ArborOne, ACA
ArborOne, ACA received 68 applications in 2025 and made 60 mortgages, in 16 counties across 2 states. The median rate its borrowers got was 8.040% on a median loan of $275,000. Of 65 decisions, 1 were denials — 1.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300N02AGXDR8PPK74 |
|---|---|
| Applications received | 68 |
| Mortgages made | 60 |
| Denied | 1 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.329 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 35 | 8.060% | $275,000 | 2.5% |
| Refinancing | 16 | 7.960% | $425,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where ArborOne, ACA lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Horry County, SC | 11 | 7.280% | 0.0% |
| Clarendon County, SC | 10 | 8.480% | 9.1% |
| Darlington County, SC | 8 | Under 10 loans | 0.0% |
| Florence County, SC | 7 | Under 10 loans | 0.0% |
| Georgetown County, SC | 4 | Under 10 loans | 0.0% |
| Chesterfield County, SC | 3 | Under 10 loans | 0.0% |
| Dillon County, SC | 3 | Under 10 loans | 0.0% |
| Kershaw County, SC | 2 | Under 10 loans | 0.0% |
| Lee County, SC | 2 | Under 10 loans | 0.0% |
| Marion County, SC | 2 | Under 10 loans | 0.0% |
| Marlboro County, SC | 2 | Under 10 loans | 0.0% |
| Sumter County, SC | 2 | Under 10 loans | 0.0% |
| Marshall County, AL | 1 | Under 10 loans | 0.0% |
| Fairfield County, SC | 1 | Under 10 loans | 0.0% |
| Orangeburg County, SC | 1 | Under 10 loans | 0.0% |
| Williamsburg County, SC | 1 | Under 10 loans | 0.0% |
Get told when this changes
When ArborOne, ACA’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.