenders in Naugatuck Valley Planning Region
9,683 mortgages were made in Naugatuck Valley Planning Region, Connecticut, in 2025, by 389 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 13,032 decisions, 2,890 were denials — 22.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 617 | 6.875% | $215,000 | 19.6% |
| TOTAL MORTGAGE SERVICES, LLC | 504 | 6.500% | $275,000 | 9.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 399 | 6.499% | $315,000 | 17.4% |
| Thomaston Savings Bank | 378 | 7.125% | $125,000 | 14.6% |
| SIKORSKY FINANCIAL CREDIT UNION | 345 | 7.240% | $115,000 | 23.9% |
| Webster Bank, National Association | 324 | 6.740% | $115,000 | 25.4% |
| FIRST WORLD MORTGAGE CORPORATION | 322 | 6.125% | $215,000 | 3.9% |
| Liberty Bank | 298 | 5.990% | $185,000 | 8.4% |
| CMG MORTGAGE, INC. | 292 | 6.500% | $285,000 | 8.9% |
| Manufacturers and Traders Trust Company | 233 | 5.990% | $135,000 | 36.6% |
| Ion Bank | 224 | Not published | $125,000 | 18.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 206 | 6.750% | $310,000 | 10.7% |
| Citizens Bank, National Association | 180 | 7.650% | $120,000 | 32.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 175 | 6.625% | $295,000 | 1.1% |
| Bank of America, National Association | 166 | 6.240% | $155,000 | 49.7% |
| Newtown Savings Bank | 161 | 6.375% | $275,000 | 7.3% |
| TD Bank, National Association | 145 | 7.640% | $105,000 | 42.6% |
| Loandepot.Com, LLC | 130 | 6.990% | $175,000 | 27.1% |
| NEWREZ LLC | 127 | 6.990% | $205,000 | 39.7% |
| FREEDOM MORTGAGE CORPORATION | 119 | 6.250% | $295,000 | 19.3% |
| GUARANTEED RATE, INC. | 118 | 6.575% | $305,000 | 9.1% |
| PENNYMAC LOAN SERVICES, LLC | 115 | 6.499% | $285,000 | 22.8% |
| Prosperity Home Mortgage, LLC | 104 | 6.500% | $305,000 | 11.0% |
| MOVEMENT MORTGAGE, LLC | 102 | 6.250% | $255,000 | 1.8% |
| AMERICAN EAGLE FINANCIAL Credit Union | 100 | 7.250% | $105,000 | 14.5% |
| JPMorgan Chase Bank, National Association | 94 | 6.625% | $285,000 | 15.2% |
| PLAZA HOME MORTGAGE, INC. | 83 | 6.750% | $255,000 | 13.3% |
| NATIONSTAR MORTGAGE LLC | 78 | 7.495% | $145,000 | 19.0% |
| NORWICH COMMERCIAL GROUP, INC. | 76 | 5.750% | $150,000 | 25.5% |
| Mortgage Research Center, LLC | 75 | 6.250% | $335,000 | 31.5% |
| Broker Solutions, Inc. | 72 | 6.562% | $260,000 | 31.5% |
| FIGURE LENDING LLC | 71 | 8.800% | $65,000 | 20.1% |
| U.S. Bank National Association | 70 | 6.625% | $335,000 | 31.1% |
| Union Savings Bank | 70 | 5.495% | $205,000 | 17.7% |
| WILLIAM RAVEIS MORTGAGE, LLC | 68 | 6.375% | $295,000 | 12.8% |
| Loan Funder LLC | 66 | 8.955% | $305,000 | 4.4% |
| CHAMPIONS FUNDING, LLC | 66 | 7.625% | $315,000 | 14.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 66 | 6.625% | $300,000 | 4.2% |
| UNION HOME MORTGAGE CORP. | 66 | 6.625% | $325,000 | 2.9% |
| GUILD MORTGAGE COMPANY | 64 | 6.625% | $335,000 | 5.3% |
| WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION | 62 | 6.490% | $55,000 | 6.1% |
| Navy Federal Credit Union | 61 | 8.150% | $135,000 | 39.4% |
| AmeriSave Mortgage Corporation | 59 | 8.875% | $75,000 | 62.9% |
| T2 FINANCIAL LLC | 59 | 6.750% | $315,000 | 10.0% |
| SPRING EQ, LLC | 58 | 8.563% | $70,000 | 58.2% |
| NUTMEG STATE FINANCIAL | 58 | Not published | $55,000 | 46.4% |
| NFM, INC. | 57 | 6.500% | $285,000 | 3.4% |
| CONNEX CREDIT UNION | 53 | Not published | $75,000 | 37.9% |
| FD COMMUNITY FEDERAL CREDIT UNION | 51 | Not published | $55,000 | 32.0% |
| Fairway Independent Mortgage Corporation | 48 | 6.625% | $295,000 | 7.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 47 | 6.500% | $275,000 | 32.4% |
| GUARANTEED RATE AFFINITY, LLC | 45 | 6.575% | $355,000 | 13.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 42 | 6.625% | $190,000 | 56.7% |
| Wells Fargo Bank, National Association | 42 | 6.188% | $255,000 | 34.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 42 | 10.100% | $145,000 | 10.6% |
| BPL MORTGAGE TRUST, LLC | 40 | 7.125% | $230,000 | 4.6% |
| PRYSMA LENDING GROUP, LLC | 40 | 7.625% | $325,000 | 0.0% |
| KIND LENDING, LLC | 38 | 6.688% | $325,000 | 33.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 37 | 8.125% | $105,000 | 11.4% |
| CONNECTICUT STATE EMPLOYEES | 32 | 5.800% | $65,000 | 36.0% |
| Kiavi Funding, Inc. | 31 | 9.950% | $275,000 | 18.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 29 | 6.375% | $395,000 | 3.3% |
| THE LOAN STORE, INC. | 28 | 6.558% | $280,000 | 26.3% |
| Paramount Residential Mortgage Group, Inc. | 28 | 6.500% | $350,000 | 6.7% |
| The Torrington Savings Bank | 27 | 6.375% | $315,000 | 30.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 26 | 5.750% | $430,000 | 3.7% |
| BETTER MORTGAGE CORPORATION | 25 | 6.875% | $165,000 | 52.7% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 25 | 6.625% | $305,000 | 21.2% |
| A&D Mortgage LLC | 24 | 6.813% | $320,000 | 17.2% |
| Ixonia Bank | 24 | 6.750% | $365,000 | 7.7% |
| HOMESTEAD FUNDING CORP. | 24 | 6.375% | $285,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 23 | 6.375% | $285,000 | 14.3% |
| EQUITY RESOURCES, INC. | 23 | 6.500% | $285,000 | 14.8% |
| MORTGAGE MARKETS CUSO, LLC | 23 | 5.875% | $285,000 | 4.0% |
| Coastal Community Bank | 22 | 8.865% | $40,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 21 | 7.375% | $305,000 | 47.5% |
| FIRST COLONY MORTGAGE CORPORATION | 20 | 6.750% | $305,000 | 4.4% |
| First National Bank of America | 20 | 9.063% | $265,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 19 | 7.625% | $295,000 | 0.0% |
| Citadel Servicing Corporation | 19 | 7.625% | $255,000 | 3.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 18 | 6.625% | $325,000 | 14.3% |
| EMM LOANS LLC | 18 | 6.563% | $275,000 | 9.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 18 | 6.625% | $250,000 | 5.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 18 | 7.125% | $320,000 | 10.0% |
| Discover Bank | 17 | 8.680% | $75,000 | 80.5% |
| LAKEVIEW LOAN SERVICING, LLC | 17 | 6.250% | $235,000 | 66.7% |
| Valon Mortgage, Inc. | 17 | 7.600% | $115,000 | 12.5% |
| MUTUAL SECURITY | 17 | 7.250% | $225,000 | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 17 | 6.375% | $265,000 | 5.6% |
| PNC Bank, National Association | 16 | 6.683% | $120,000 | 52.8% |
| PHH Mortgage Corporation | 16 | 6.933% | $255,000 | 19.1% |
| ICE LENDER HOLDINGS LLC | 16 | 7.625% | $320,000 | 5.9% |
| Northwest Community Bank | 16 | 6.563% | $240,000 | 5.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 16 | 9.928% | $230,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 16 | 6.375% | $335,000 | 0.0% |
| UNITED MORTGAGE CORP. | 16 | 6.688% | $370,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 16 | 7.438% | $255,000 | 11.1% |
| HOMEXPRESS MORTGAGE CORP. | 15 | 7.875% | $255,000 | 42.9% |
| Logan Finance Corporation | 15 | 7.625% | $315,000 | 11.8% |
| SECURITYNATIONAL MORTGAGE COMPANY | 15 | 6.625% | $265,000 | 25.0% |
| OCMBC, INC. | 14 | 8.125% | $225,000 | 19.2% |
| RELIANCE FIRST CAPITAL, LLC | 14 | 6.500% | $255,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 13 | 6.890% | $125,000 | 58.1% |
| WARSHAW CAPITAL, LLC | 13 | 6.375% | $415,000 | 7.1% |
| MORTGAGE EQUITY PARTNERS LLC | 13 | 6.625% | $315,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 12 | 6.563% | $215,000 | 7.7% |
| AMWEST FUNDING CORP. | 12 | 6.938% | $225,000 | 7.7% |
| Crosspoint Federal Credit Union | 12 | Not published | $70,000 | 20.0% |
| GoodLeap, LLC | 11 | 8.150% | $65,000 | 20.0% |
| PLANET HOME LENDING, LLC | 11 | 6.250% | $255,000 | 31.3% |
| Commerce Home Mortgage, Inc. | 11 | 6.990% | $305,000 | 8.3% |
| ACHIEVE FINANCIAL CREDIT UNION | 11 | 6.750% | $75,000 | 26.7% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 6.125% | $325,000 | 0.0% |
| ARC HOME LLC | 11 | 7.250% | $375,000 | 8.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 6.120% | $265,000 | 54.8% |
| The Federal Savings Bank | 10 | 6.188% | $320,000 | 28.6% |
| Ives Bank | 10 | Not published | $290,000 | 9.1% |
| NBKC BANK | 10 | 6.120% | $420,000 | 9.1% |
| 254900CTT87ZKAUTIJ37 | 10 | 7.933% | $255,000 | 0.0% |
| Emporium TPO LLC | 10 | 7.375% | $355,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 52.6% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 7.1% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 9 | Under 10 loans | Under 10 loans | 16.7% |
| NQM FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Leader Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| The Dart Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PeoplesBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 61.9% |
| INTERSTATE HOME LOAN CENTER, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| EAST COAST CAPITAL CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| KeyBank National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| RELIANT HOME FUNDING, INC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FM Home Loans, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 7 | Under 10 loans | Under 10 loans | 53.3% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| 254900C1CRYSCHG38F20 | 7 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HUDSON VALLEY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| NORTHPOINT MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Chelsea Groton Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUSINESS & INDUSTRY FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DIME BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 52.4% |
| Municipal Credit Union | 6 | Under 10 loans | Under 10 loans | 60.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Quontic Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NBT Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| LONGBRIDGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ABL RPC Residential Credit Acquisition LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| PANORAMA MORTGAGE GROUP, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First County Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 46.2% |
| DUTCH POINT | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PRINCETON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| USALLIANCE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Windosr Federal Savings & Loan Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 76.5% |
| TRIAD FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 22.2% |
| CLIFFCO, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DIGITAL | 4 | Under 10 loans | Under 10 loans | 20.0% |
| City Lending Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Seasons Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Milford Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 360 Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 33.3% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Washington Trust Company, of Westerly | 3 | Under 10 loans | Under 10 loans | 70.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 189 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Naugatuck Valley Planning Region
105 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Webster Bank, National Association | 20 | $3.1 billion |
| Ion Bank | 14 | $1.0 billion |
| Thomaston Savings Bank | 12 | $1.3 billion |
| Wells Fargo Bank, National Association | 10 | $1.4 billion |
| Manufacturers and Traders Trust Company | 10 | $1.0 billion |
| TD Bank, National Association | 9 | $1.3 billion |
| Bank of America, National Association | 6 | $1.3 billion |
| Newtown Savings Bank | 6 | $444.1 million |
| Liberty Bank | 5 | $533.6 million |
| JPMorgan Chase Bank, National Association | 4 | $356.2 million |
| Ives Bank | 3 | $156.9 million |
| Santander Bank, N.A. | 2 | $181.9 million |
| Northwest Community Bank | 1 | $82.9 million |
| Union Savings Bank | 1 | $66.7 million |
| KeyBank National Association | 1 | $49.9 million |
| The Torrington Savings Bank | 1 | $32.3 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Liberty Bank, 1009 New Haven Rd, Naugatuck
- TD Bank, National Association, 826 Wolcott Rd, Wolcott
Get told when this changes
When the next year’s lending figures are out for Naugatuck Valley Planning Region, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.