Mortgage Lender Index

NUTMEG STATE FINANCIAL

NUTMEG STATE FINANCIAL received 726 applications in 2025 and made 395 mortgages, in 19 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 695 decisions, 288 were denials — 41.4%.

Legal Entity Identifier549300XUMML1SMLTVQ62
Applications received726
Mortgages made395
Denied288
Approved, not taken up12
Withdrawn or incomplete31
Loans bought from other lenders148
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase25 Not published$145,000 42.3%
Refinancing7 Under 10 loansUnder 10 loans 30.0%
Cash-out refinancing105 Not published$125,000 35.8%
Other purposes258 Not published$65,000 43.6%

Where NUTMEG STATE FINANCIAL lends most

The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Capitol Planning Region, CT 202Not published39.7%
Naugatuck Valley Planning Region, CT 58Not published46.4%
South Central Connecticut Planning Region, CT 40Not published45.2%
Lower Connecticut River Valley Planning Region, CT 38Not published31.2%
Northwest Hills Planning Region, CT 20Not published27.6%
Greater Bridgeport Planning Region, CT 14Not published56.3%
Western Connecticut Planning Region, CT 11Not published56.0%
Southeastern Connecticut Planning Region, CT 10Not published33.3%
Northeastern Connecticut Planning Region, CT 1Under 10 loans66.7%
Nantucket County, MA 1Under 10 loans0.0%
St. Lucie County, FL 0Under 10 loansNot published
Barnstable County, MA 0Under 10 loansNot published
Bristol County, MA 0Under 10 loansNot published
Essex County, MA 0Under 10 loansNot published
Hampden County, MA 0Under 10 loansNot published
Middlesex County, MA 0Under 10 loansNot published
Norfolk County, MA 0Under 10 loansNot published
Suffolk County, MA 0Under 10 loansNot published
Pike County, PA 0Under 10 loans100.0%

Get told when this changes

When NUTMEG STATE FINANCIAL’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.