Mortgage lenders in Travis County
20,143 mortgages were made in Travis County, Texas, in 2025, by 704 lenders. The median rate their borrowers got was 6.490% on a median loan of $375,000. Of 27,044 decisions, 5,677 were denials — 21.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,507 | 6.374% | $425,000 | 11.2% |
| Rocket Mortgage, LLC | 918 | 6.500% | $315,000 | 24.7% |
| CMG MORTGAGE, INC. | 869 | 6.375% | $375,000 | 3.6% |
| UNIVERSITY Federal Credit Union | 614 | 6.625% | $295,000 | 13.9% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 586 | 6.875% | $110,000 | 12.2% |
| JPMorgan Chase Bank, National Association | 559 | 6.250% | $455,000 | 11.6% |
| Frost Bank | 499 | 7.560% | $255,000 | 38.5% |
| Taylor Morrison Home Funding, Inc. | 480 | 5.500% | $425,000 | 6.1% |
| Fairway Independent Mortgage Corporation | 424 | 6.500% | $455,000 | 4.1% |
| LOANPEOPLE, LLC | 412 | 6.624% | $445,000 | 1.7% |
| First United Bank and Trust Company | 341 | 6.625% | $520,000 | 4.2% |
| Loandepot.Com, LLC | 320 | 5.125% | $335,000 | 27.4% |
| Bank of America, National Association | 312 | 5.990% | $305,000 | 49.3% |
| PENNYMAC LOAN SERVICES, LLC | 283 | 6.499% | $405,000 | 21.6% |
| Cadence Bank | 279 | 6.125% | $415,000 | 9.4% |
| DHI MORTGAGE COMPANY, LTD. | 276 | 3.990% | $315,000 | 14.8% |
| A+ Federal Credit Union | 220 | 6.875% | $125,000 | 47.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 204 | 6.490% | $465,000 | 3.8% |
| Amplify | 192 | 7.500% | $210,000 | 14.9% |
| U.S. Bank National Association | 182 | 6.125% | $795,000 | 21.4% |
| AUSTIN TELCO | 178 | 6.490% | $105,000 | 36.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 174 | 6.750% | $425,000 | 5.7% |
| NEWREZ LLC | 173 | 6.500% | $375,000 | 34.2% |
| KBHS HOME LOANS, LLC | 172 | 6.125% | $380,000 | 8.4% |
| THE LOAN STORE, INC. | 164 | 6.500% | $380,000 | 16.8% |
| VELOCIO MORTGAGE L.L.C. | 163 | 3.990% | $345,000 | 6.3% |
| PNC Bank, National Association | 159 | 7.740% | $255,000 | 44.9% |
| Broker Solutions, Inc. | 146 | 6.625% | $355,000 | 16.0% |
| NETWORK FUNDING, L.P. | 143 | 6.625% | $485,000 | 6.8% |
| Wells Fargo Bank, National Association | 141 | 6.125% | $445,000 | 23.7% |
| Paramount Residential Mortgage Group, Inc. | 141 | 6.500% | $485,000 | 1.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 133 | 6.375% | $445,000 | 3.6% |
| KIND LENDING, LLC | 132 | 6.625% | $385,000 | 23.7% |
| GUILD MORTGAGE COMPANY | 131 | 6.500% | $365,000 | 7.7% |
| FREEDOM MORTGAGE CORPORATION | 116 | 6.250% | $385,000 | 10.8% |
| NATIONSTAR MORTGAGE LLC | 114 | 6.875% | $265,000 | 20.3% |
| PILGRIM MORTGAGE LLC | 110 | 6.375% | $435,000 | 1.8% |
| EVERETT FINANCIAL, INC. | 107 | 6.875% | $385,000 | 6.1% |
| HOME FINANCING UNLIMITED, INC. | 107 | 6.000% | $475,000 | 7.0% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 105 | 5.625% | $385,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 104 | 6.375% | $325,000 | 7.0% |
| Mortgage Research Center, LLC | 103 | 5.990% | $385,000 | 23.2% |
| LENNAR MORTGAGE, LLC | 101 | 4.500% | $275,000 | 30.9% |
| Morgan Stanley Private Bank, National Association | 100 | 5.750% | $805,000 | 1.9% |
| GUARANTEED RATE, INC. | 99 | 6.500% | $505,000 | 14.5% |
| Truist Bank | 99 | 6.150% | $335,000 | 50.5% |
| 254900K39SBWA2QOUF69 | 97 | 6.500% | $475,000 | 0.0% |
| United Heritage Credit Union | 96 | 6.950% | $135,000 | 35.1% |
| NexBank | 91 | 6.500% | $475,000 | 15.6% |
| PULTE MORTGAGE LLC | 90 | 5.750% | $395,000 | 19.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 90 | 6.375% | $460,000 | 11.8% |
| CLM MORTGAGE, INC. | 89 | 5.490% | $415,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 88 | 6.625% | $405,000 | 7.4% |
| Navy Federal Credit Union | 83 | 6.375% | $385,000 | 32.8% |
| Plains Commerce Bank | 83 | 6.500% | $495,000 | 6.7% |
| TRIAD FINANCIAL SERVICES, INC. | 82 | 8.490% | $100,000 | 53.3% |
| Prosperity Bank | 81 | 6.750% | $805,000 | 29.0% |
| PLAZA HOME MORTGAGE, INC. | 81 | 6.375% | $375,000 | 28.7% |
| BETTER MORTGAGE CORPORATION | 79 | 6.490% | $455,000 | 38.2% |
| INSPIRE HOME LOANS INC. | 79 | 4.875% | $325,000 | 14.7% |
| MOVEMENT MORTGAGE, LLC | 76 | 6.625% | $425,000 | 2.2% |
| PRIORITY HOME MORTGAGE, L.P. | 76 | 4.990% | $430,000 | 0.0% |
| M/I FINANCIAL, LLC | 76 | 4.875% | $375,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 74 | 6.375% | $515,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 70 | 6.375% | $495,000 | 5.2% |
| Florida Capital Bank, National Association | 68 | 6.490% | $450,000 | 3.5% |
| International Bank of Commerce | 65 | 6.250% | $285,000 | 9.6% |
| Citibank, National Association | 62 | 5.875% | $775,000 | 15.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 61 | 6.375% | $575,000 | 18.6% |
| Primis Mortgage Company | 60 | 6.624% | $360,000 | 1.6% |
| VELOCITY Credit Union | 59 | 6.375% | $105,000 | 41.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 58 | 6.658% | $360,000 | 36.6% |
| SFMC, LP | 56 | 5.490% | $395,000 | 12.4% |
| AMWEST FUNDING CORP. | 55 | 6.500% | $365,000 | 8.3% |
| Kiavi Funding, Inc. | 55 | 9.650% | $425,000 | 8.2% |
| Flagstar Bank, N.A. | 55 | 6.500% | $445,000 | 26.9% |
| BOKF, National Association | 53 | 6.375% | $365,000 | 31.7% |
| A&D Mortgage LLC | 53 | 6.750% | $425,000 | 11.7% |
| NEXERA HOLDING LLC | 52 | 7.375% | $485,000 | 16.1% |
| CHAMPIONS FUNDING, LLC | 52 | 7.625% | $370,000 | 35.0% |
| SPRING EQ, LLC | 50 | 9.138% | $95,000 | 68.6% |
| CAPITOL CREDIT UNION | 49 | 6.590% | $95,000 | 24.0% |
| Charles Schwab Bank, SSB | 49 | 5.375% | $985,000 | 7.3% |
| Regions Bank | 48 | 4.990% | $255,000 | 51.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 48 | 6.433% | $415,000 | 9.3% |
| REPUBLIC STATE MORTGAGE CO. | 48 | 6.125% | $335,000 | 0.0% |
| CERTIFIED FUNDING, L.P. | 46 | 7.500% | $185,000 | 30.3% |
| GOLDEN EMPIRE MORTGAGE, INC. | 45 | 6.625% | $415,000 | 11.5% |
| GOVERNMENT EMPLOYEES | 45 | 5.500% | $125,000 | 0.0% |
| UBS Bank USA | 44 | 5.750% | $1,265,000 | 13.7% |
| 21st Mortgage Corporation | 42 | 9.440% | $100,000 | 77.2% |
| First Horizon Bank | 42 | 6.313% | $600,000 | 10.6% |
| ENCOMPASS LENDING GROUP, LP | 42 | 6.490% | $385,000 | 2.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 41 | 10.040% | $155,000 | 26.3% |
| CORNERSTONE CAPITAL BANK, SSB | 41 | 6.500% | $555,000 | 2.4% |
| LAKEVIEW LOAN SERVICING, LLC | 40 | 5.990% | $430,000 | 65.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 40 | 6.123% | $495,000 | 20.7% |
| BAY EQUITY LLC | 40 | 6.688% | $375,000 | 2.4% |
| SouthStar Bank, S.S.B. | 40 | Not published | $390,000 | 17.7% |
| JMAC LENDING, INC. | 40 | 6.625% | $405,000 | 0.0% |
| Tomo Mortgage, LLC | 39 | 5.990% | $455,000 | 18.8% |
| PARKSTONE MORTGAGE, LLC | 39 | 5.750% | $485,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 39 | 6.500% | $405,000 | 7.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 38 | 6.563% | $385,000 | 0.0% |
| First Bank | 38 | 6.875% | $540,000 | 2.1% |
| AAXY L.L.C. | 38 | 6.000% | $470,000 | 0.0% |
| 212 LOANS, LLC. | 38 | 11.650% | $430,000 | 0.0% |
| AmeriSave Mortgage Corporation | 37 | 7.000% | $195,000 | 59.8% |
| LOWER, LLC | 37 | 6.490% | $475,000 | 11.9% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 37 | 6.500% | $415,000 | 0.0% |
| STG MORTGAGE INC | 36 | 6.500% | $345,000 | 7.7% |
| PUBLIC EMPLOYEES | 36 | 6.290% | $85,000 | 14.3% |
| SouthState Bank, National Association | 36 | 6.375% | $785,000 | 15.9% |
| Zions Bancorporation, N.A. | 35 | 6.750% | $405,000 | 32.1% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 35 | 6.990% | $305,000 | 33.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | 35 | 4.875% | $355,000 | 10.0% |
| RESICENTRAL, LLC | 34 | 6.490% | $410,000 | 2.6% |
| Easy Street Capital, LLC | 34 | 9.900% | $380,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 33 | 6.625% | $425,000 | 2.9% |
| USAA Federal Savings Bank | 32 | 6.250% | $385,000 | 53.6% |
| First Financial Bank | 32 | 6.888% | $410,000 | 11.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 32 | 6.375% | $410,000 | 0.0% |
| Comerica Bank | 31 | 5.990% | $255,000 | 55.4% |
| HOMEXPRESS MORTGAGE CORP. | 31 | 7.750% | $305,000 | 60.7% |
| Citadel Servicing Corporation | 31 | 7.125% | $595,000 | 3.9% |
| Assurance Financial Group, L.L.C. | 31 | 6.500% | $335,000 | 16.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 31 | 5.990% | $385,000 | 4.9% |
| PHH Mortgage Corporation | 30 | 6.058% | $360,000 | 20.0% |
| CANOPY MORTGAGE, LLC | 30 | 6.250% | $360,000 | 9.1% |
| TRUWEST Credit Union | 29 | 7.750% | $295,000 | 39.6% |
| NBKC BANK | 29 | 6.375% | $535,000 | 12.1% |
| V.I.P. MORTGAGE, INC. | 29 | 6.500% | $475,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 28 | 6.813% | $445,000 | 3.2% |
| FIGURE LENDING LLC | 27 | 9.575% | $85,000 | 45.1% |
| Commerce Home Mortgage, Inc. | 27 | 7.375% | $455,000 | 22.2% |
| Hometown Equity Mortgage, LLC | 27 | 7.375% | $395,000 | 44.9% |
| SOUTHWEST FUNDING, LP | 27 | 6.875% | $285,000 | 0.0% |
| Synergy One Lending, Inc. | 27 | 6.500% | $455,000 | 6.9% |
| Gateway First Bank | 27 | 6.490% | $385,000 | 10.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 27 | 6.375% | $455,000 | 9.7% |
| General Mortgage Capital Corporation | 27 | 6.250% | $375,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 26 | 6.056% | $415,000 | 7.9% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 26 | 6.500% | $465,000 | 0.0% |
| VeraBank, National Association | 26 | 7.375% | $290,000 | 10.3% |
| JET HOMELOANS, LP | 26 | 5.433% | $520,000 | 0.0% |
| NEXUS SERIES B, LLC | 26 | 11.725% | $335,000 | 0.0% |
| Discover Bank | 25 | 8.000% | $85,000 | 85.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 11.250% | $95,000 | 75.9% |
| 254900CTT87ZKAUTIJ37 | 25 | 10.750% | $745,000 | 28.6% |
| DEEPHAVEN MORTGAGE LLC | 25 | 7.625% | $325,000 | 35.9% |
| PLANET HOME LENDING, LLC | 25 | 5.990% | $425,000 | 21.9% |
| TEXAS MORTGAGE LENDING, LLC | 24 | 6.563% | $265,000 | 11.4% |
| Broadway National Bank | 24 | Not published | $635,000 | 25.0% |
| Lendage, LLC | 24 | 11.000% | $75,000 | 17.7% |
| ROYAL UNITED MORTGAGE LLC | 24 | 6.625% | $180,000 | 23.5% |
| FINANCE OF AMERICA REVERSE LLC | 24 | 7.620% | $400,000 | 21.9% |
| FIRST EQUITY MORTGAGE INCORPORATED | 24 | 6.375% | $760,000 | 14.3% |
| Frontier Bank of Texas | 24 | Not published | $405,000 | 10.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 23 | 6.875% | $305,000 | 49.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 23 | 7.124% | $355,000 | 32.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 23 | 9.500% | $535,000 | 0.0% |
| HOMETRUST MORTGAGE COMPANY | 22 | 6.625% | $360,000 | 35.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 22 | 6.750% | $370,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 21 | 7.625% | $225,000 | 70.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 21 | 7.000% | $425,000 | 30.0% |
| Raymond James Bank | 21 | 5.375% | $1,185,000 | 4.6% |
| GREATER TEXAS FEDERAL CREDIT UNION | 20 | 6.590% | $45,000 | 64.6% |
| CREDIT UNION OF TEXAS | 20 | 7.800% | $210,000 | 35.1% |
| SENTE MORTGAGE, INC. | 20 | 6.813% | $435,000 | 13.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 19 | 5.750% | $435,000 | 12.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 19 | 6.750% | $315,000 | 20.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 19 | 6.250% | $335,000 | 17.4% |
| 254900YZ174H294JW398 | 19 | 5.750% | $435,000 | 4.4% |
| Amarillo National Bank | 18 | 7.250% | $395,000 | 9.1% |
| Citizens Bank, National Association | 18 | 6.000% | $880,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 17 | 7.250% | $425,000 | 0.0% |
| Alcova Mortgage LLC | 17 | 6.625% | $355,000 | 0.0% |
| City Bank | 17 | 6.875% | $495,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 17 | 6.490% | $335,000 | 5.6% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 17 | 7.250% | $325,000 | 0.0% |
| Sunflower Bank, National Association | 16 | 6.188% | $440,000 | 11.1% |
| INTERLINC MORTGAGE SERVICES, LLC | 16 | 5.688% | $335,000 | 11.1% |
| TexasBank | 16 | 7.500% | $265,000 | 0.0% |
| 5493004T38NMC864VL66 | 16 | 10.750% | $350,000 | 15.8% |
| GEO-CORP, INC. | 16 | 7.625% | $315,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 15 | 6.625% | $365,000 | 6.3% |
| OCMBC, INC. | 15 | 7.250% | $505,000 | 19.2% |
| Investor Mortgage Finance LLC | 15 | 7.137% | $265,000 | 21.1% |
| Emporium TPO LLC | 15 | 7.375% | $325,000 | 4.4% |
| The Huntington National Bank | 15 | 6.875% | $645,000 | 11.1% |
| GENWAY HOME MORTGAGE, INC. | 15 | 6.875% | $265,000 | 0.0% |
| DIRECTIONS EQUITY, LLC | 15 | 6.000% | $335,000 | 5.9% |
| ARC HOME LLC | 14 | 7.125% | $605,000 | 17.7% |
| ALLIANT CREDIT UNION | 14 | 6.125% | $435,000 | 17.7% |
| The First National Bank of Bastrop | 14 | Not published | $305,000 | 19.2% |
| Equity Prime Mortgage LLC | 14 | 6.563% | $465,000 | 6.3% |
| Waterstone Mortgage Corporation | 14 | 6.933% | $345,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 14 | 6.688% | $365,000 | 6.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 13 | 10.240% | $315,000 | 7.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 7.750% | $455,000 | 6.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 504 lenders each made 13 or fewer mortgages here, and are counted in the totals above.
Bank branches in Travis County
236 FDIC-insured branches from 56 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
22 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- American Bank of Commerce, 2535 W Anderson Ln, Austin
- American Bank, National Association, 3520 Bee Caves Rd, Ste 100, Austin
- Broadway National Bank, 12101 Bee Caves Rd, Bee Cave
- Cadence Bank, 3500 Ranch Road 620 S, Bldg 3, Austin
- Cadence Bank, 3951 W Parmer Ln, Ste 100, Austin
- Cadence Bank, 5501 W Highway 290, Ste A, Austin
- Cadence Bank, 6500 N Mopac Expy, Building One, Suite 1101, Austin
- Comerica Bank, 13200 N Interstate 35, Bldg C, Austin
- Comerica Bank, 1701 W 35th St, Austin
- Comerica Bank, 1713 Fm 685, Ste 170, Pflugerville
- Comerica Bank, 2315 E Anderson Ln, Austin
- Comerica Bank, 2414 Exposition Blvd, Ste D110, Austin
- Comerica Bank, 300 W 6th St, Ste 120, Austin
- Comerica Bank, 3801 Bee Caves Rd, West Lake Hills
- Comerica Bank, 7820 Burnet Rd, Austin
- Guaranty Bank & Trust, N.A., 1008 Ranch Road 620 S, Lakeway
- Guaranty Bank & Trust, N.A., 601 W 5th St, Austin
- Keystone Bank, SSB, 13715 E Ladera Blvd, Austin
- Keystone Bank, SSB, 507 Pressler St, Ste 400, Austin
- Texas Partners Bank, 1717 W 6th St, Ste 110, Austin
- Texas Partners Bank, 8611 N Mopac Expy, Ste Mopac, Austin
- Vista Bank, 3720 Jefferson St, Austin
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.