Mortgage lenders in Mesa County
4,987 mortgages were made in Mesa County, Colorado, in 2025, by 330 lenders. The median rate their borrowers got was 6.750% on a median loan of $255,000. Of 6,407 decisions, 1,138 were denials — 17.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 496 | 6.500% | $285,000 | 1.0% |
| GUILD MORTGAGE COMPANY | 371 | 6.500% | $285,000 | 7.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 296 | 6.250% | $340,000 | 13.5% |
| Rocket Mortgage, LLC | 279 | 6.750% | $205,000 | 18.9% |
| Fairway Independent Mortgage Corporation | 278 | 6.625% | $295,000 | 6.1% |
| Alpine Bank | 185 | 8.000% | $195,000 | 8.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 152 | 6.438% | $300,000 | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 125 | 7.250% | $85,000 | 16.0% |
| BELLCO CREDIT UNION | 104 | 8.000% | $75,000 | 43.8% |
| COLORAMO | 103 | 8.490% | $105,000 | 18.1% |
| CANVAS CREDIT UNION | 98 | 8.140% | $75,000 | 17.2% |
| Northpointe Bank | 96 | 6.500% | $285,000 | 5.0% |
| V.I.P. MORTGAGE, INC. | 96 | 6.500% | $335,000 | 1.0% |
| U.S. Bank National Association | 95 | 7.950% | $95,000 | 46.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 91 | 6.500% | $305,000 | 0.0% |
| Bank of Colorado | 80 | 6.875% | $245,000 | 14.7% |
| Oakstar Bank | 79 | 7.500% | $155,000 | 11.9% |
| PENNYMAC LOAN SERVICES, LLC | 75 | 6.875% | $225,000 | 9.5% |
| Climb Credit Union | 71 | 7.200% | $95,000 | 19.3% |
| NATIONSTAR MORTGAGE LLC | 71 | 8.625% | $85,000 | 15.5% |
| Mortgage Research Center, LLC | 55 | 6.125% | $365,000 | 25.3% |
| Broker Solutions, Inc. | 55 | 6.750% | $285,000 | 11.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 50 | 6.913% | $350,000 | 3.8% |
| FREEDOM MORTGAGE CORPORATION | 49 | 6.125% | $355,000 | 11.1% |
| Zions Bancorporation, N.A. | 49 | 7.750% | $255,000 | 27.7% |
| Luminate Bank | 46 | 6.500% | $325,000 | 0.0% |
| SPRING EQ, LLC | 44 | 9.075% | $65,000 | 52.7% |
| Navy Federal Credit Union | 40 | 6.688% | $210,000 | 34.9% |
| Loandepot.Com, LLC | 40 | 7.000% | $205,000 | 35.4% |
| ANB Bank | 39 | 6.500% | $75,000 | 27.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 39 | 6.624% | $315,000 | 0.0% |
| BMO Bank National Association | 35 | 8.080% | $105,000 | 33.3% |
| Paramount Residential Mortgage Group, Inc. | 34 | 6.438% | $305,000 | 0.0% |
| The Central Trust Bank | 32 | 6.250% | $295,000 | 0.0% |
| NEWREZ LLC | 31 | 6.990% | $175,000 | 30.4% |
| CMG MORTGAGE, INC. | 31 | 7.125% | $315,000 | 2.6% |
| Glacier Bank | 31 | 7.750% | $195,000 | 18.4% |
| Coastal Community Bank | 28 | 11.240% | $55,000 | 1.7% |
| TRIAD FINANCIAL SERVICES, INC. | 25 | 8.880% | $75,000 | 34.4% |
| Wells Fargo Bank, National Association | 24 | 6.500% | $270,000 | 29.4% |
| GUARANTEED RATE, INC. | 23 | 6.500% | $325,000 | 7.7% |
| GERSHMAN INVESTMENT CORP. | 22 | 6.490% | $340,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 21 | 6.250% | $245,000 | 4.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 20 | 9.920% | $115,000 | 0.0% |
| Timberline Bank | 19 | Not published | $365,000 | 20.8% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 19 | 6.990% | $145,000 | 17.4% |
| PLAZA HOME MORTGAGE, INC. | 19 | 6.125% | $275,000 | 34.5% |
| THE LOAN STORE, INC. | 19 | 7.375% | $325,000 | 4.0% |
| LOWER, LLC | 18 | 6.625% | $335,000 | 5.3% |
| AmeriSave Mortgage Corporation | 17 | 8.500% | $95,000 | 58.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 16 | 7.678% | $120,000 | 11.1% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.250% | $315,000 | 61.9% |
| FIGURE LENDING LLC | 15 | 8.600% | $75,000 | 40.5% |
| GENEVA FINANCIAL, LLC | 15 | 6.500% | $405,000 | 0.0% |
| Bank of America, National Association | 14 | 6.240% | $205,000 | 50.0% |
| JMAC LENDING, INC. | 14 | 6.500% | $395,000 | 0.0% |
| KIND LENDING, LLC | 14 | 6.750% | $250,000 | 22.2% |
| Lendage, LLC | 14 | 10.625% | $55,000 | 12.5% |
| FINANCE OF AMERICA REVERSE LLC | 14 | 6.188% | $190,000 | 0.0% |
| 21st Mortgage Corporation | 13 | 10.770% | $85,000 | 78.0% |
| JPMorgan Chase Bank, National Association | 13 | 6.375% | $225,000 | 31.6% |
| Loan Simple, Inc. | 13 | 6.625% | $355,000 | 23.5% |
| Third Federal Savings and Loan Association of Cleveland | 13 | 6.990% | $65,000 | 38.1% |
| CORNERSTONE CAPITAL BANK, SSB | 13 | 6.250% | $345,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 12 | 6.438% | $235,000 | 47.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 8.625% | $110,000 | 60.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 12 | 6.563% | $330,000 | 0.0% |
| ENT Credit Union | 12 | 7.000% | $185,000 | 10.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.000% | $350,000 | 7.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.370% | $180,000 | 0.0% |
| Discover Bank | 9 | Under 10 loans | Under 10 loans | 73.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 9 | Under 10 loans | Under 10 loans | 15.4% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 35.7% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LONGBRIDGE FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BAY EQUITY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| NextMortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 64.7% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 50.0% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ELEVATIONS | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Grand Valley Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 38.5% |
| FirstBank | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 73.3% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Flanagan State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GROUP MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MEGASTAR FINANCIAL CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| NBH Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PREMIER MEMBERS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF DENVER | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COLORADO CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WESTERRA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Omaha | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RED ROCKS Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Utah Power Federally Insured State-Chartered Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peak Financial LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Air Academy Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGNIFIED HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RANLIFE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Umpqua Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pioneer Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 130 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Mesa County
34 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Alpine Bank | 5 | $779.1 million |
| Grand Valley Bank | 5 | $367.4 million |
| U.S. Bank National Association | 4 | $353.7 million |
| ANB Bank | 4 | $280.2 million |
| Wells Fargo Bank, National Association | 3 | $735.5 million |
| Bank of Colorado | 3 | $277.1 million |
| BMO Bank National Association | 3 | $117.6 million |
| Glacier Bank | 2 | $156.2 million |
| Zions Bancorporation, N.A. | 2 | $100.1 million |
| Timberline Bank | 1 | $428.6 million |
| Home Loan State Bank | 1 | $132.3 million |
| Oakstar Bank | 1 | $41.0 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- NBH Bank, 100 Main St, Grand Junction
- Oakstar Bank, 461 Main Street, Unit D, Grand Junction
Get told when this changes
When the next year’s lending figures are out for Mesa County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.