Mortgage Lender Index

EAST COAST CAPITAL CORP.

EAST COAST CAPITAL CORP. received 2,628 applications in 2025 and made 1,602 mortgages, in 359 counties across 35 states. The median rate its borrowers got was 6.875% on a median loan of $450,000. Of 1,725 decisions, 120 were denials — 7.0%, most often for debt-to-income ratio.

Legal Entity Identifier549300LI3FDGO7UKFF39
Applications received2,628
Mortgages made1,602
Denied120
Approved, not taken up3
Withdrawn or incomplete903
Loans bought from other lenders0
Median rate spread over the prime offer rate0.597 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,051 6.750%$505,000 8.5%
Refinancing86 6.625%$490,000 2.3%
Cash-out refinancing464 7.750%$295,000 4.1%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where EAST COAST CAPITAL CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Suffolk County, NY 2696.625%8.8%
Nassau County, NY 1956.625%6.3%
Queens County, NY 996.875%10.8%
Beaufort County, SC 836.875%3.5%
Kings County, NY 707.125%7.9%
Westchester County, NY 466.875%4.2%
Bronx County, NY 366.750%2.7%
Franklin County, OH 296.875%3.3%
Berks County, PA 296.625%3.3%
Mercer County, NJ 236.625%4.2%
Essex County, NJ 216.625%4.6%
Monmouth County, NJ 186.938%0.0%
Orange County, NY 186.875%5.3%
Richmond County, NY 186.750%0.0%
Western Connecticut Planning Region, CT 176.500%5.6%
Palm Beach County, FL 167.063%11.1%
Miami-Dade County, FL 157.000%0.0%
Middlesex County, NJ 146.625%12.5%
New York County, NY 147.125%12.5%
Broward County, FL 117.250%0.0%
Ocean County, NJ 117.125%0.0%
Prince George's County, MD 107.438%9.1%
Bergen County, NJ 107.813%16.7%
Cook County, IL 9Under 10 loans10.0%
Capitol Planning Region, CT 8Under 10 loans11.1%
Naugatuck Valley Planning Region, CT 8Under 10 loans11.1%
South Central Connecticut Planning Region, CT 8Under 10 loans27.3%
Burlington County, NJ 8Under 10 loans0.0%
Cuyahoga County, OH 8Under 10 loans0.0%
Luzerne County, PA 8Under 10 loans11.1%
Maricopa County, AZ 7Under 10 loans22.2%
Hudson County, NJ 7Under 10 loans12.5%
Dutchess County, NY 7Under 10 loans0.0%
Bucks County, PA 7Under 10 loans0.0%
Northampton County, PA 7Under 10 loans12.5%
Philadelphia County, PA 7Under 10 loans0.0%
Horry County, SC 7Under 10 loans0.0%
Harris County, TX 7Under 10 loans0.0%
Passaic County, NJ 6Under 10 loans25.0%
Oneida County, NY 6Under 10 loans0.0%
Rockland County, NY 6Under 10 loans0.0%
Fairfield County, OH 6Under 10 loans0.0%
Gwinnett County, GA 5Under 10 loans0.0%
Somerset County, NJ 5Under 10 loans16.7%
Putnam County, NY 5Under 10 loans16.7%
Hamilton County, OH 5Under 10 loans0.0%
Fairfax County, VA 5Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 4Under 10 loans0.0%
Hillsborough County, FL 4Under 10 loans0.0%
Orange County, FL 4Under 10 loans0.0%

Get told when this changes

When EAST COAST CAPITAL CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.