First Grayson Bancorp, Inc.
First Grayson Bancorp, Inc. received 188 applications in 2025 and made 126 mortgages, in 26 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $100,000. Of 170 decisions, 40 were denials — 23.5%.
| Legal Entity Identifier | 2549005B6S44QVVMBU11 |
|---|---|
| Applications received | 188 |
| Mortgages made | 126 |
| Denied | 40 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 62 | Not published | $115,000 | 23.3% |
| Refinancing | 39 | Not published | $125,000 | 26.4% |
| Other purposes | 25 | Not published | $35,000 | 19.4% |
Where First Grayson Bancorp, Inc. lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carter County, KY | 50 | Not published | 17.5% |
| Rowan County, KY | 23 | Not published | 25.8% |
| Elliott County, KY | 11 | Not published | 26.7% |
| Boyd County, KY | 10 | Not published | 38.9% |
| Morgan County, KY | 9 | Under 10 loans | 9.1% |
| Greenup County, KY | 3 | Under 10 loans | 40.0% |
| Clark County, KY | 2 | Under 10 loans | 33.3% |
| Lawrence County, KY | 2 | Under 10 loans | 0.0% |
| Lewis County, KY | 2 | Under 10 loans | 33.3% |
| Menifee County, KY | 2 | Under 10 loans | 0.0% |
| Brown County, OH | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Bath County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Lee County, KY | 1 | Under 10 loans | 0.0% |
| Magoffin County, KY | 1 | Under 10 loans | 50.0% |
| Scott County, KY | 1 | Under 10 loans | 0.0% |
| Wolfe County, KY | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Gunnison County, CO | 0 | Under 10 loans | Not published |
| Fleming County, KY | 0 | Under 10 loans | 100.0% |
| Madison County, KY | 0 | Under 10 loans | Not published |
| Mason County, KY | 0 | Under 10 loans | 100.0% |
| Russell County, KY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When First Grayson Bancorp, Inc.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.