21st Mortgage Corporation received 157,783 applications in 2025 and made
28,058 mortgages, in 2,717 counties across 46 states.
The median rate its borrowers got was 10.070% on a median loan of $105,000.
Of 105,486 decisions, 75,723 were denials — 71.8%, most often for credit history.
Legal Entity Identifier
549300XQVJ1XBNFA5536
Applications received
157,783
Mortgages made
28,058
Denied
75,723
Approved, not taken up
1,705
Withdrawn or incomplete
52,297
Loans bought from other lenders
1,389
Median rate spread over the prime offer rate
4.416 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
27,507
10.070%
$105,000
71.5%
Refinancing
212
10.030%
$95,000
82.7%
Cash-out refinancing
140
9.890%
$90,000
81.4%
Other purposes
199
11.010%
$55,000
76.9%
Where 21st Mortgage Corporation lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When 21st Mortgage Corporation’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.