Mortgage lenders in Horry County
15,158 mortgages were made in Horry County, South Carolina, in 2025, by 639 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 20,484 decisions, 4,591 were denials — 22.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 1,044 | 5.500% | $285,000 | 24.0% |
| Rocket Mortgage, LLC | 996 | 6.875% | $195,000 | 21.0% |
| LENNAR MORTGAGE, LLC | 497 | 6.375% | $235,000 | 15.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 494 | 6.375% | $265,000 | 20.0% |
| Loandepot.Com, LLC | 436 | 6.250% | $255,000 | 14.8% |
| T2 FINANCIAL LLC | 366 | 6.990% | $235,000 | 8.6% |
| PULTE MORTGAGE LLC | 295 | 6.125% | $315,000 | 7.5% |
| Anderson Brothers Bank | 287 | Not published | $195,000 | 5.8% |
| LOWER, LLC | 287 | 6.750% | $235,000 | 8.0% |
| The Conway National Bank | 277 | Not published | $135,000 | 2.1% |
| Truist Bank | 268 | 6.700% | $130,000 | 42.5% |
| NVR Mortgage Finance, Inc. | 268 | 6.750% | $255,000 | 21.2% |
| MOVEMENT MORTGAGE, LLC | 256 | 6.875% | $235,000 | 5.2% |
| Bank of America, National Association | 215 | 6.375% | $105,000 | 46.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 208 | 6.250% | $295,000 | 48.8% |
| PENNYMAC LOAN SERVICES, LLC | 200 | 6.250% | $255,000 | 19.6% |
| Gateway First Bank | 200 | 6.750% | $245,000 | 3.4% |
| SouthState Bank, National Association | 197 | 7.150% | $135,000 | 31.4% |
| Mortgage Research Center, LLC | 189 | 6.250% | $295,000 | 31.7% |
| Coastal Carolina National Bank | 189 | 6.875% | $245,000 | 14.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 185 | 6.625% | $285,000 | 7.5% |
| Fairway Independent Mortgage Corporation | 179 | 6.990% | $285,000 | 12.3% |
| GUARANTEED RATE, INC. | 178 | 6.750% | $265,000 | 8.5% |
| TIDEWATER MORTGAGE SERVICES, INC. | 176 | 6.625% | $285,000 | 4.4% |
| FREEDOM MORTGAGE CORPORATION | 171 | 6.250% | $295,000 | 13.4% |
| Navy Federal Credit Union | 169 | 7.250% | $135,000 | 28.2% |
| Ameris Bank | 151 | 6.875% | $265,000 | 6.1% |
| STATE EMPLOYEES' | 149 | 5.825% | $215,000 | 23.9% |
| First-Citizens Bank & Trust Company | 148 | 6.400% | $170,000 | 25.8% |
| GUILD MORTGAGE COMPANY | 145 | 6.875% | $215,000 | 11.9% |
| NATIONSTAR MORTGAGE LLC | 144 | 7.000% | $165,000 | 18.9% |
| NEWREZ LLC | 135 | 6.875% | $255,000 | 32.8% |
| TD Bank, National Association | 130 | 7.815% | $105,000 | 31.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 126 | 6.688% | $235,000 | 16.6% |
| South Atlantic Bank | 123 | Not published | $265,000 | 4.6% |
| CMG MORTGAGE, INC. | 121 | 6.625% | $285,000 | 8.6% |
| Alcova Mortgage LLC | 114 | 6.750% | $215,000 | 4.4% |
| VELOCIO MORTGAGE L.L.C. | 111 | 4.990% | $265,000 | 3.5% |
| FBC MORTGAGE, LLC | 107 | 5.375% | $265,000 | 7.0% |
| First Reliance Bank | 104 | 6.875% | $205,000 | 5.5% |
| CAROLINA TRUST FEDERAL CREDIT UNION | 103 | 6.250% | $135,000 | 22.4% |
| SOUTHERN TRUST MORTGAGE, LLC | 103 | 6.625% | $245,000 | 6.3% |
| PNC Bank, National Association | 101 | 7.520% | $105,000 | 33.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 98 | 7.499% | $215,000 | 13.3% |
| Wells Fargo Bank, National Association | 94 | 6.375% | $235,000 | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 93 | 6.750% | $255,000 | 15.5% |
| EMM LOANS LLC | 91 | 6.625% | $255,000 | 7.7% |
| TRIAD FINANCIAL SERVICES, INC. | 90 | 8.555% | $130,000 | 41.2% |
| CORNING CREDIT UNION | 87 | 6.375% | $105,000 | 26.9% |
| AmeriSave Mortgage Corporation | 86 | 8.250% | $85,000 | 59.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 84 | 6.750% | $240,000 | 20.5% |
| Citizens Bank, National Association | 83 | 7.650% | $105,000 | 37.0% |
| JPMorgan Chase Bank, National Association | 82 | 6.495% | $285,000 | 19.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 80 | 6.688% | $265,000 | 7.0% |
| United Community Bank | 75 | 6.500% | $105,000 | 26.9% |
| AMERICAN HERITAGE LENDING, LLC | 72 | 7.813% | $125,000 | 5.6% |
| THE LOAN STORE, INC. | 72 | 7.000% | $205,000 | 7.2% |
| SPRING EQ, LLC | 71 | 9.075% | $65,000 | 59.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 70 | 6.125% | $385,000 | 5.9% |
| LENDSURE MORTGAGE CORP. | 67 | 7.750% | $175,000 | 1.4% |
| First National Bank of Pennsylvania | 67 | 6.250% | $325,000 | 11.8% |
| JET HOMELOANS, LP | 64 | 5.370% | $265,000 | 11.0% |
| United Bank | 57 | 7.000% | $165,000 | 20.5% |
| CHAMPIONS FUNDING, LLC | 54 | 8.250% | $235,000 | 12.9% |
| Broker Solutions, Inc. | 53 | 6.875% | $225,000 | 32.5% |
| UNION HOME MORTGAGE CORP. | 52 | 6.870% | $280,000 | 11.5% |
| NATION ONE MORTGAGE CORPORATION | 52 | 6.375% | $290,000 | 1.9% |
| 21st Mortgage Corporation | 50 | 10.440% | $115,000 | 81.0% |
| Magnolia Bank, Incorporated | 49 | 6.500% | $255,000 | 15.5% |
| LAKEVIEW LOAN SERVICING, LLC | 45 | 6.375% | $255,000 | 46.5% |
| HOMEXPRESS MORTGAGE CORP. | 43 | 7.375% | $215,000 | 29.5% |
| Synovus Bank | 43 | 6.875% | $275,000 | 14.0% |
| EQUITY RESOURCES, INC. | 40 | 6.625% | $265,000 | 14.9% |
| Hometown Equity Mortgage, LLC | 40 | 7.438% | $225,000 | 31.0% |
| NEW DAY FINANCIAL, LLC | 39 | 6.990% | $285,000 | 49.4% |
| Pinnacle Bank | 39 | 6.750% | $225,000 | 19.0% |
| Cornerstone First Mortgage, Inc | 36 | 7.313% | $265,000 | 5.3% |
| CHURCHILL MORTGAGE CORPORATION | 36 | 6.500% | $270,000 | 0.0% |
| A&D Mortgage LLC | 35 | 7.125% | $175,000 | 14.6% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 35 | 6.500% | $345,000 | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 34 | 6.813% | $245,000 | 5.6% |
| CANOPY MORTGAGE, LLC | 34 | 6.625% | $280,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 31 | 5.750% | $305,000 | 25.9% |
| Flagstar Bank, N.A. | 31 | 6.500% | $235,000 | 24.4% |
| Plains Commerce Bank | 31 | 6.625% | $345,000 | 3.1% |
| FIGURE LENDING LLC | 30 | 10.125% | $70,000 | 32.6% |
| MORTGAGE INVESTORS GROUP, INC. | 30 | 6.990% | $285,000 | 7.1% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 28 | 6.250% | $350,000 | 22.2% |
| Third Federal Savings and Loan Association of Cleveland | 28 | 6.990% | $75,000 | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 28 | 6.625% | $210,000 | 17.7% |
| NATIONS DIRECT MORTGAGE, LLC | 28 | 6.490% | $250,000 | 0.0% |
| USAA Federal Savings Bank | 27 | 6.375% | $295,000 | 43.8% |
| PENTAGON FEDERAL CREDIT UNION | 27 | 6.500% | $155,000 | 40.0% |
| NFM, INC. | 27 | 6.990% | $285,000 | 0.0% |
| Fifth Third Bank, National Association | 26 | 6.438% | $365,000 | 27.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 25 | 7.540% | $155,000 | 40.5% |
| KIND LENDING, LLC | 25 | 7.250% | $295,000 | 21.9% |
| PLANET HOME LENDING, LLC | 25 | 5.990% | $255,000 | 18.8% |
| Atlantic Coast Mortgage, LLC | 25 | 6.490% | $345,000 | 7.1% |
| FOUNDERS FEDERAL CREDIT UNION | 25 | 6.250% | $245,000 | 7.4% |
| Equity Prime Mortgage LLC | 24 | 6.625% | $260,000 | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 24 | 6.625% | $255,000 | 14.3% |
| ZILLOW HOME LOANS, LLC | 24 | 6.625% | $220,000 | 7.7% |
| Kiavi Funding, Inc. | 24 | 9.975% | $185,000 | 7.4% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 24 | 6.990% | $250,000 | 4.0% |
| DEEPHAVEN MORTGAGE LLC | 22 | 7.813% | $265,000 | 37.1% |
| OCMBC, INC. | 22 | 6.999% | $275,000 | 17.2% |
| Citadel Servicing Corporation | 22 | 7.625% | $200,000 | 9.4% |
| Northpointe Bank | 22 | 7.250% | $185,000 | 4.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 21 | 7.500% | $155,000 | 51.8% |
| FINANCE OF AMERICA REVERSE LLC | 21 | 6.375% | $155,000 | 15.4% |
| First Palmetto Bank | 21 | 6.750% | $255,000 | 19.2% |
| The Federal Savings Bank | 20 | 6.375% | $375,000 | 16.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 20 | 10.473% | $115,000 | 23.1% |
| Discover Bank | 19 | 8.280% | $65,000 | 79.2% |
| U.S. Bank National Association | 19 | 6.490% | $275,000 | 48.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 19 | 6.375% | $295,000 | 20.0% |
| General Mortgage Capital Corporation | 19 | 6.625% | $225,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 18 | 7.188% | $245,000 | 40.0% |
| SOUTHWEST STAGE FUNDING, LLC | 17 | 7.900% | $165,000 | 25.9% |
| The Huntington National Bank | 17 | 6.375% | $315,000 | 26.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 16 | 6.164% | $265,000 | 18.8% |
| AMWEST FUNDING CORP. | 16 | 6.875% | $215,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 16 | 7.250% | $260,000 | 0.0% |
| GoodLeap, LLC | 15 | 5.750% | $275,000 | 32.1% |
| Commerce Home Mortgage, Inc. | 15 | 8.625% | $215,000 | 16.7% |
| BETTER MORTGAGE CORPORATION | 14 | 7.938% | $190,000 | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 14 | 8.100% | $110,000 | 49.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 5.990% | $210,000 | 20.0% |
| The Citizens Bank | 14 | Not published | $460,000 | 12.5% |
| Renasant Bank | 14 | 6.562% | $295,000 | 6.3% |
| Regions Bank | 13 | 6.750% | $85,000 | 46.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 13 | 6.875% | $305,000 | 23.8% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 7.750% | $265,000 | 11.1% |
| LONGBRIDGE FINANCIAL, LLC | 13 | 5.750% | $165,000 | 7.1% |
| 254900M2C4Q6DATP2889 | 12 | 6.183% | $265,000 | 25.0% |
| Morgan Stanley Private Bank, National Association | 12 | 5.850% | $515,000 | 6.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 12 | 6.750% | $290,000 | 0.0% |
| NBKC BANK | 12 | 6.000% | $440,000 | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.625% | $275,000 | 15.8% |
| 9845005BP6974AE5D838 | 12 | 7.375% | $130,000 | 5.9% |
| S. C. STATE FEDERAL CREDIT UNION | 12 | 4.500% | $105,000 | 7.1% |
| MISSION LOANS, LLC | 11 | 7.125% | $195,000 | 0.0% |
| Tomo Mortgage, LLC | 11 | 6.490% | $265,000 | 15.4% |
| Loan Funder LLC | 11 | 9.250% | $255,000 | 21.4% |
| BAYSHORE MORTGAGE FUNDING, LLC | 11 | 6.625% | $265,000 | 8.3% |
| First Federal Bank | 11 | 6.125% | $395,000 | 8.3% |
| 2549005FUF02T1IFCA22 | 11 | 7.375% | $195,000 | 26.7% |
| DELMAR FINANCIAL COMPANY | 11 | 6.375% | $315,000 | 13.3% |
| Prosperity Home Mortgage, LLC | 11 | 6.375% | $235,000 | 8.3% |
| HOMESTEAD FUNDING CORP. | 11 | 6.750% | $235,000 | 0.0% |
| Barrington Bank & Trust Company, National Association | 11 | 5.990% | $295,000 | 15.4% |
| NexBank | 11 | 6.500% | $405,000 | 21.4% |
| First National Bank of America | 11 | 9.125% | $235,000 | 0.0% |
| ArborOne, ACA | 11 | 7.280% | $245,000 | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 11 | 7.125% | $245,000 | 0.0% |
| Truliant Federal Credit Union | 10 | 7.398% | $105,000 | 41.2% |
| FIRST COLONY MORTGAGE CORPORATION | 10 | 6.375% | $315,000 | 8.3% |
| INTERCOASTAL MORTGAGE, LLC | 10 | 6.875% | $275,000 | 7.1% |
| ARC HOME LLC | 10 | 7.188% | $270,000 | 23.1% |
| Primis Mortgage Company | 10 | 6.625% | $275,000 | 0.0% |
| Ixonia Bank | 10 | 7.125% | $305,000 | 0.0% |
| LIMA ONE CAPITAL, LLC | 10 | 11.200% | $465,000 | 9.1% |
| AMERICAN FINANCING CORPORATION | 9 | Under 10 loans | Under 10 loans | 73.5% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Manufacturers and Traders Trust Company | 9 | Under 10 loans | Under 10 loans | 21.4% |
| ROYAL UNITED MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Valon Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 23.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 16.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 9.1% |
| TOP FLITE FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Bethpage Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 46.7% |
| SAFE FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Bank of England | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CAPITAL CENTER, L.L.C. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Northwest Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 7 | Under 10 loans | Under 10 loans | 73.8% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| First Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| TOWER Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 46.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 7 | Under 10 loans | Under 10 loans | 18.2% |
| COASTAL Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 27.3% |
| First Heritage Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 38.5% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 46.2% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Service Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Baxter Credit Union | 6 | Under 10 loans | Under 10 loans | 22.2% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 439 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Horry County
110 FDIC-insured branches from 21 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Conway National Bank | 14 | $1.5 billion |
| Anderson Brothers Bank | 11 | $1.3 billion |
| Truist Bank | 10 | $1.2 billion |
| United Bank | 7 | $681.3 million |
| Wells Fargo Bank, National Association | 6 | $1.1 billion |
| Pinnacle Bank | 6 | $833.4 million |
| TD Bank, National Association | 6 | $785.1 million |
| SouthState Bank, National Association | 6 | $575.7 million |
| United Community Bank | 6 | $500.7 million |
| The Citizens Bank | 6 | $171.7 million |
| Bank of America, National Association | 5 | $980.5 million |
| First-Citizens Bank & Trust Company | 5 | $461.1 million |
| Coastal Carolina National Bank | 4 | $803.0 million |
| South Atlantic Bank | 4 | $743.7 million |
| First Palmetto Bank | 4 | $186.8 million |
| JPMorgan Chase Bank, National Association | 3 | $96.4 million |
| First Reliance Bank | 2 | $25.3 million |
| Woodforest National Bank | 2 | $8.0 million |
| PNC Bank, National Association | 1 | $115.5 million |
| Southern Bank | 1 | $42.6 million |
| Carolina Bank & Trust Co. | 1 | $12.7 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Synovus Bank, 2411 N Oak St, Myrtle Beach
- Synovus Bank, 3650 Main St, Loris
- Synovus Bank, 780 Main St, North Myrtle Beach
- TD Bank, National Association, 2003 N Oak St, Myrtle Beach
- Wells Fargo Bank, National Association, 3910 Highway 17 S, North Myrtle Beach
Get told when this changes
When the next year’s lending figures are out for Horry County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.