CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION received 2,269 applications in 2025 and made 1,405 mortgages, in 89 counties across 9 states. The median rate its borrowers got was 7.250% on a median loan of $105,000. Of 1,852 decisions, 433 were denials — 23.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ABEFRFKC9S8368 |
|---|---|
| Applications received | 2,269 |
| Mortgages made | 1,405 |
| Denied | 433 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 417 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.064 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 57 | 6.500% | $285,000 | 8.1% |
| Refinancing | 11 | 6.375% | $135,000 | 81.8% |
| Cash-out refinancing | 1,041 | 7.250% | $105,000 | 22.3% |
| Other purposes | 296 | 7.250% | $105,000 | 19.5% |
Where CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, CO | 183 | 7.250% | 17.9% |
| Denver County, CO | 159 | 7.250% | 20.7% |
| Mesa County, CO | 125 | 7.250% | 16.0% |
| Adams County, CO | 123 | 7.250% | 28.0% |
| Arapahoe County, CO | 123 | 7.250% | 28.7% |
| Weld County, CO | 118 | 7.250% | 24.4% |
| Douglas County, CO | 82 | 7.250% | 19.6% |
| Pueblo County, CO | 73 | 7.250% | 25.5% |
| Larimer County, CO | 65 | 7.250% | 19.5% |
| Fremont County, CO | 57 | 7.250% | 26.0% |
| La Plata County, CO | 54 | 7.250% | 26.7% |
| El Paso County, CO | 44 | 7.250% | 28.6% |
| Elbert County, CO | 21 | 7.250% | 22.2% |
| Boulder County, CO | 18 | 7.250% | 21.7% |
| Montezuma County, CO | 9 | Under 10 loans | 18.2% |
| Broomfield County, CO | 8 | Under 10 loans | 33.3% |
| Las Animas County, CO | 8 | Under 10 loans | 20.0% |
| Montrose County, CO | 8 | Under 10 loans | 0.0% |
| Otero County, CO | 7 | Under 10 loans | 0.0% |
| Archuleta County, CO | 6 | Under 10 loans | 22.2% |
| Chaffee County, CO | 5 | Under 10 loans | 16.7% |
| Clear Creek County, CO | 5 | Under 10 loans | 44.4% |
| Garfield County, CO | 5 | Under 10 loans | 37.5% |
| Park County, CO | 5 | Under 10 loans | 16.7% |
| Routt County, CO | 5 | Under 10 loans | 25.0% |
| Alamosa County, CO | 4 | Under 10 loans | 20.0% |
| Lake County, CO | 4 | Under 10 loans | 0.0% |
| Logan County, CO | 4 | Under 10 loans | 33.3% |
| Summit County, CO | 4 | Under 10 loans | 20.0% |
| Johnson County, KS | 4 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 4 | Under 10 loans | 0.0% |
| Delta County, CO | 3 | Under 10 loans | 50.0% |
| Morgan County, CO | 3 | Under 10 loans | 40.0% |
| Rio Blanco County, CO | 3 | Under 10 loans | 25.0% |
| Teller County, CO | 3 | Under 10 loans | 25.0% |
| Bernalillo County, NM | 3 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 3 | Under 10 loans | 0.0% |
| Eagle County, CO | 2 | Under 10 loans | 60.0% |
| Gilpin County, CO | 2 | Under 10 loans | 0.0% |
| Gunnison County, CO | 2 | Under 10 loans | 0.0% |
| Huerfano County, CO | 2 | Under 10 loans | 60.0% |
| Moffat County, CO | 2 | Under 10 loans | 0.0% |
| Yuma County, CO | 2 | Under 10 loans | 0.0% |
| Ada County, ID | 2 | Under 10 loans | 0.0% |
| Douglas County, NE | 2 | Under 10 loans | 50.0% |
| San Juan County, NM | 2 | Under 10 loans | 33.3% |
| Davis County, UT | 2 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 2 | Under 10 loans | 0.0% |
| Utah County, UT | 2 | Under 10 loans | 0.0% |
| Laramie County, WY | 2 | Under 10 loans | 33.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.