Mortgage Lender Index

SECURITY SERVICE FEDERAL CREDIT UNION

SECURITY SERVICE FEDERAL CREDIT UNION received 7,510 applications in 2025 and made 3,636 mortgages, in 190 counties across 15 states. The median rate its borrowers got was 6.990% on a median loan of $125,000. Of 5,424 decisions, 1,671 were denials — 30.8%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493008N1D96CHCTQC27
Applications received7,510
Mortgages made3,636
Denied1,671
Approved, not taken up117
Withdrawn or incomplete2,086
Loans bought from other lenders3
Median rate spread over the prime offer rate-0.1 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase627 6.375%$255,000 26.4%
Refinancing97 6.250%$205,000 35.4%
Cash-out refinancing1,018 6.990%$155,000 27.5%
Other purposes1,894 6.990%$95,000 33.5%

Where SECURITY SERVICE FEDERAL CREDIT UNION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bexar County, TX 1,0726.990%35.2%
Hidalgo County, TX 2436.990%37.0%
El Paso County, CO 1996.990%23.2%
Utah County, UT 1806.990%28.2%
Salt Lake County, UT 1746.990%27.7%
Cameron County, TX 1276.875%33.5%
Comal County, TX 1086.990%32.1%
El Paso County, TX 996.990%35.5%
Larimer County, CO 836.990%20.4%
Weld County, CO 836.990%22.4%
Jefferson County, CO 796.990%21.9%
Pueblo County, CO 766.990%25.9%
Arapahoe County, CO 666.990%19.5%
Denver County, CO 576.990%24.4%
Nueces County, TX 556.625%26.7%
Adams County, CO 536.990%15.6%
Douglas County, CO 506.990%13.8%
Guadalupe County, TX 506.990%35.9%
Kendall County, TX 466.875%9.4%
Medina County, TX 446.990%29.4%
Travis County, TX 356.990%33.3%
Washington County, UT 346.990%25.5%
Davis County, UT 336.990%21.4%
Boulder County, CO 326.990%10.8%
Uvalde County, TX 296.875%41.2%
Atascosa County, TX 286.990%39.1%
San Patricio County, TX 266.813%34.2%
Weber County, UT 266.990%22.9%
Harris County, TX 256.990%29.7%
Mesa County, CO 196.990%17.4%
Williamson County, TX 196.990%17.4%
Summit County, UT 196.990%9.1%
Wilson County, TX 167.250%39.3%
Maverick County, TX 156.500%42.9%
Hays County, TX 146.933%31.8%
Aransas County, TX 136.625%27.8%
Collin County, TX 136.625%18.8%
Webb County, TX 136.990%27.8%
Bandera County, TX 126.875%45.5%
Elbert County, CO 106.990%28.6%
Kerr County, TX 106.995%21.4%
Wasatch County, UT 106.990%23.1%
Dallas County, TX 9Under 10 loans37.5%
Denton County, TX 9Under 10 loans25.0%
Montgomery County, TX 8Under 10 loans0.0%
Tarrant County, TX 8Under 10 loans25.0%
Tooele County, UT 8Under 10 loans27.3%
Val Verde County, TX 7Under 10 loans27.3%
Fremont County, CO 6Under 10 loans33.3%
Otero County, CO 5Under 10 loans0.0%

Get told when this changes

When SECURITY SERVICE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.