Rio Bank
Rio Bank received 76 applications in 2025 and made 56 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $215,000. Of 71 decisions, 5 were denials — 7.0%.
| Legal Entity Identifier | 5493007MVCEU8QCNWC60 |
|---|---|
| Applications received | 76 |
| Mortgages made | 56 |
| Denied | 5 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Rio Bank, 24 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 46 | Not published | $215,000 | 3.6% |
| Refinancing | 10 | Not published | $215,000 | 15.4% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 50.0% |
Where Rio Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hidalgo County, TX | 29 | Not published | 2.8% |
| Cameron County, TX | 11 | Not published | 18.8% |
| Bexar County, TX | 4 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Webb County, TX | 2 | Under 10 loans | 33.3% |
| Blanco County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| La Salle County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| Starr County, TX | 1 | Under 10 loans | 0.0% |
| Erath County, TX | 0 | Under 10 loans | Not published |
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When Rio Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.