Thomaston Savings Bank
Thomaston Savings Bank received 832 applications in 2025 and made 621 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 7.125% on a median loan of $145,000. Of 748 decisions, 115 were denials — 15.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300JBZ3MK7Z4FI764 |
|---|---|
| Applications received | 832 |
| Mortgages made | 621 |
| Denied | 115 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 84 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.24 points |
| FDIC-insured bank | Yes: Thomaston Savings Bank, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 190 | 6.500% | $295,000 | 3.9% |
| Refinancing | 123 | 7.250% | $125,000 | 14.3% |
| Cash-out refinancing | 12 | 6.813% | $180,000 | 14.3% |
| Other purposes | 296 | 7.500% | $75,000 | 21.9% |
Where Thomaston Savings Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Naugatuck Valley Planning Region, CT | 378 | 7.125% | 14.6% |
| Northwest Hills Planning Region, CT | 116 | 7.000% | 17.0% |
| Capitol Planning Region, CT | 93 | 6.875% | 17.2% |
| South Central Connecticut Planning Region, CT | 14 | 6.625% | 12.5% |
| Lower Connecticut River Valley Planning Region, CT | 10 | 6.875% | 0.0% |
| Southeastern Connecticut Planning Region, CT | 4 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 4 | Under 10 loans | 16.7% |
| Greater Bridgeport Planning Region, CT | 2 | Under 10 loans | 50.0% |
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When Thomaston Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.