Mortgage Lender Index

Mortgage lenders in Gunnison County

477 mortgages were made in Gunnison County, Colorado, in 2025, by 195 lenders. The median rate their borrowers got was 6.750% on a median loan of $415,000. Of 644 decisions, 136 were denials — 21.1%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
GUILD MORTGAGE COMPANY 63 6.625% $325,000 8.3%
UNITED SHORE FINANCIAL SERVICES, LLC 45 6.535% $465,000 16.4%
Rocket Mortgage, LLC 27 6.625% $335,000 33.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 18 6.813% $380,000 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 17 6.625% $445,000 19.1%
BMO Bank National Association 16 8.280% $125,000 46.7%
CMG MORTGAGE, INC. 11 6.807% $465,000 0.0%
NBH Bank 10 7.370% $190,000 28.6%
NEWREZ LLC 9 Under 10 loans Under 10 loans 10.0%
THE LOAN STORE, INC. 8 Under 10 loans Under 10 loans 18.2%
JPMorgan Chase Bank, National Association 8 Under 10 loans Under 10 loans 27.3%
ELEVATIONS 8 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 7 Under 10 loans Under 10 loans 22.2%
PENNYMAC LOAN SERVICES, LLC 7 Under 10 loans Under 10 loans 22.2%
Morgan Stanley Private Bank, National Association 7 Under 10 loans Under 10 loans 0.0%
Alpine Bank 7 Under 10 loans Under 10 loans 12.5%
SPRING EQ, LLC 6 Under 10 loans Under 10 loans 40.0%
Wells Fargo Bank, National Association 6 Under 10 loans Under 10 loans 25.0%
WEST GATE BANK 6 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 6 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 5 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 5 Under 10 loans Under 10 loans 16.7%
FIGURE LENDING LLC 4 Under 10 loans Under 10 loans 50.0%
ENT Credit Union 4 Under 10 loans Under 10 loans 12.5%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 0.0%
First Western Trust Bank 4 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 4 Under 10 loans Under 10 loans 20.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 70.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 62.5%
Bank of Colorado 3 Under 10 loans Under 10 loans 25.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 25.0%
MOVEMENT MORTGAGE, LLC 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
TOWNE MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Climb Credit Union 3 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 3 Under 10 loans Under 10 loans 0.0%
UBS Bank USA 3 Under 10 loans Under 10 loans 0.0%
Zions Bancorporation, N.A. 3 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 3 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
PANORAMA MORTGAGE GROUP, LLC 2 Under 10 loans Under 10 loans 0.0%
BOKF, National Association 2 Under 10 loans Under 10 loans 33.3%
Flanagan State Bank 2 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 2 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Liberty 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 2 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 2 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 2 Under 10 loans Under 10 loans 0.0%
Citibank, National Association 2 Under 10 loans Under 10 loans 0.0%
UMB Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 83.3%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
BELLCO CREDIT UNION 1 Under 10 loans Under 10 loans 66.7%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 50.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 50.0%
FirstBank 1 Under 10 loans Under 10 loans 66.7%
WESTERRA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 66.7%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
SECURITY SERVICE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
City Bank 1 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
NQM FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Texas Regional Bank 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens 1st Bank 1 Under 10 loans Under 10 loans 0.0%
MortgageCountry, LLC 1 Under 10 loans Under 10 loans 0.0%
Ardent Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
APCI Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
COMMUNITYAMERICA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MORTGAGEONE, INC. 1 Under 10 loans Under 10 loans 0.0%
FAIRWINDS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Mountain Valley Bank 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
HUNT MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Security First Bank 1 Under 10 loans Under 10 loans 0.0%
HomeTrust Bank 1 Under 10 loans Under 10 loans 0.0%
Quail Creek Bank 1 Under 10 loans Under 10 loans 0.0%
Stockmens Bank 1 Under 10 loans Under 10 loans 0.0%
Air Academy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Leader Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First Bank of Alabama 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
Equitable Savings and Loan Association 1 Under 10 loans Under 10 loans 0.0%
VAL-CHRIS INVESTMENTS, INC. 1 Under 10 loans Under 10 loans 0.0%
Farmers Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
INTERCAP LENDING INC. 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
PEGASUS BANK 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
Bank-Fund Staff Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
KeyBank National Association 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 71.4%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans Not published
BAY EQUITY LLC 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
254900K39SBWA2QOUF69 0 Under 10 loans Under 10 loans Not published
GOLDEN EMPIRE MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
Synergy One Lending, Inc. 0 Under 10 loans Under 10 loans Not published
First Grayson Bancorp, Inc. 0 Under 10 loans Under 10 loans Not published
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
High Country Bank 0 Under 10 loans Under 10 loans Not published
ICE LENDER HOLDINGS LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
STG MORTGAGE INC 0 Under 10 loans Under 10 loans 0.0%
LADERA LENDING, INC. 0 Under 10 loans Under 10 loans Not published
RESICENTRAL, LLC 0 Under 10 loans Under 10 loans Not published
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Farm Credit Mid-America 0 Under 10 loans Under 10 loans Not published
VeraBank, National Association 0 Under 10 loans Under 10 loans Not published
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
CANVAS CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Glacier Bank 0 Under 10 loans Under 10 loans Not published
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
University Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
OAKTREE FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
Academy Bank, National Association 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
MORIA DEVELOPMENT, INC. 0 Under 10 loans Under 10 loans 100.0%
NexBank 0 Under 10 loans Under 10 loans Not published
V.I.P. MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Valon Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
Genisys Credit Union 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
Greenbox Loans, Inc. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
Stellar Bank 0 Under 10 loans Under 10 loans Not published
FOUNDATION MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
Oakstar Bank 0 Under 10 loans Under 10 loans Not published
Commerce Bank 0 Under 10 loans Under 10 loans Not published
Horizon Bank 0 Under 10 loans Under 10 loans Not published
Union Bank and Trust Company 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NETWORK FUNDING, L.P. 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
NASA Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Gunnison County

8 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Gunnison Bank and Trust Company 2$209.8 million
NBH Bank 2$143.1 million
BMO Bank National Association 2$134.1 million
Wells Fargo Bank, National Association 1$92.5 million
Gunnison Savings and Loan Association 1$83.4 million

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When the next year’s lending figures are out for Gunnison County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.