Mortgage lenders in Hidalgo County
8,308 mortgages were made in Hidalgo County, Texas, in 2025, by 386 lenders. The median rate their borrowers got was 6.625% on a median loan of $225,000. Of 13,085 decisions, 4,137 were denials — 31.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 520 | 6.125% | $255,000 | 16.6% |
| CMG MORTGAGE, INC. | 496 | 6.500% | $215,000 | 6.1% |
| RALLY CREDIT UNION | 467 | 6.750% | $155,000 | 50.1% |
| Rocket Mortgage, LLC | 457 | 6.750% | $185,000 | 26.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 392 | 6.625% | $255,000 | 4.5% |
| STONEWOOD HOME LENDING, LLC | 324 | 5.750% | $265,000 | 2.1% |
| Synergy One Lending, Inc. | 293 | 6.500% | $235,000 | 9.8% |
| MOVEMENT MORTGAGE, LLC | 271 | 6.625% | $175,000 | 2.3% |
| RIGHT START MORTGAGE, INC. | 248 | 6.625% | $225,000 | 12.7% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 243 | 6.990% | $105,000 | 37.0% |
| UNION HOME MORTGAGE CORP. | 231 | 6.375% | $225,000 | 11.0% |
| JPMorgan Chase Bank, National Association | 210 | 6.500% | $195,000 | 13.5% |
| Paramount Residential Mortgage Group, Inc. | 210 | 6.250% | $245,000 | 4.1% |
| DIRECTIONS EQUITY, LLC | 202 | 6.250% | $285,000 | 2.2% |
| 21st Mortgage Corporation | 188 | 10.620% | $95,000 | 75.3% |
| LOWER, LLC | 160 | 6.500% | $235,000 | 9.0% |
| Lone Star National Bank | 148 | 7.250% | $265,000 | 23.3% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 128 | 6.625% | $250,000 | 4.5% |
| Mortgage Research Center, LLC | 120 | 6.125% | $265,000 | 24.8% |
| FREEDOM MORTGAGE CORPORATION | 115 | 6.250% | $275,000 | 12.4% |
| PENNYMAC LOAN SERVICES, LLC | 110 | 6.313% | $240,000 | 25.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 96 | 6.750% | $265,000 | 2.9% |
| PNC Bank, National Association | 90 | 7.710% | $130,000 | 65.6% |
| Nations Lending Corporation | 80 | 6.688% | $210,000 | 1.2% |
| Texas National Bank | 74 | Not published | $255,000 | 13.6% |
| Bank of America, National Association | 73 | 6.490% | $105,000 | 73.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | 59 | 6.625% | $255,000 | 14.5% |
| NEWREZ LLC | 56 | 6.813% | $175,000 | 60.4% |
| KIND LENDING, LLC | 56 | 6.250% | $280,000 | 40.4% |
| PLAZA HOME MORTGAGE, INC. | 55 | 6.375% | $225,000 | 35.6% |
| Texas Regional Bank | 51 | 7.125% | $265,000 | 14.1% |
| Loandepot.Com, LLC | 48 | 7.188% | $125,000 | 46.8% |
| Frost Bank | 47 | 7.040% | $95,000 | 65.6% |
| Broker Solutions, Inc. | 46 | 6.625% | $225,000 | 28.8% |
| CHAMPIONS FUNDING, LLC | 45 | 7.250% | $265,000 | 28.6% |
| EUSTIS MORTGAGE CORPORATION | 43 | 6.125% | $225,000 | 2.3% |
| International Bank of Commerce | 42 | 7.438% | $155,000 | 40.3% |
| THE LOAN STORE, INC. | 41 | 6.750% | $225,000 | 7.3% |
| Navy Federal Credit Union | 40 | 6.000% | $255,000 | 35.9% |
| NATIONSTAR MORTGAGE LLC | 39 | 7.125% | $145,000 | 38.5% |
| GUARANTEED RATE, INC. | 36 | 6.500% | $260,000 | 42.4% |
| Hometown Equity Mortgage, LLC | 35 | 7.125% | $205,000 | 48.5% |
| Fairway Independent Mortgage Corporation | 35 | 6.625% | $225,000 | 10.0% |
| FM Home Loans, LLC | 35 | 7.500% | $425,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 34 | 6.250% | $180,000 | 7.9% |
| Vantage Bank Texas | 33 | Not published | $245,000 | 23.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 31 | 6.375% | $265,000 | 5.6% |
| SOUTHWEST FUNDING, LP | 30 | 6.875% | $220,000 | 8.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 30 | 10.005% | $135,000 | 18.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 29 | 6.750% | $275,000 | 2.9% |
| Rio Bank | 29 | Not published | $205,000 | 2.8% |
| TRIAD FINANCIAL SERVICES, INC. | 28 | 9.745% | $95,000 | 62.4% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 28 | 6.938% | $65,000 | 12.8% |
| Flagstar Bank, N.A. | 28 | 6.000% | $220,000 | 28.6% |
| DAS Acquisition Company, LLC | 28 | 6.500% | $195,000 | 5.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 28 | 6.750% | $235,000 | 20.0% |
| SPRING EQ, LLC | 27 | 10.025% | $75,000 | 71.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 10.990% | $95,000 | 77.4% |
| Wells Fargo Bank, National Association | 26 | 6.563% | $175,000 | 46.9% |
| HOMEXPRESS MORTGAGE CORP. | 26 | 7.500% | $180,000 | 49.1% |
| PLANET HOME LENDING, LLC | 26 | 5.990% | $250,000 | 15.2% |
| Citadel Servicing Corporation | 25 | 7.625% | $255,000 | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 24 | 7.063% | $120,000 | 21.2% |
| SECURITY FIRST Federal Credit Union | 23 | 5.750% | $165,000 | 51.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 23 | 9.000% | $175,000 | 8.0% |
| PENTAGON FEDERAL CREDIT UNION | 22 | 6.563% | $180,000 | 54.2% |
| EVERETT FINANCIAL, INC. | 22 | 6.808% | $170,000 | 4.2% |
| A&D Mortgage LLC | 19 | 7.625% | $225,000 | 32.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | 19 | 6.125% | $275,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 19 | 6.484% | $245,000 | 4.2% |
| MORIA DEVELOPMENT, INC. | 18 | 5.990% | $230,000 | 14.3% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 18 | 6.813% | $250,000 | 14.3% |
| GENWAY HOME MORTGAGE, INC. | 18 | 6.750% | $355,000 | 14.3% |
| GREATER TEXAS FEDERAL CREDIT UNION | 17 | 6.625% | $85,000 | 63.8% |
| Lendage, LLC | 16 | 12.063% | $65,000 | 37.0% |
| AmeriSave Mortgage Corporation | 15 | 7.250% | $145,000 | 80.3% |
| FIGURE LENDING LLC | 14 | 10.825% | $70,000 | 54.4% |
| H E B Credit Union | 14 | 6.120% | $80,000 | 36.4% |
| Falcon International Bank | 14 | Not published | $365,000 | 6.7% |
| 254900CTT87ZKAUTIJ37 | 14 | 7.750% | $315,000 | 0.0% |
| Gateway First Bank | 13 | 6.625% | $225,000 | 18.8% |
| Loan Funder LLC | 13 | 10.940% | $195,000 | 18.8% |
| LAND HOME FINANCIAL SERVICES, INC. | 13 | 6.750% | $215,000 | 6.7% |
| Discover Bank | 12 | 8.300% | $100,000 | 86.0% |
| USAA Federal Savings Bank | 12 | 6.500% | $305,000 | 51.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $335,000 | 4.6% |
| Equity Prime Mortgage LLC | 12 | 6.063% | $185,000 | 23.5% |
| FBC MORTGAGE, LLC | 12 | 6.990% | $285,000 | 14.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 12 | 6.688% | $185,000 | 14.3% |
| AMWEST FUNDING CORP. | 12 | 7.188% | $275,000 | 20.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.875% | $225,000 | 67.4% |
| BETTER MORTGAGE CORPORATION | 11 | 6.125% | $325,000 | 50.0% |
| GoodLeap, LLC | 11 | 5.990% | $125,000 | 42.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 11 | 9.865% | $125,000 | 7.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.250% | $275,000 | 21.4% |
| OCMBC, INC. | 10 | 8.125% | $200,000 | 38.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 6.375% | $275,000 | 27.8% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 10 | 6.625% | $290,000 | 16.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 6.500% | $200,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 10 | 6.563% | $260,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 31.6% |
| LoanUnited.com, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| LEADERONE FINANCIAL CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 69.2% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| PlainsCapital Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 73.1% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 36.4% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 60.0% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 53.8% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CREDIT UNION OF TEXAS | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 66.7% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 23.1% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 45.5% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| SOUTH RIVER MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ABL RPC Residential Credit Acquisition LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Option Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 73.7% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CLEARPATH LENDING | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 80.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Texas Community Bank | 3 | Under 10 loans | Under 10 loans | 22.2% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| UNIVERSITY Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 3 | Under 10 loans | Under 10 loans | 33.3% |
| BOKF, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 62.5% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 16.7% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 40.0% |
| 254900T8N4RLS6G3BF64 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ONY GLO, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITOL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SERVICE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| FirstBank | 1 | Under 10 loans | Under 10 loans | 73.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 88.9% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 81.8% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FUNDLOANS CAPITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS MORTGAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 186 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hidalgo County
152 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| International Bank of Commerce | 29 | $2.5 billion |
| Lone Star National Bank | 21 | $2.3 billion |
| PNC Bank, National Association | 13 | $1.4 billion |
| Rio Bank | 11 | $705.4 million |
| Vantage Bank Texas | 10 | $1.7 billion |
| Texas National Bank | 9 | $891.7 million |
| JPMorgan Chase Bank, National Association | 7 | $1.4 billion |
| Wells Fargo Bank, National Association | 7 | $942.0 million |
| PlainsCapital Bank | 7 | $806.3 million |
| Texas Regional Bank | 7 | $746.3 million |
| Bank of America, National Association | 6 | $1.2 billion |
| Frost Bank | 4 | $914.1 million |
| Freedom Bank | 4 | $187.5 million |
| Greater State Bank | 4 | $129.8 million |
| Bank of South Texas | 4 | $84.5 million |
| First National Bank Texas | 4 | $34.0 million |
| Falcon International Bank | 2 | $67.8 million |
| First Community Bank | 1 | $69.9 million |
| Texas Community Bank | 1 | $24.1 million |
| International Bank of Commerce | 1 | $0 |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Texas National Bank, 4908 S Jackson Rd, Edinburg
Get told when this changes
When the next year’s lending figures are out for Hidalgo County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.